Boise City Housing Loan

Discover how you can get assistance on home repairs!

 Apply Now   Contact Us  FREE Exclusive Mortgage Rate Newsletter

City of Boise, Home Improvement Loans

1st Choice Mortgage and City of Boise can provide assistance  to low/moderate income howmeowners in order to make necessary repairs to bring their home up to code and make it a safe, decent, and sanitary place to live.  Loans are available for energy and accessibility improvements as well as general housing repairs.

boise idaho grant down payment home loan mortgage

  • Minimum of $1,000 with a maximum $60,000.
    • Paying off existing mortgage and then adding on repairs.
  • EXTREMELY low, up to 30 year, fixed interest rate.
  • Limited funds available for non-owner occupied improvements through this program.
  • Finally Home Home Buyer's Education program completion may be required.
  • Income Limits based on location of property, see income limits below.
  • FICO Scores down to 620.
  • Maximum debt to income ratio <50%
  • Click below for NO OBLIGATION details or give us a call TODAY.
  • Repairs to include, but not limited to (just to name a few):
    • HVAC
    • Energy Efficiency Upgrades:
      • Windows
      • Doors
      • Insulation
    • Roof repaire/replacement
    • Painting
    • Floors
    • Cabinets
    • American with Disability Act features.

Need more information or want to see if you qualify?

 Contact Us Today!

Household Income Requirements


 

Income
Restrictions (06/06/2016)

Family Size: 1

Boise Metro
$34,950

 

 

Family Size: 2

Boise Metro
$39,950

 

 

Family Size: 3

Boise Metro
$44,950


 

Family Size: 4

Boise Metro
$49,900


 

Family Size: 5

Boise Metro
$53,900


 

Family Size: 6

Boise Metro
$57,900


 

Family Size: 7

Boise Metro
$61,900


 

Family Size: 8

Boise Metro
$65,900


 

Let us Show You How Easy it is.

Answer a few SIMPLE Questions and experience why we are always the 1st Choice in Idaho!

Choose Your Loan TypeHow Much Would You Like to Borrow?Current Home Value OR Purchase PriceWhy are you Purchasing a New Home?
What is Your Credit Score?Estimated Down PaymentHow Did You Hear About Us?Are you a Veteran?
Back
*Full Name*City*Zip Code*Email*Phone NumberMessage Back
This form was submitted on the following page

Only licensed in Idaho

Download Your Free Flyer

Get your flyer here!

*NamePhone*Contact Email

Get Your Info Flyer Here!

*NamePhone Number*Contact Email