(if you are unable to find some items, bring what you can, we will get the rest later)

What to bring to your appointment (Please Do Not Staple items, NOTHING can be blacked out):

• Last 2 months of bank statements for every account,
  ALL NUMBERED PAGES, EVEN IF BLANK, NO Screen Prints
   
• Copies of stock/401k's/IRA's for last quarter, ALL PAGES.
  ALL NUMBERED PAGES, EVEN IF BLANK, NO Screen Prints
   
• Copy of purchase and sale agreement, if you have it.
   
• Divorce papers and Child Support orders (if any).
   
• Bankruptcy papers (if any).
   
• Driver's licenses and Social Security Card.
   
• Copy of earnest money check AFTER it clears the bank.
   
• Homeowner's insurance agent's name and phone number

For W-2 Borrowers

• Copy of last two (2) years of Federal Tax returns and w-2's or 1099's.
  ALL PAGES AND ALL SCHEDULES, we do NOT need your state returns.
   
• Copy of last 30 days of paycheck stubs.
   
• FAX number for each employer's Human Resource Department, so we can fax verification of employments to them.
   

For Self Employed Borrowers

• Copies of your last three (3) years of Federal Tax returns and w-2's, 1099's,  K-1's, 1065, 1120(s)
  ALL PAGES AND ALL SCHEDULES, we do NOT need your state returns.
   
• Current profit and loss statement Year to Date, signed and dated.
   
• Name and phone number of CPA.
   
• Proof you have been in business at least 2 years, business license.
   

If you own rentals

• Copies of current rental agreements.
   
• Copy of insurance statement
   
• Copy of property tax bill
   
• Copy of HOA, if any
   

Other items

• Name and phone number of landlords for last 2 years or
   
• 12 months of cancelled rent checks, front and back.
   
• INS Documentation (originals)
   
• For Veterans:  Copy of DD214