Advertising Disclosure: Conventional Fixed Rates

  • Interest rate quoted assumes a FICO score of 740, loan amount of $200,000, and maximum loan to value of 80%.
  • The home is a Single Family, primary residence, located in Idaho, purchase price $250,000.
  • Rates subject to change with out notice, can change daily, and are based on a 30 day lock period.
  • Escrow account required for property taxes and home insurance.
  • Payment shown do not included taxes or home insurance

 

Conventional Fixed Rates

30-Year Fixed Conventional

Loan Amount $200,000
Initial Interest Rate (360 Months) 4.193%
Annual Percentage Rate (APR) 4.255%
IInitial Monthly Payments Principal and Interest (360 Months) $977.22

 

 

15-Year Fixed Conventional

Loan Amount $200,000
Initial Interest Rate (360 Months) 3.334%
Annual Percentage Rate (APR) 3.44%
Initial Monthly Payments Principal and Interest (360 Months) $1413.52

 

 

30-Year Fixed Idaho Housing (Information about IHA loans here)

Loan Amount $200,000
Initial Interest Rate (360 Months) 4.375%
Annual Percentage Rate (APR) 4.418%
Initial Monthly Payments Principal and Interest (360 Months) $998.57

Advertising Disclosure: Government Fixed Rates

  • Interest rate quoted assumes a FICO score of 740, Purchase price of $200,000.
  • Loan to value for FHA is 96.5%, and assumes upfront required mortgage Insurance, 3.5% down payment.
  • Loan to value for RD is 100%, and assumes upfront required mortgage insurace, ZERO down payment
  • VA loan assumes First Time Use of VA Eligiblity, Loan to value is 100%, ZERO down payment
  • The home is a Single Family, primary residence, located in Idaho.
  • Rates subject to change with out notice, can change daily, and are based on a 30 day lock period.
  • Escrow account required for property taxes and home insurance.
  • Payment shown do not included taxes or home insurance or mortgage insurance

 

Government Fixed Rates

30-Year FHA Loan  (Information about FHA loans here)

Loan Amount with FHA Up Front Mortgage Insurance $196,377.50
Initial Interest Rate (360 Months) 3.75%
Annual Percentage Rate (APR) 4.77%
Initial Monthly Payments Principal and Interest (360 Months) $909.45

 

 

30-Year Fixed VA Loan  (Information about VA loans here)

Loan Amount with Up  Front VA Funding Fee.  (Find out more about funding fee here) $204,300
Initial Interest Rate (360 Months) 3.75%
Annual Percentage Rate (APR) 3.948%
Initial Monthly Payments Principal and Interest (360 Months) $946.15

 

 

30-Year Fixed Rural Development  (Information about RD loans here)

Loan Amount with Up Front Mortgage Insuranc (as of 10/1/2016) $202,020.00
Initial Interest Rate (360 Months) 3.75%
Annual Percentage Rate (APR) 4.211%
Initial Monthly Payments Principal and Interest (360 Months) $935.59

Let us Show You How Easy it is.

Answer a few SIMPLE Questions and experience why we are always the 1st Choice in Idaho!

Choose Your Loan TypeHow Much Would You Like to Borrow?Current Home Value OR Purchase PriceWhy are you Purchasing a New Home?
What is Your Credit Score?Estimated Down PaymentHow Did You Hear About Us?Are you a Veteran?
Back
*Full Name*City*Zip Code*Email*Phone NumberMessage Back
This form was submitted on the following page

Only licensed in Idaho