In the process of buying a home, many potential buyers wonder whether they should hire a buyer's agent or go solo. While it's possible to navigate the real estate market without professional assistance, using a buyer's agent offers a range of benefits that can greatly enhance your home buying experience. In this blog post, we'll delve into why employing a buyer's agent is a smart decision and how it can help you secure the home of your dreams.

If you're a first-time homebuyer, you may have come across the term "escrow account" during your mortgage application process. But what exactly is an escrow account and how does it work? Let's explore.

Inflation is a key factor that affects mortgage rates, and understanding how it works is important for anyone looking to buy a home or refinance their current mortgage. In this blog, we will discuss how inflation affects mortgage rates and how it can impact your ability to afford a home.

Purchasing a home may be a overwhelming task, but if you follow some simple steps, it can really help your process.

Mortgage rates starting off higher

Mortgages rates in Idaho will trend flat to a little higher, that is until Wednesday at 12:00 PM, when the Federal Reserve is expected to announce a rate hike, the watch out for volatility. Anticipation is for a .25 increase, but what all eyes are looking for is the statement that follows.

Mortgage rates in Idaho are down just a tick last week, but this week we have started off even lower, We will probably stay pretty close to where we are for about 2-3 weeks, in anticipation of Federal Reserve meeting towards the 3rd week of the month.

Rural development reducing rates in Idaho, new loan application coming in 2018!

Mortgage rates ticked up, again, last week, not by much, but we are starting to see a trend, no major economic news this week, might of see best rates of the year on 7/5/16. Rates still GREAT, at 2+ year lows.

HomeReady mortgage, 3% down!