See What People Are Saying About 1st Choice Mortgage
  • "#1 . Very professional. Nice people. Jerry did a great job in helping us thru this process. Answered all our questions in a timely fashion. To bad we did get to meet him. It was nice to do...
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  • "It has been over 25 years since we last had to do a mortgage so things have definitely changed. We were very pleased with how Jerry took us through the process and kept us informed. We wou...
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  • "If your looking for a lender with experience, knowledge and exceptional customer service. Look no further. Jerry is an awesome Mortgage Specialist with the skills to get the loan that fits...
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  • "Jerry and his team are absolutely amazing. We used Jerry for our first home 12 years ago and for every mortgage need since. I wouldn't hesitate recommending Jerry's services to anyone. Jer...
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  • "We worked with Kerri. From the very first phone conversation to closing, she was always available to help us. She took the time to explain the process and answer all our questions in a man...
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  • "Gabe was very efficient, answered all my questions, was very patient and kind, knowledgeable, and was always there when I ever needed his help." ...
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  • "Excellent service! Being a first time home buyer I had a lot of questions and concerns, but Kerri was always there to help and answer any questions I had, and walk me through the process(n...
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  • "Our complete experience with Kerri was seamless and a joy from the beginning. As first time home buyers, she walked us through every single step. She worked so hard for us to secure our lo...
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  • "Kerri was really on top of everything throughout the whole process of getting us into our first home. She pushed things forward and got us into our house a day early. Overall, it was a ver...
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  • "Kerri Wattier at 1st Choice Mortgage did a great job. She is knowledgeable and goes well beyond what is required. When things slowed down she helped us get through the difficult time. I hi...
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  • "Jerry is fantastic!  Made the whole process easy!  We would highly recommend 1st Choice Mortgage." ...
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  • "Kerri was absolutely AMAZING to work with, and super quick with her responses. She always made herself available to me if I had questions, wanted to talk about different scenarios, or if I...
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  • "I was told horror stories about the closing process, and working with Gabe I didn't experience any of the stories, the process seem to go flawlessly. I would highly recommend him." ...
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  • "Gabe was fast in taking care of our loan.  He answered all of our questions within 24 hours and walked us through the process, we would highly recommend him." ...
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  • "Kerri did a fantastic job!  She went above and beyond.  I'am a homeowner because of her hard work and her outstanding knowledge of the loan process.  Thank you, Thank you!!!!  We would hig...
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  • "Jerry was super!  I'm so glad he was the one to walk us through this new process!  We would highly recommend him!" ...
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  • Gabe (McGuire) was very goo to work with, we would highly recommend." ...
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  • We had some unusual (situations) during our process and we were very satisfied with how our loan was handled.  The people at 1st Choice were all helpful, courteous, and knowledgeable, we ...
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  • "Kerri is TOP NOTCH!!! She not only did a fantastic job, she went above and beyond for us!!! We will recommend her to others and will defentily use her in the future for other homes we may ...
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  • "Jerry kept us informed of every step and answered all my questions promptly. Everything he told us was right on the money!  We would highly recommend him!" ...
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  • "Jerry came very highly recommended and he did not disappoint.  His knowledge of the process and VA loans were so helpful,  his customer service and response time was phenomenal.  We wouldn...
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  • "Kerri Wattier is AMAZING!!!!  She made a stressful experience seem easy.  She was always on top of everything and available every time I called or emailed.  One cannot ask for better servi...
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  • "My wife and I worked with Gabe McGuire and 1st Choice Mortgage Company to to refiniance our home with a VA loan. We weren't sure if we were going to refiniance, and we had so many question...
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  • Kerri was awesome! Extremely responsive to all of our questions. Joined us at closing and alerted us as soon as we were funded and recorded. Would recommend Kerri in a heartbeat. Thanks Ker...
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  • "Jerry Robinson was great - he was very patient - he walked us through everything. He kept us informed and was prompt and knowledgeable. I would highly refer him !!" ...
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  • "We worked with Kerri. She came recommend by our daughter and she didn't disappoint. She worked really hard to get us the best rate and make the whole process as smooth as possible. We high...
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  • "Working with Kerri at 1st Choice was awesome. She is extremely helpful and willing to answer every question you have. I highly recommend her and 1st Choice." ...
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  • "I worked closely with Kerri throughout a somewhat complicated purchase. She was professional, upfront, responsive, and just pleasant as could be. I'd recommend her to anyone! Thanks Kerri....
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  • "Jerry Robinson came highly recommended to me from a close family friend.  Jerry took the time to explain things to me as I was a first time home buyer.  He also got back to me within the s...
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  • "Gabe provided us with the highest level of customer service from beginning to end. I highly recommend Gabe and will not be using anyone else:) Thank you so much for such a great experience...
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  • "Gabe was excellent to work with!  Everything was very convenient to sign.  I would highly recommend him." ...
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  • "Gabe was very informative and kept me posted at all times.  I would highly recommend him to others.  5 Star rating Thank-you." ...
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  • "Jerry has been very helpfull and informative every step of the way, and would highly recommend him to anyone. Thank you for making our dream of owning a home a reality, the quality and eff...
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  • "Jerry was absolutely amazing! He responds to questions quickly and is extremely knowledgeable. He always kept us updated and made the process easy! We recommend him to anyone and we were s...
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  • "1st Choice and Kerri were great and easy to with worth, we would Highly recommend." ...
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  • Great service! We really felt like Gabe was working to get us the best possible deal for buying our new home. Highly recommended!"  ...
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  • "Thank you Gabe for all of your hard work. You made this a very easy process for us even though it is never easy but with hard working individuals like you, you make it easier for customers...
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  • "1st Choice Mortgage: Very impressed with how fast, efficient, & easy they are to work with, especially Jerry Robinson. He kept us informed through every step, answered our questions, & con...
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  • "Kerri has an amazing personality, is very professional and was great to work with. We had a complicated loan and she worked hard with us to find the right lender and make it happen. We wou...
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  • "Jerry was very quick and quality service, would highly recommend" ...
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  • "Kerri is absolutely amazing! We had a very difficult loan and she worked diligently through the entire process to make it happen. We were going through this process over the Christmas holi...
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  • "Our experience with 1st Choice Mortgage was over the top! The staff went above and beyond when we decided to refinance our home. Thank you so much Kerri and Jerry, and all of your staff. Y...
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  • "We just wanted to THANK YOU for such a smooth loan process, we are very happy with the home, and appreciate all of the work 1st Choice Mortgage did.  We will highly recommend you to everyo...
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  • "Jerry Robinson was very professional and provided all the paperwork in record time! I was amazed at how quickly he works! I found Jerry to be very courteous and people friendly. He was bot...
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  • With Gabe, there was no suprised costs, very happy with his information and quickness to get me a loan, would Highly Recommend." ...
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  • "Loved working with Jerry-he's expertise in the lending field is top notch! I would highly recommend him as a Loan Officer for anyone who is looking to purchase a home or refinance!" ...
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  • "Kerri was amazing to work with!  There is no way we would be in this house without her!" ...
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  • "Jerry was the best loan officer I have ever worked with in the past. I have had some "doozy" situations in the past with disorganized, scatter-brained loan officers who promised far beyond...
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  • "Jerry was great to with with.  All my questions were answered and it went very smooth, would highly recommend." ...
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  • "OMG! What would we have done without Kerri Wattier at 1st Choice Mortgage? Getting a mortgage on a second home while owning your own business is so difficult these days, but she never gave...
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  • "Jerry is awesome!  We've worked with him twice now and appreciate his willingness to help us with our needs.  He was very straight forward with us and he always quick to reply to any quest...
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  • "We were very happyt with our experience.  Jerry made a convaluted process easier to navigate and was always willing to explain everthing with us.  We've worked with him before and continue...
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  • "We selected 1st Choice based upon online reviews from other happy customers and they were spot on!  We worked with Kerri and she was amazing!  Our approval process required many documents ...
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  • "My husband and I purchased our home through Jerry and had such a great experience that we asked him to do our refinance. Jerry kept us informed throughout the entire process both times. We...
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  • "This is my second time working with Jerry and 1st Choice Mortgage. First was a refinance and recently the purchase of a new home. From the start the process was easy and painless. From the...
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  • "OUr loan office, Gabe, did a great job of keeping the process moving, the documentation requested organized, and keeping us informed.  He was a pleaseure to work with and attended our clos...
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  • "Gabe was amazing through this process.  He kept me abreast of any developments, and even checked in when there weren't any developments.  He made this process easy and painless.  Thanks to...
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  • "My husband and I worked with Kerri Wattier at 1st Choice in 2012 to refinance our home. We recently reached out to her again about refinancing since we had such a great experience working ...
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  • "The process went quite well.  Enjoyed working with Gabe.  I will send customers his way." ...
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  • "if you ever need any kind of home loan or refi, this is the place to go.  Gabe Mcguire was great to work with throughout the whole process.  We just finished up closing on a house with Gab...
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  • "Thank you for making the home buying process a little easier and smoother, I will definately recommend 1st Choice Mortgage to any one looking to purchase a home." ...
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  • "Gabe was the BEST.  He went out of his way to help us secure a mortgage and he solved challenges that others would not touch.  Always in Contact, prompt and super nice.  If anyone asks us ...
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  • "Gabe did a wonderful job communicating and he is very on top of his job.  He told me what I needed to bring in and an over th top professional.  He took out a lot of stress off me, and I h...
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  • "Jerry was very helpful with our Reverse Mortgage, we were very pleased with his services!" ...
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  • "Gabe was a pleasure to work with!  He went out of his wayto be helpful and gave me tips." ...
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  • "Jerry was amazing throughout the process, keeping us informed, positive and calm.  We feel very fortunate!" ...
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  • "Jerry is awesome, I have been a customer for his 2x now, and both times felt like everything was lined up as it should be, all steps were clearly outlined, and communication was clear and ...
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  • "I would definitely recommend Kerri as a resource for mortgage financing.  She is very knowledgable and very helpful during the process.  The refinance process took longer than I expected, ...
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  • "The whole process was very clear and Kerri was awesome.  They opened on weekends to help me out and answered every questions I had quickly.  I was thoroughly impressed and happy with their...
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  • "Thank you so much Jerry. We've had a really good experience buying a home and we appreciate your assistance. We will highly recommend 1st Choice Mortgage." ...
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  • "Jerry Robinson provided above and beyond service to help us find the best rate and loan for our needs.  He mad the more complicated parts of the process much more clear and kept us in the ...
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  • "Kerri was most helpful from the first time I called.  She was most helpful and honest regarding the programs that I was and was not eligible for.  Kerri's helpfulness and friendly personal...
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  • "It was a very smooth process and Kerri did a great job, I would highly recommend 1st Choice Mortgage." ...
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  • "Jerry Robinson did an amazing job with our VA loan.  I'll use 1st Choice Mortgage for every loan going forward.  We were able to get financed for our dream home and we were able to get a g...
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  • "Thanks for all the help.  The world is changing fast in the banking area, and I feel left behind, not knowing all the changes, you help put my mind at ease.  It was great to have someone w...
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  • "Jerry was always pleasant, efficient and professional.  I was encourae by Jerry to ask questions.  My questions were always answered courteously and timely.  I know Jerry did a few "extra"...
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  • "Gabe did a great job at helping understand the whole process.  We are first time home buyers and didn't know what to expect.  I would highly recommend him to friends and family!!!" ...
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  • My wife and I want to thank you for all of your help on the purchase of our new home!  You were the one person through the process that would give us straight answers and no BS.  We are all...
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  • "I met with Jerry to refi my home loan. He was great to work with and got me the best possible interest rate. I liked how transparent he was about everything. Closing costs very reasonable....
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  • "Jerry was the best!  He was always available to answer questions and was quick to respond to our varied requests.  Jerry and 1st Choice Mortgage are definitely on our referral list." ...
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  • "Jerry was very helpful throughout the mortgage process.  This was our first home and so we had a lot of questions, but Jerry answered our questions and made us feel very reassured througho...
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  • "As first time homebuyers, we had LOTS of questions.  Jerry was so great in walking us through every step and helping us along the way.  We want to thank you from the bottom of our hearts f...
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  • "1st Choice Mortgage did a great job keeping us informed along the way and answering our questions in a timely manner.  Working with Jerry was a good experience." ...
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  • "Thank you Gabe for everything, you were very easy to work with and I am happy to refer other people to you." ...
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  • "Gabe McGuire did and exceptional job keeping me informed every step of the way.  Having never refinanced before, I wasn't sure what to expect, but Gabe was encouraging and honest throughou...
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  • "Once again, Jerry and 1st Choice Mortgage have proven to be our families best resource for our home financing.  This is our 3rd transaction with the team at 1st Choice and the experience i...
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  • "Great experience!!!  We purchased a new construction home here in Idaho while living in another state.  Our guy, Gabe, made the home buying process PAINLESS!!  Buying a new home in another...
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  • "Jerry kept me informed and up to date during the 4 month process of buying a new home.  He provided excellent council and guidance during the entire process." ...
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  • "Jerry kept us apprised of the progress on our loan every step of the way and did a fantastic job.  We will definitely recommend him to everyone we know buying or refinancing a home" ...
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  • "I wanted to thank you for making out home buying/mortgage experience a smooth and sucessful ride.  It truly was easy, and I attribute that to you and your great communication and attention...
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  • "I wouldn't think of using anyone other than Jerry @ 1st Choice Mortgage.  I have options...many, in fact.  Some close friends and family in the business.  But Jerry is our guy.  He is my O...
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  • "Jerry was a very professional, funny, and down to earth guy.  He did an amazing job and helped me through every step of my refinance.  I very highly recommend him to everyone I know." ...
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  • "Jerry is the reason why we do business with 1st Choice Mortgage.  His expertise, communication skills and dedication to keeping us informed and comfortable during the loan process makes it...
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  •      "Now the I (barely) have a minute to breathe, I wanted to share about the absolutely fantastic experience J. and I had purchasing our first home.  I don't ofter share reviews on social...
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  • "Jerry is the BEST!!!  He stays on top of everthing, kept me informed of every problem that cam pup and had solutions for them all.  Jeyy has helped me through other loans.  I think this is...
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  • "1st Choice was wonderful!  Jerry worked diligently to help the transaction close a week earlier than the contract date, to the great satisfaction of both myself and the seller.  Jerry was ...
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  • "This is our second transaction with Jerry and he always keeps us informed as to where we are in the process and makes each transaction easy.  Jerry is very knowledgable in the mortgage bus...
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  • "All I can say is that Jerry Robinson made me feel at ease from the very first time I met him.  He was there to do his job, take care of the details, and inform me of everything that was go...
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  • "We have only used 1st Choice for all our home purchases.  Jerry is absolutly fantastic at what he does.  We always know where we were in the process.  The commitment to communication is su...
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1st Choice Mortgage Company

... is committed to assisting you in finding the right mortgage product for your needs.  Every borrower is different, so a variety of loans are offered, from "A" paper to slow credit and bankruptcy.  How about a refinance?  The process of securing a mortgage is simple and straightforward, offering you the latest in financial tools that enable you to make sound financial choices.

Understanding that your time is valuable, you are able to access a loan officer by an on site appointment, email, phone or fax.   Applying online is simple and easy, and most of your forms you can download.

Recent Blog Entries

Rates tick up just a little on outcome of Tax Reform Bill

Mon, 11 Dec 2017 11:19:00 GMT

Mortgage rates last week were pretty much flat on a couple of news articles out of Washington.  The first is the tax reform bill, bond and stock traders are holding their breath to see what is in the actual bill and how it will affect companies.  No one cares about individual tax reform, it is not about the personal taxes, it is ALL about business taxes. 

The final thing that kept rates down was the government running out of money, and over the weekend they kicked the can down the road for another couple of weeks.

Both of these items are going to be in the headlines until they are finally passed, which at that time, will cause rates to become VERY volitile.  Not worth waiting for, lock'em.

Mortgage interest rates go up a little last week

Mon, 04 Dec 2017 08:35:00 GMT

After a crazy roller coaster week, all focused on Senate Tax Reform Bill, interest rates ticked up, just a little.  This week will focus on Reconciliation of the 2 Tax Bills, along with N. Korea.  Final Bill that will be sent to the President will more than likely cause a pretty good rally for stocks, thus selling of Bonds, thus higher interest rates.  But War with N. Korea will cause just opposite affect.

Mortgage Loan amounts increase, More competition for Realtor's Listings

Fri, 01 Dec 2017 11:36:00 GMT

Mortgage loan amounts reduced, Rule changed from the CFPB, listing resource and rate are volitile, more in the blog

Mortgage rate slide and congress doesn't pass tax reform

Mon, 27 Nov 2017 10:07:00 GMT

Mortgage rates slide down last week, as Congress didn't pass tax reform and the short week caused some stocks to sell off.  The next 4 weeks, until the end of the year is going to be VERY interesting, as the market anticipates the Tax Reform Bill and investors are getting more and more concern about a Stock Market Correction.  The talking heads all anticipate some sort of correction with people call for a 10% correction, which would be GREAT to Mortgage Rates.

Mortgage rate tick up, mainly due to Stock Market and Tax Bill

Mon, 13 Nov 2017 12:36:00 GMT

Mortgage rate tick up a little, due to the Senate releasing their tax bill, although slightly different from the House Bill, the feeling is they can work their differences out in Reconsiliation.  We expect rates to keep in this trading band until the final bill is sent to the President.  
That is unless N.Korea does something stupid.

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