Providing home loans in Idaho for over 24 Years has given us the experience and knowledge you deserve.
    Experience, low mortgage rates, tons of mortgage products...we are your 1st Choice and Best Choice for home loans!
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See What People Are Saying About 1st Choice Mortgage

  • "Jerry is fantastic!  Made the whole process easy!  We would highly recommend 1st Choice Mortgage." - Bryson & Heather L., Kuna, Idaho
  • "Kerri was absolutely AMAZING to work with, and super quick with her responses. She always made herself available to me if I had questions, wanted to talk about different scenarios, or if I needed help figuring something out. She really did walk me through everything (sometimes multiple times if I needed it lol) and helped me really understand the home buying process. And- Joseph & Danielle K., Kuna, Idaho
  • "I was told horror stories about the closing process, and working with gabe I didn't experience any of the stories, the process seem to go flawlessly. I would highly recommend him." - Chris P., Caldwell, Idaho
  • "Gabe was fast in taking care of our loan.  He answered all of our questions within 24 hours and walked us through the process, we would highly recommend him." - Destinee & Taylor S., Caldwell, Idaho
  • "Kerri did a fantastic job!  She went above and beyond.  I'am a homeowner because of her hard work and her outstanding knowledge of the loan process.  Thank you, Thank you!!!!  We would highly recommend her!" - Shane & Kym L., Eagle, Idaho
  • "Jerry was super!  I'm so glad he was the one to walk us through this new process!  We would highly recommend him!" - Luc & Ashlee B., Boise, Idaho
  • Gabe (McGuire) was very goo to work with, we would highly recommend." - Laurie Z., Nampa, Idaho
  •   - George & Norma W., Emmett Idaho
  • "Kerri is TOP NOTCH!!! She not only did a fantastic job, she went above and beyond for us!!! We will recommend her to others and will defentily use her in the future for other homes we may purchase! She is not only a mortgage officer, but now a friend as well!!! Thank you Kerri!!!" - Ken & Angie Richards, Hayden, Idaho
  • "Jerry kept us informed of every step and answered all my questions promptly. Everything he told us was right on the money!  We would highly recommend him!" - Walt & Kim S., Boise, Idaho
  • "Jerry came very highly recommended and he did not disappoint.  His knowledge of the process and VA loans were so helpful,  his customer service and response time was phenomenal.  We wouldn't choose anyone and will forever send hime referrals.  Thanks Jerry!" - David & Marcie C., Eagle, Idaho
  • "Kerri Wattier is AMAZING!!!!  She made a stressful experience seem easy.  She was always on top of everything and available every time I called or emailed.  One cannot ask for better service!" - Rachel & Jimmy A., Middleton, Idaho
  • "My wife and I worked with Gabe McGuire and 1st Choice Mortgage Company to to refiniance our home with a VA loan. We weren't sure if we were going to refiniance, and we had so many questions, which Gabe capably and patiently answered. Gabe was so helpful, knowledgeable, and capable, that we not only decided to refinance, we decided to use 1st Choice Mortgage, instead - Lauren & Rochelle N., Nampa, Idaho
  • Kerri was awesome! Extremely responsive to all of our questions. Joined us at closing and alerted us as soon as we were funded and recorded. Would recommend Kerri in a heartbeat. Thanks Kerri. - Julie & Jason S., Boise, Idaho
  • "Jerry Robinson was great - he was very patient - he walked us through everything. He kept us informed and was prompt and knowledgeable. I would highly refer him !!" - Jody M. Boise, Idaho
  • "We worked with Kerri. She came recommend by our daughter and she didn't disappoint. She worked really hard to get us the best rate and make the whole process as smooth as possible. We highly recommend her." - Oren & Debra H., Caldwell, Idaho
  • "Working with Kerri at 1st Choice was awesome. She is extremely helpful and willing to answer every question you have. I highly recommend her and 1st Choice." - Michael & Wendy E., Meridian, Idaho
  • "I worked closely with Kerri throughout a somewhat complicated purchase. She was professional, upfront, responsive, and just pleasant as could be. I'd recommend her to anyone! Thanks Kerri." - Rodney & Amy A., Nampa, Idaho
  • "Jerry Robinson came highly recommended to me from a close family friend.  Jerry took the time to explain things to me as I was a first time home buyer.  He also got back to me within the same day whenever I had a question about things in the housing process.  Thanks again Jerry for all your help in this process." - Jeremy C., Boise, Idaho
  • "Gabe provided us with the highest level of customer service from beginning to end. I highly recommend Gabe and will not be using anyone else:) Thank you so much for such a great experience in the home buying process! We greatly appreciate your level of experience & knowledge!" - Zach C., Meridian, Idaho
  • "Gabe was excellent to work with!  Everything was very convenient to sign.  I would highly recommend him." - Keven L., Nampa, Idaho
  • "Gabe was very informative and kept me posted at all times.  I would highly recommend him to others.  5 Star rating Thank-you." - Ramiro R., Payette Idaho
  • "Jerry has been very helpfull and informative every step of the way, and would highly recommend him to anyone. Thank you for making our dream of owning a home a reality, the quality and efficiency of service provided." - Wilhelm & Alex, Nampa, Idaho
  • "Jerry was absolutely amazing! He responds to questions quickly and is extremely knowledgeable. He always kept us updated and made the process easy! We recommend him to anyone and we were so grateful he was on our team!" - Jaimie & Joel T., Nampa, Idaho
  • "1st Choice and Kerri were great and easy to with worth, we would Highly recommend." - Kristen & Troy S., Boise, Idaho
  • Great service! We really felt like Gabe was working to get us the best possible deal for buying our new home. Highly recommended!"  - Jason & Jennifer M., Meridian, Idaho
  • "Thank you Gabe for all of your hard work. You made this a very easy process for us even though it is never easy but with hard working individuals like you, you make it easier for customers like us." - Diego & Anabel A., Nampa, Idaho
  • "1st Choice Mortgage: Very impressed with how fast, efficient, & easy they are to work with, especially Jerry Robinson. He kept us informed through every step, answered our questions, & continues to help us with questions even after all is said & done. The whole process was easy, comfortable, & inviting." - Danny & Sandra T., Mountain Home, Idaho
  • "Kerri has an amazing personality, is very professional and was great to work with. We had a complicated loan and she worked hard with us to find the right lender and make it happen. We would recommend her and her team. Thank you!" - Damian and Ashley L., Boise, Idaho
  • "Jerry was very quick and quality service, would highly recommend" - Day D., Nampa Idaho
  • "Kerri is absolutely amazing! We had a very difficult loan and she worked diligently through the entire process to make it happen. We were going through this process over the Christmas holiday and she never let that slow her down. We have worked with other loan officers from other companies in the past and I have never had an experience like this. Kerri kept us informed e- Josiah & Chantel D., Nampa, Idaho
  • "Our experience with 1st Choice Mortgage was over the top! The staff went above and beyond when we decided to refinance our home. Thank you so much Kerri and Jerry, and all of your staff. You made the process a positive experience for us. Again, thank you so much." - Jesse & Vick T., Rigby Idaho
  • "We just wanted to THANK YOU for such a smooth loan process, we are very happy with the home, and appreciate all of the work 1st Choice Mortgage did.  We will highly recommend you to everyone, thanks again." - Jon & Marjorie M, Boise, Idaho
  • "Jerry Robinson was very professional and provided all the paperwork in record time! I was amazed at how quickly he works! I found Jerry to be very courteous and people friendly. He was both knowledgeable and very experienced in his work. I will highly recommend Jerry and his staff to anyone looking for a great Mortgage Company." - Bert R., Payette, Idaho
  • With Gabe, there was no suprised costs, very happy with his information and quickness to get me a loan, would Highly Recommend." - Emanuel F., Caldwell, Idaho
  • "Loved working with Jerry-he's expertise in the lending field is top notch! I would highly recommend him as a Loan Officer for anyone who is looking to purchase a home or refinance!" - Bree W., Meridian, Idaho
  • "Kerri was amazing to work with!  There is no way we would be in this house without her!" - Brandy S., Nampa, Idaho
  • "Jerry was the best loan officer I have ever worked with in the past. I have had some "doozy" situations in the past with disorganized, scatter-brained loan officers who promised far beyond what they delivered. Jerry, on the other hand, restored my faith. He was prompt, extremely informative about where we were in the loan process, emailed us almost every single day. His - Ben & Jessica S., Nampa, Idaho
  • "Jerry was great to with with.  All my questions were answered and it went very smooth, would highly recommend." - Eriks & Elizabeth R., Boise, Idaho
  • "OMG! What would we have done without Kerri Wattier at 1st Choice Mortgage? Getting a mortgage on a second home while owning your own business is so difficult these days, but she never gave up on us. This second home is to be our retirement home and means so much to us. Kerri?s efforts, diligence, attention to detail and her ability to help us work through the process wer- Lorett K., Salmon, Idaho
  • "Jerry is awesome!  We've worked with him twice now and appreciate his willingness to help us with our needs.  He was very straight forward with us and he always quick to reply to any questions we had." - Audrey P., Boise Idaho
  • "We were very happyt with our experience.  Jerry made a convaluted process easier to navigate and was always willing to explain everthing with us.  We've worked with him before and continue to go back because he always has answers to our questions and responds quickly to our concerns.  I honestly don't think we'd use any other broker." - Justin & Beth L., Meridian, Idaho
  • "We selected 1st Choice based upon online reviews from other happy customers and they were spot on!  We worked with Kerri and she was amazing!  Our approval process required many documents due to our credit history and Kerri worked with us each step to gather required information, and even finding information to help us get thru the approval process.  She found us a great- Wendy K., Eagle, Idaho
  • "My husband and I purchased our home through Jerry and had such a great experience that we asked him to do our refinance. Jerry kept us informed throughout the entire process both times. We have and will continue to recommend Jerry and 1st Choice Mortgage." - Robie & Christy N., Meridian, Idaho
  • "This is my second time working with Jerry and 1st Choice Mortgage. First was a refinance and recently the purchase of a new home. From the start the process was easy and painless. From the initial application to closing, the communication was excellent and I never once wondered where I was in the process. Uploading documents was easy and secure. Jerry discussed all loan - Justin & Melanie H, Nampa, Idaho
  • "OUr loan office, Gabe, did a great job of keeping the process moving, the documentation requested organized, and keeping us informed.  He was a pleaseure to work with and attended our closing.  We would highly recommend him to anyone needing a loan officer." - K. Reintjes, Eagle
  • "Gabe was amazing through this process.  He kept me abreast of any developments, and even checked in when there weren't any developments.  He made this process easy and painless.  Thanks to him, I am able to keep my home!!!" - J. Schmick, Post Falls
  • "My husband and I worked with Kerri Wattier at 1st Choice in 2012 to refinance our home. We recently reached out to her again about refinancing since we had such a great experience working with her last time. During both times we worked with her, she was extremely responsive, informative, and just helpful overall. She did her best to make sure we made sound, informed deci- T. Harper, Meridian
  • "The process went quite well.  Enjoyed working with Gabe.  I will send customers his way." - R. Kirkness, Boise
  • "if you ever need any kind of home loan or refi, this is the place to go.  Gabe Mcguire was great to work with throughout the whole process.  We just finished up closing on a house with Gabe, and we refinanced on another with Jerry about 6 years ago.  Great company and I would recommend them to anyone!" - B. Chaplin, Kuna
  • "Thank you for making the home buying process a little easier and smoother, I will definately recommend 1st Choice Mortgage to any one looking to purchase a home." - N & K Noble, Meridian, Idaho
  • "Gabe was the BEST.  He went out of his way to help us secure a mortgage and he solved challenges that others would not touch.  Always in Contact, prompt and super nice.  If anyone asks us where to go for a mortgage, Gabe would be it.  We can not thank him enough and he saved us hundreds of dollars in the process.  Thank You." - N. Leasure, Nampa, Idaho
  • "Gabe did a wonderful job communicating and he is very on top of his job.  He told me what I needed to bring in and an over th top professional.  He took out a lot of stress off me, and I have bought a house before and my previous lender was still asking me to fax documents on the day of closing.  Gabe had everthing he needed weeks before clsoing.  Any future home loans w- R. Vachter, Boise, Idaho
  • "Jerry was very helpful with our Reverse Mortgage, we were very pleased with his services!" - D. & P. Fox, Kuna
  • "Gabe was a pleasure to work with!  He went out of his wayto be helpful and gave me tips." - S. Wray, Boise
  • "Jerry was amazing throughout the process, keeping us informed, positive and calm.  We feel very fortunate!" - A. & J. Hawley, Hailey
  • "Jerry is awesome, I have been a customer for his 2x now, and both times felt like everything was lined up as it should be, all steps were clearly outlined, and communication was clear and constant.  Thanks for helping a single mama out." - J. Skollingsberg, Nampa
  • "I would definitely recommend Kerri as a resource for mortgage financing.  She is very knowledgable and very helpful during the process.  The refinance process took longer than I expected, but given the recent history of the mortgage loan insdustry, I am glad they are doing the due diligence to make sure loans are processed correctly and that borrowers are well qualified.- B. DuFosse, Boise
  • "The whole process was very clear and Kerri was awesome.  They opened on weekends to help me out and answered every questions I had quickly.  I was thoroughly impressed and happy with their service." - J. Zastrow, Nampa
  • "Thank you so much Jerry. We've had a really good experience buying a home and we appreciate your assistance. We will highly recommend 1st Choice Mortgage." - J. & C. Wang, Meridian
  • "Jerry Robinson provided above and beyond service to help us find the best rate and loan for our needs.  He mad the more complicated parts of the process much more clear and kept us in the loop constantly.  We would highly recommend him to all of our friends looking to purchase a home.  Additionally, we were very pleased with the speed of the process as we were abe to clo- S. & C. Brown, Boise
  • "Kerri was most helpful from the first time I called.  She was most helpful and honest regarding the programs that I was and was not eligible for.  Kerri's helpfulness and friendly personality were instrumental in not only me refinanicng my VA loan, but also referring her to my neighbor, who is also having his loan refinced through 1st Choice Mortgage.  Kerri's assistance- B & R Godwin, Marsing
  • "It was a very smooth process and Kerri did a great job, I would highly recommend 1st Choice Mortgage." - T. Burnett, Caldwell
  • "Jerry Robinson did an amazing job with our VA loan.  I'll use 1st Choice Mortgage for every loan going forward.  We were able to get financed for our dream home and we were able to get a great rate.  Jerry helped us through every hurdle along the way.  He followed up with us almost daily and put up with my constant questions.  Jerry is extremely knowledgeable and easy to- D. & E. Patterson, Nampa
  • "Thanks for all the help.  The world is changing fast in the banking area, and I feel left behind, not knowing all the changes, you help put my mind at ease.  It was great to have someone who knows what is going on, walk you through this, and have the answers to your questions.  Great Job, THANK YOU." - R. & L. Walker, Nampa
  • "Jerry was always pleasant, efficient and professional.  I was encourae by Jerry to ask questions.  My questions were always answered courteously and timely.  I know Jerry did a few "extra" services for me above what was required and I appreciate it!" - N. Edl, Boise
  • "Gabe did a great job at helping understand the whole process.  We are first time home buyers and didn't know what to expect.  I would highly recommend him to friends and family!!!" - B. & S. Kerns, Nampa
  • My wife and I want to thank you for all of your help on the purchase of our new home!  You were the one person through the process that would give us straight answers and no BS.  We are all moved in and loving the house.  If I hear of anyone looking to purchase a home or refinance, I am definitely referring them to you." - B. & M. Parsons, Meridian
  • "I met with Jerry to refi my home loan. He was great to work with and got me the best possible interest rate. I liked how transparent he was about everything. Closing costs very reasonable. I recommend him to anyone looking to refinance and save money, Great rate, no doubt he had our best interests in mind." - D. & C. Harper, Meridian
  • "Jerry was the best!  He was always available to answer questions and was quick to respond to our varied requests.  Jerry and 1st Choice Mortgage are definitely on our referral list." - J. & G. Lotspeich, Eagle
  • "Jerry was very helpful throughout the mortgage process.  This was our first home and so we had a lot of questions, but Jerry answered our questions and made us feel very reassured throughout." - B. & N. Tromburg, Boise
  • "As first time homebuyers, we had LOTS of questions.  Jerry was so great in walking us through every step and helping us along the way.  We want to thank you from the bottom of our hearts for helping us so much through our first home buying experience.  We are so thankful for your guidance and assistance.  We will highly recommend you to everyone!" - A. & K. Sussi
  • "1st Choice Mortgage did a great job keeping us informed along the way and answering our questions in a timely manner.  Working with Jerry was a good experience." - A. & E. Richner, Meridian
  • "Thank you Gabe for everything, you were very easy to work with and I am happy to refer other people to you." - B. Fauth, Caldwell
  • "Gabe McGuire did and exceptional job keeping me informed every step of the way.  Having never refinanced before, I wasn't sure what to expect, but Gabe was encouraging and honest throughout the process.  I couldn't have asked for a better team!" - T. Von Bargen, Pocatello
  • "Once again, Jerry and 1st Choice Mortgage have proven to be our families best resource for our home financing.  This is our 3rd transaction with the team at 1st Choice and the experience is alway consistently excellent.  No question, they are the partner we want for successfully navigating the home finance waters.  Thanks 1st Choice!" - E. & J. Harston, Meridian
  • "Great experience!!!  We purchased a new construction home here in Idaho while living in another state.  Our guy, Gabe, made the home buying process PAINLESS!!  Buying a new home in another state opens alot of challenges but Gabe made the procdess very easy.  Gabe was very informative and helpful every step of the way.  The only suprise we had at closing was a lower inter- J. & E. Farr, Nampa
  • "Jerry kept me informed and up to date during the 4 month process of buying a new home.  He provided excellent council and guidance during the entire process." - C. & C. Willenbring, Boise
  • "Jerry kept us apprised of the progress on our loan every step of the way and did a fantastic job.  We will definitely recommend him to everyone we know buying or refinancing a home" - R. & C. Nay, Meridian
  • "I wanted to thank you for making out home buying/mortgage experience a smooth and sucessful ride.  It truly was easy, and I attribute that to you and your great communication and attention to details.  We will recommend your services to anyone we can." - J. & J. Barnes, Nampa
  • "I wouldn't think of using anyone other than Jerry @ 1st Choice Mortgage.  I have options...many, in fact.  Some close friends and family in the business.  But Jerry is our guy.  He is my ONLY recommendation." - J. & H. Allen, Meridian
  • "Jerry was a very professional, funny, and down to earth guy.  He did an amazing job and helped me through every step of my refinance.  I very highly recommend him to everyone I know." - A. Rosa, Meridian
  • "Jerry is the reason why we do business with 1st Choice Mortgage.  His expertise, communication skills and dedication to keeping us informed and comfortable during the loan process makes it very easy to do business with 1st Choice Mortgage.  We wouldn't even consider calling anyone else.  Thanks again for guiding us through our 3rd loan!"   - R. & T. Bayless, Meridian
  •      "Now the I (barely) have a minute to breathe, I wanted to share about the absolutely fantastic experience J. and I had purchasing our first home.  I don't ofter share reviews on social media, but these great people made such an impact on us that I absolutly need to share, especially to those friends who are planning on purchasing a home:  go see these people!     - J. Saul & R. Renk, Boise
  • "Jerry is the BEST!!!  He stays on top of everthing, kept me informed of every problem that cam pup and had solutions for them all.  Jeyy has helped me through other loans.  I think this is my third time we have worked together.  I would recommend him to anyone." - J. Brown, Meridian
  • "1st Choice was wonderful!  Jerry worked diligently to help the transaction close a week earlier than the contract date, to the great satisfaction of both myself and the seller.  Jerry was very informative and found a fantastic loan program with a low rate that best fit my needs.  I would recommend Jerry to everyone I know!  Best Mortgage experience I have ever had!" - J. Godfrey, Boise
  • "This is our second transaction with Jerry and he always keeps us informed as to where we are in the process and makes each transaction easy.  Jerry is very knowledgable in the mortgage business and made himself available when needed for questions or concerns, Thanks again Jerry!" - G. & L. Nickell, Boise
  • "All I can say is that Jerry Robinson made me feel at ease from the very first time I met him.  He was there to do his job, take care of the details, and inform me of everything that was going on.  There were a few difficult times that he walked me thorugh, and never, never made me feel like the issues were too big to handle and the problems too big to solve.  My refinanc- K. & B. Hudson, Boise
  • "We have only used 1st Choice for all our home purchases.  Jerry is absolutly fantastic at what he does.  We always know where we were in the process.  The commitment to communication is superior to other lenders.  When we are ready to purchase another home, Jerry is the first person we call." - R. & M. Jarrard, Meridian
  • "Thank you ver much for your effort we appreciated, Great job Jerry!!  We are happy and very satisfied with 1st Choice Mortgage, Thanks again!" - A. & M. Castellanos, Caldwell
  • "Jerry was great.  He was very patient with me and answered all my questions fully.  I belive he did a great job for me and got me the best possible deal." - L. VanBuren, Meridian
  • "Jerry was very efficient and helpful wiht simple, straightforward answers to any questions we had.  It was a pleasure working with you." - J. & P. McGee, Meridian
  • "Gabe was very helpful and knowledgable.  We were pleasantly suprised at how easy it was to communicate and how quickly he resonded.  It was by far the easiest loan we have ever received."     - T. & K. Spooner, St. Maries
  • "Jerry made the refinacing process practically painless.  We literally only spent a total of a couple hours meeting with him and ensuring all the peperowrk was signed and delivered.  He did all the background work...and we just showed up and closed on our loan.  I highly suggest using Jerry for your home financing needs.  His professionalism and knowledge made all the dif- M. & M. Dunn, Boise
  • "Jerry Robinson was highly recommended to us by a Local Housing Counselor.  His performance and professionalism was outstanding in that he found the perfect and least expensive mortgage for us and resolved some issues during the process in a extremely timely manner.  I would highly recommend Jerry to family and friends for their mortgage needs." - E. & K. Riera, Eagle
  • "I worked in the lending business and was pleasantly surpised by the level of honest, professionalism and service provided by Gabe.  We would not hesitate to refer people to him for mortgage services and we will be using him again as well." - LC Carr, Boise
  • "Thank you for all of your help and assisting the refi with my family.  I will certainly recommend you to anyone I know that needs this service!" - P. McClintic, Boise
  • "Jerry was very attentive to our loan refi and everthing went smoothly.  He was knowlegeable and pleasant all the way and kept us informed of our status all the time.  Quick turn-around, and no my home loan is in local hands, no hte craziness involved with the big corporate banks and the horrible rtreatment that they used to try to drive you into foreclosure.  Thank to Je- B. & L. Schuster, Meridian
  • "Jerry was great!  he kept us informed every step of the way and gave us the sense that our loan was a priority to get finalized.  I would definitely recommend Jerry to other and use him again for future loan needs" - T. & L. Blue, Meridian
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1st Choice Mortgage Company

... is committed to assisting you in finding the right mortgage product for your needs.  We have been in the home loan business for over 20 years, helping borrowers through the world of mortgages and the mounds of lending paperwork involved.

We understand that your time is valuable, you are able to access a loan officer by an on site appointment, email, phone or fax, and we don't work banker hours.    Applying for a home loan online is simple and easy. 

Need a mortgage calculator, click Mortgage Calculator for and easy to use calculator.

VA Veterans mortgage: Buying another home

VA Veterans are allowed to purchase another home, if they have enough entitlement.  Also Reverse Mortgage for purchase and closing costs question answered.

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Difference between Credit Freezing and Fraud alert from lender standpoint.

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Mortgage rate rise last week on Tax Reform Announcement

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Info Graphic on why Realtors should go after Renters!

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Ada County Median Home Prices: Boise, Meridian, Eagle, Kuna & Star

Canyon County Median Home Prices: Nampa, Caldwell, Middleton & Kuna

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Idaho Housing and Finance
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Home Buying GRANTS
FHA 203K Rehab
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