The Gem State has long been a hidden jewel in the real estate market. However, recent trends indicate a surge in the Idaho housing scene, making it a hot topic for both local and out-of-state buyers. A significant player in this landscape? Interest rates. Let's delve deeper into the current real estate climate in Idaho and how interest rates play a pivotal role.

Are you dreaming of owning a home in the picturesque landscapes of Idaho? With the rising costs of real estate, affording a down payment can often be a daunting hurdle. Fortunately, Idaho offers a range of down payment assistance programs that can help turn your dream of homeownership into a reality. In this comprehensive guide, we'll walk you through the various down payment assistance programs available in the Gem State.

If you're a first-time homebuyer in Idaho, you may be concerned about the high cost of a down payment. Luckily, the Idaho Housing and Finance Down Payment Assistance Program (IDPA) is available to help you with the cost of purchasing your new home. In this blog, we'll explore the benefits of Idaho Housing and Finance Down Payment Assistance Program and how to take advantage of this program.

Mortgage rates pretty much took last week off, and the stock market battled with a sell off. But this is an issue, typically, when stock tank, investors put their money into Bonds, and they did NOT last week. Lots of economic data to digest this week, mainly focusing on Housing. Still no reason to float rates, they are continuing to go up!

In this blog:
Rates stable, with slight improvement, Fall out lending programs, IHA loan limits, Realtor marketing idea

Rates are falling in Idaho, FHA changes on the horizon

In this Blog:
-Rates flat, maybe little improved
-Rural Development changes
-Credit report changes
-Lead Generator

In this Blog:
-Rates tick up
-Fannie Rule Changes
-GSE easing lending
-FHA flip rules
-2007 Mortgage Debt Act
-New web addresses
-Title for same sex marriage in Idaho
 

In this Blog:
-Rates ticking up again, here comes 6%?
-Rural development changes
-Lots of other Changes coming.