SPECIAL FINANCING FOR VETERANS!

LEARN HOW YOU CAN GET THE HOME YOU DESERVE!

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VA Loans - Why they are such a Great Deal!

            

Why Should 1st Choice Mortgage Be Your 1st Choice?

No Downpayment and No Monthly Mortgage Insurance!

1st Choice Mortgage can guide you through the process of obtaining a Veterans Administration loan, which is a 100% financing, zero down program.

VA Options Available for Purchase or Refinance

Need to refinance? The Veterans Administration also has outstanding options available for veterans to refinance. From lowering your interest rate through the Interest Rate Reduction Loan to a 100% Cash Out refinance, 1st Choice Mortgage will guide you through the refinancing process.

Service You Can Count On

When you use 1st Choice, you're getting something special. We pride ourselves on getting the best possible rates for our customers, and delivering excellent customer service every step of the way. Our 100+ outstanding testimonials will give you an idea - when you work with 1st Choice, you're working with someone who cares.

Let us Show You How Easy it is.

Answer a few SIMPLE Questions and experience why we are always the 1st Choice in Idaho!

Choose Your Loan TypeHow Much Would You Like to Borrow?Current Home Value OR Purchase PriceWhy are you Purchasing a New Home?
What is Your Credit Score?Estimated Down PaymentHow Did You Hear About Us?Are you a Veteran?
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1st Choice is only Licensed in Idaho.

1st Choice Mortgage Company, LLC BBB Business Review

Testimonials

"#1 . Very professional. Nice people. Jerry did a great job in helping us thru this process. Answered all our questions in a timely fashion. To bad we did get to meet him. It was nice to do it all online. I am handicapped and getting out going places is hard. So online was great."
Kary & Ann M., Emmett, Idaho
"It has been over 25 years since we last had to do a mortgage so things have definitely changed. We were very pleased with how Jerry took us through the process and kept us informed. We would highly recommend him."
Wayne and Gayle D., Nampa, Idaho
"If your looking for a lender with experience, knowledge and exceptional customer service. Look no further. Jerry is an awesome Mortgage Specialist with the skills to get the loan that fits your financial needs. I was very pleased with the service, the updates and the help along the way. I would re
Raul R., Caldwell Idaho,
"Jerry and his team are absolutely amazing. We used Jerry for our first home 12 years ago and for every mortgage need since. I wouldn't hesitate recommending Jerry's services to anyone. Jerry always has your best interests in mind and will go above and beyond expectations to provide a best in class
Mike & Leslie W., Middleton Idaho
"We worked with Kerri. From the very first phone conversation to closing, she was always available to help us. She took the time to explain the process and answer all our questions in a manner that was very understandable and professional. It was a pleasure working with Kerri and we would highly re
Steve & Deanne W., Meridian, Idaho
"Gabe was very efficient, answered all my questions, was very patient and kind, knowledgeable, and was always there when I ever needed his help."
Servando & Martha C., Boise, Idaho
"Excellent service! Being a first time home buyer I had a lot of questions and concerns, but Kerri was always there to help and answer any questions I had, and walk me through the process(no matter how mundane or repetitive the questions were). I would not hesitate to recommend her to anyone I know
Jesse W., Caldwell, Idaho
"Our complete experience with Kerri was seamless and a joy from the beginning. As first time home buyers, she walked us through every single step. She worked so hard for us to secure our loan despite our complicated income and employments situations. We definitely would not have been able to purcha
Amanda & Caleb C., Kuna, Idaho
"Kerri was really on top of everything throughout the whole process of getting us into our first home. She pushed things forward and got us into our house a day early. Overall, it was a very quick and easy process."
Nick & Jennifer P., Star, Idaho
"Kerri Wattier at 1st Choice Mortgage did a great job. She is knowledgeable and goes well beyond what is required. When things slowed down she helped us get through the difficult time. I highly recommend her."
Roy & Marrilee, Star, Idaho