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Why Should 1st Choice Mortgage Be Your 1st Choice?

Rural Development Loans are an Outstanding Option for Getting the Financing You Need

Thanks to the USDA Guaranteed Loan Program, rural Americans have access to a number of home financing opportunities. Be confident in your home ownership knowing that you've taken advantage of some of the most financially secure home financing options available.

100% USDA Financing

The USDA's 100% financing option for rural development means that you don't have to worry about a downpayment if you qualify. Get started by filling out our form today!

Save Money Every Step of the Way

The USDA's Guaranteed Loan Program can help you save money throughout your entire homeownership lifecycle. From low interest rates and closing costs to low mortage insurance rates, we can help you get one of the best deals available to potential homebuyers.

 

 

 

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Answer a few SIMPLE Questions and experience why we are always the 1st Choice in Idaho!

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Testimonials

Thanks again Jerry for all your patience and great help with this latest loan, we highly recommend you!"
Jack & Gemma E., Middleton, Idaho: Home loan
"Kerri was amazing! She was extremely helpful and diligent. Her communication was always great as well. Would definitely recommend her and when we are ready to buy our next house we will be contacting her again for her help."
Kelli & Matt W., Kuna, Idaho, Home Loan
"Kerri Wattier provided impeccable service to my wife and I during two separate mortgages which were both very involved and difficult. I have rarely felt more taken care of by a mediary business. Kerri insured that we were kept abreast of each new detail, and immediately notified us of any changes
Dan & Jolene P., Boise, Idaho: Refinance Mortgage
"We appreciate your attention to detail, had work, and knowledge Jerry.  Thank you for helping us get our home, we would highly recommend you."
Brad & Dawna K., Melba, Idaho: Home Loan
"Kerri is a gem!! Not only is she great to work with, she became our friend!!  I will always refer people to her!!"
Victor R., Nampa, Idaho: Home Loan
"Great customer service!  This is the second time I've used 1st Choice and I cannot imagine going anywhere else.  Jerry IS the best!"
Greg O., Boise, Idaho: VA Home Loan
"Great experience.  Jerry is very knowledgeable and follow up is excellent!"
Trudy N., Boise, Idaho: FHA Home Loan
"Jerry was great and kept us updated at all times, we would highly recommend him."
Kim & Brandon K., Middleton, Idaho: Refinance Home Loan
"Jerry made the process so easy.  He kept me informed on all matters and kept me updated on the timeline for closing, I would recommend him!"
Ashley D., Nampa, Idaho: Idaho Housing Home Loan
"Jerry was great, incredibly informed as to the regulations, I always felt like I was in good hands. We would highly recommend him!"
Ron & Cheryl E., Meridian, Idaho: VA Home Loan