START YOUR LOAN NOW!

EXPLORE YOUR OUTSTANDING RURAL DEVELOPMENT OPTIONS!

*We promise not to spam you or share your information with anyone.

Why Should 1st Choice Mortgage Be Your 1st Choice?

Rural Development Loans are an Outstanding Option for Getting the Financing You Need

Thanks to the USDA Guaranteed Loan Program, rural Americans have access to a number of home financing opportunities. Be confident in your home ownership knowing that you've taken advantage of some of the most financially secure home financing options available.

100% USDA Financing

The USDA's 100% financing option for rural development means that you don't have to worry about a downpayment if you qualify. Get started by filling out our form today!

Save Money Every Step of the Way

The USDA's Guaranteed Loan Program can help you save money throughout your entire homeownership lifecycle. From low interest rates and closing costs to low mortage insurance rates, we can help you get one of the best deals available to potential homebuyers.

 

 

 

Let us Show You How Easy it is.

Answer a few SIMPLE Questions and experience why we are always the 1st Choice in Idaho!

Choose Your Loan TypeHow Much Would You Like to Borrow?Current Home Value OR Purchase PriceWhy are you Purchasing a New Home?
What is Your Credit Score?Estimated Down PaymentHow Did You Hear About Us?Are you a Veteran?
Back
*Full Name*City*Zip Code*Email*Phone NumberMessage Back
This form was submitted on the following page

1st Choice is only Licensed in Idaho.

1st Choice Mortgage Company, LLC BBB Business Review

Testimonials

"#1 . Very professional. Nice people. Jerry did a great job in helping us thru this process. Answered all our questions in a timely fashion. To bad we did get to meet him. It was nice to do it all online. I am handicapped and getting out going places is hard. So online was great."
Kary & Ann M., Emmett, Idaho
"It has been over 25 years since we last had to do a mortgage so things have definitely changed. We were very pleased with how Jerry took us through the process and kept us informed. We would highly recommend him."
Wayne and Gayle D., Nampa, Idaho
"If your looking for a lender with experience, knowledge and exceptional customer service. Look no further. Jerry is an awesome Mortgage Specialist with the skills to get the loan that fits your financial needs. I was very pleased with the service, the updates and the help along the way. I would re
Raul R., Caldwell Idaho,
"Jerry and his team are absolutely amazing. We used Jerry for our first home 12 years ago and for every mortgage need since. I wouldn't hesitate recommending Jerry's services to anyone. Jerry always has your best interests in mind and will go above and beyond expectations to provide a best in class
Mike & Leslie W., Middleton Idaho
"We worked with Kerri. From the very first phone conversation to closing, she was always available to help us. She took the time to explain the process and answer all our questions in a manner that was very understandable and professional. It was a pleasure working with Kerri and we would highly re
Steve & Deanne W., Meridian, Idaho
"Gabe was very efficient, answered all my questions, was very patient and kind, knowledgeable, and was always there when I ever needed his help."
Servando & Martha C., Boise, Idaho
"Excellent service! Being a first time home buyer I had a lot of questions and concerns, but Kerri was always there to help and answer any questions I had, and walk me through the process(no matter how mundane or repetitive the questions were). I would not hesitate to recommend her to anyone I know
Jesse W., Caldwell, Idaho
"Our complete experience with Kerri was seamless and a joy from the beginning. As first time home buyers, she walked us through every single step. She worked so hard for us to secure our loan despite our complicated income and employments situations. We definitely would not have been able to purcha
Amanda & Caleb C., Kuna, Idaho
"Kerri was really on top of everything throughout the whole process of getting us into our first home. She pushed things forward and got us into our house a day early. Overall, it was a very quick and easy process."
Nick & Jennifer P., Star, Idaho
"Kerri Wattier at 1st Choice Mortgage did a great job. She is knowledgeable and goes well beyond what is required. When things slowed down she helped us get through the difficult time. I highly recommend her."
Roy & Marrilee, Star, Idaho