As a potential home buyer, the thought of higher mortgage rates may be intimidating. However, it is important to understand that there are reasons why you should not be afraid of higher mortgage rates.

If you're buying a home with an FHA loan, the property will need to be appraised by an FHA appraiser. The purpose of the appraisal is to ensure that the property meets the minimum standards for health and safety set by the Federal Housing Administration (FHA). In this blog, we'll take a look at what an FHA appraiser will be looking for when appraising a home that is being purchased.

For many people, buying a home is the most significant investment they will make in their lifetime. With so many different types of mortgage loans available, it can be difficult to know which one is right for you. Two of the most common types of mortgage loans are FHA loans and conventional loans. In this blog, we will explain why FHA loans are often better than conventional loans for home buyers./loan_products/down_payment_assistance/

If you're planning to buy or sell a home, you may be wondering what to expect from a home appraisal. A home appraisal is an important step in the process of buying or selling a home, and it can have a big impact on the outcome of the transaction. In this blog, we'll cover everything you need to know about home appraisals, including what they are, how they work, and what you can expect.

The Federal Housing Administration (FHA) has recently announced a significant reduction in its monthly mortgage insurance premium (MIP) from 0.85% to 0.55% for certain FHA loans, effective March 20, 2023. This move is expected to save homeowners thousands of dollars over the life of their mortgages, making homeownership more affordable and accessible for many. In this blog post, we will discuss what FHA loans are, what the MIP is, and how the recent reduction will benefit homebuyers.

The VA funding fees are changing due the Veterans Administration analyzing the VA mortgage loan program.  The VA has decided to decrease funding fees for VA loans.

If you have ever had a medical emergency or faced a serious illness, you know that medical bills can add up quickly. Unfortunately, medical debt can have a lasting impact on your credit score and financial well-being. The good news is that in July 2023, medical debt will be removed from credit reports, providing much-needed relief for millions of Americans. In this blog, we will explore what this means for you and your finances.

If you're in the market for a new home, you may be considering a manufactured home in Idaho. While there are some misconceptions about these types of homes, they offer a lot of benefits that you may not be aware of. Here are 10 reasons why you should consider buying a manufactured home for your family.

As we move into 2023, it's important to stay informed about the latest mortgage limits for different types of loans. If you're considering a reverse mortgage in Idaho, you may be wondering what the new mortgage limits are for the coming year. In this blog post, we'll explore the 2023 mortgage limits for a reverse mortgage in Idaho and what they mean for homeowners.

Student loans can be a crucial way to invest in one's future by getting an education, but sometimes life happens, and it can be challenging to keep up with the payments. When a borrower fails to make timely payments, their student loan enters into default, which can have significant consequences on their credit score and future financial prospects. Fortunately, there are programs available to help borrowers get back on track, including rehabilitation and consolidation. In this blog, we'll explore the differences between these two options and what they mean for borrowers.