Buying a home is a significant investment, and timing is crucial. Choosing the right time to buy a home can help you save money, get the best deal, and have more choices. In this blog post, we will discuss the best time of the year to purchase a home and how you can optimize your search.

The Federal Housing Administration (FHA) has recently announced a significant reduction in its monthly mortgage insurance premium (MIP) from 0.85% to 0.55% for certain FHA loans, effective March 20, 2023. This move is expected to save homeowners thousands of dollars over the life of their mortgages, making homeownership more affordable and accessible for many. In this blog post, we will discuss what FHA loans are, what the MIP is, and how the recent reduction will benefit homebuyers.

If you're in the market for a new home, you may be considering a manufactured home in Idaho. While there are some misconceptions about these types of homes, they offer a lot of benefits that you may not be aware of. Here are 10 reasons why you should consider buying a manufactured home for your family.

Buying a home is a major milestone in anyone's life, and it is one of the biggest investments you'll make. As a first-time home buyer, the process can be daunting, and there are many things to consider when making this purchase. One of the most important considerations is having a family budget in place before you start looking for a home. Having a budget will not only help you make informed decisions, but it will also give you peace of mind, knowing that you are financially prepared for this big step. In this blog post, we will explore why it is important for a first-time home buyer to have a family budget and what you need to do to get one in place.

As a home buyer, one of the biggest expenses you'll face during the buying process is closing costs. These costs can add up to several thousand dollars and can include things like appraisal fees, title insurance, and legal fees. With so many expenses to consider, it's understandable to wonder if you should ask the seller to pay some or all of these costs. In this blog post, we'll explore whether or not it's a good idea to ask the seller to pay closing costs and what you should keep in mind when making this request.

When is the best time to buy a home?  Well, let's talk about it.

There are many myths and lots of misinformation about buy a home, here are 5 of the most common myths.

Purchasing a home may be a overwhelming task, but if you follow some simple steps, it can really help your process.

In this Blog:
-Mortgage rates simmer this week.
-Do Realtors need another License?
-USDA Rural Development income limits increase.

Loan changes for Idaho, no more liens and judgements??