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1st Choice Mortgage Company

... is committed to assisting you in finding the right mortgage product for your needs.  Every borrower is different, so a variety of loans are offered, from "A" paper to slow credit and bankruptcy.  How about a refinance?  The process of securing a mortgage is simple and straightforward, offering you the latest in financial tools that enable you to make sound financial choices.

Understanding that your time is valuable, you are able to access a loan officer by an on site appointment, email, phone or fax.   Applying online is simple and easy, and most of your forms you can download.

Recent Blog Entries

Demystifying Mortgage Points: A Comprehensive Guide for Idaho Home Buyers

Tue, 16 Apr 2024 06:42:00 GMT

Are you a prospective homebuyer in Idaho, eagerly exploring your mortgage options? As you delve into the world of home financing, you might come across the concept of "buying points" on your mortgage. But what exactly does this mean, and how can it impact your homeownership journey? Let's explore the benefits and risks associated with buying points down on a mortgage, tailored specifically for Idaho residents.

Top 5 Things to Consider When Buying a Smaller Home

Wed, 14 Feb 2024 12:53:00 GMT

In today's real estate market, downsizing to a smaller home is becoming a more popular choice for many. Whether you're a first-time homebuyer, looking to reduce living expenses, or transitioning into a simpler lifestyle, purchasing a smaller home can offer numerous benefits. However, it's crucial to approach this decision with careful consideration. Here are the top 5 things to keep in mind when buying a smaller home to ensure you make a choice that fits your lifestyle and needs.

Avoid These 6 Common Mistakes Homeowners Make When Selling Their Home

Thu, 04 Jan 2024 10:55:00 GMT

Selling your home can be a complex and emotional process. As a homeowner, it's easy to make mistakes that can potentially hinder your home's sale or reduce its sale price. In this blog post, we'll uncover the six most common mistakes homeowners make when selling their home and provide tips on how to avoid them.

5 Essential Steps to Prepare for Buying a Home in 2024

Fri, 29 Dec 2023 11:55:00 GMT

Buying a home is a significant milestone in anyone's life. With the real estate landscape continually evolving, it's crucial for potential homebuyers to be well-prepared, especially as we approach 2024. Here are five essential steps to ensure you're ready to take this big leap.

Top 5 Essential Tips to Know When to Refinance Your Mortgage

Tue, 26 Dec 2023 10:39:00 GMT

Refinancing your mortgage can be a game-changer in your financial strategy, but timing is crucial. If you?re contemplating this significant financial move, it?s important to know when the conditions are in your favor. This blog will guide you through the top 5 critical factors that indicate it?s the right time to refinance your mortgage, helping you to make an informed decision and potentially saving you a substantial amount of money.

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