• LOW MORTGAGE RATES FOR OVER 20 YEARS
    Providing home loans in Idaho for over 20 Years has given us the experience and knowledge you deserve.
    Experience, low mortgage rates, tons of mortgage products...we are your 1st Choice and Best Choice for home loans!

See What People Are Saying About 1st Choice Mortgage

  • "Thank you so much for all your hard work that went into getting us approved for the home loan.  You are a miracle worker to say the least.  R. and I appreciate you wisdom throughout this whole thing.  You are awesome and we will send all our friends and family your way when they are ready to buy a home.  Many, many thanks!!" - L. & R. Mitchell, Meridian
  • "Overall it was a very smooth, stress free transaction.  I understand the complexity of our file, so knowing that it wall mwent smoothly and we were always up to date was a huge relief.  Thank you Jerry for all of your help with everything and I hope to work with you again in the futuer." - G. & L. Nickell, Meridian
  • "We were very pleased with our loan officer.  We never had to get ahold of hime to aks him questions, he always checked in on us and always made sure to ask us what questions we had.  When we did have a question, he answered it very throughly.  Our realtor had never seen such great loan fees.  That made us feel even more confident.  I was  very pleased iwth 1st Choice and- A. Jolley, Jerome
  • "Jerry was GREAT!  He gave me correct information about loans I was interested in, and was ethical in all of his conduct with me.  I would recommend 1st Choice to anyone looking to buy a house." - J. Zier, Boise
  • "1st Choice Mortgage over delivered!  Very satisfied and will refer business your way" - D. Butcher, Meridian
  • "Jerry was a big help informing us on the process and what was needed.  Very pleased and will definately recommend 1st Choice to my family and friends.  Thank you for all you did to make this a great experience." - S & J Redford, Nampa
  • "I appreciate all you did for me during my first home purchase.  Your knowledge & help made things quite easy.  Thank you VERY MUCH for getting with the lender so we could close on time.  Thas was going above & beyone!  I will be recommeding you to any friends and family that will be needing your services.  Thanks again & keep up the awesome work!" - A. Winn, Boise
  • "We were refinancing out house and Jerry made it so much easier.  He kept us up to date throughout the entire refinance process through emails and phone calls.  Jerry explained all the paperwork and numbers clearly so we could understand.  He was FAST with everthing and he know his stuff!!!  We are very satisfied and well informed!  I would definately recommend him." - N. Utaev, Boise
  • "I had a great esxperience with Jerry, my loan officer.  I didn't know if I would even be able to get a house and he helped and I got my first home.  Was very satisfied and would refer anyone to 1st Choice.  He was quick and kept me informed on what was happening.  Workedwith me throughout the process." - N. Getchell, Nampa
  • "We have used Jerry on Multiply occasions and referred our friends and fmaily to him and have been very pleased with every aspecdt of the loan process.  He has been very professional and  responsive to all out questions and concerns.  He is a pleasure to work with and we'll definately us him in the future." - H. & M. Price, Nampa
  • "Wanted to thank both of you for doing such a fabulous job with us!  You are both extremely professional, yet personable at the same time.  We felt in capable hands the whole time.  And thanks for understanding when we were stressed and realizing this is was a huge next step to a journey we have been blessed to be on for over 30 years.  You made two new happy "customers" - T. & S. Thorson, Meridian
  • "Jerry was awesome!  He made the whole process move and he kept us all up to date and informed on the progress and hurdles of the loan." - R. Mercer, Star
  • "Thank you so much Kerri!  It was a blessing to work with you on this because I was not expecting to go so smoothly or at all; for that matter.  You really do a great job keeping it all on track.  I appreciate you hard work. I have your card and will definately pass it along." - S. Call, Boise
  • "If anyone going to purcahse or refinance thier house, I highly recommend Jerry Robinson.  He helped us buy out house 4 years ago as well aas refinance us last year.  He is very easy to work with, fast, friednly and no weird fees.  He will go out of his way to make your experience great.  :-)" - J. LaRose, Kuna
  • "Jerry was great to work with.  He was available to answer questions when needed and returned with knowledgable answers promptly.  He is a great individual to with with and has an outstanding personality that is matched by his professional undtanding of the lender process.  My family and I were comfortable with all of the apsects of our loan process due to the effort that- R. Spritzer, Meridian
  • "Very Satisfied with 1st Choice Mortgage, simple and straight forward, very easy loan process." - D. Hickman, Nampa
  • "Jerry Robinson was great to work with.  He is extremely knowledgable and a true professional.  I've heard a number of bad stories about people not being able to close on a short sale but with Jerry's help I was able to purchase my dream home.  Thank you so much for all your hard work!!!" - T. Jackson, Boise
  • "We will never use anyone else for our loans.  Very professional, and Jerry's and expert.  We were treated with respect and learned a lot.  This was our first home and I'm certain that Jerry was as excited for us as we were to be first time home buyers.  I would highly recommend this company, they have great integrity." - J. Thurston, Meridian
  • "Kerri, it was so great working with you.  We will definately recommend you and definately go through you again in the future.  This refi made my house into my dream home.  We couldn't have done it with out you!" - N. Palmer, Meridian
  • We began our home loan journey with a different lender and had a really bad experience, until we were lucky enough to find Kerri!  She helped us get out of that mess and was truly on our side.  She was alavailable, honest and reliable.  We will be more than happy to refer our friends and family to 1st Choice Mortgage in the future." - P. & T. Mason, Boise
  • "The whole process was made easy and I was kep infomred all the way though the process. Jerry went out of his wayto ensure that everything was handled properly and timely." - J.Traska, Boise
  • "Kerri did a wonderful job.  She went above and beyone to get our loan processed.  She was ahead of everyone with what we needed and got us qualified quickly.  I would recommend her to anyone looking to purchase a home." :-) - R. McCall, Nampa
  • "Very happy with Kerri, Easy to talk to and informed us of everything.  Would definately recommend her!!  Thank you, Kerri" - R & A Rockwell, Boise
  • "We are VERY Satisfied, 1st Choice offered a very low cost loan.  With 20% down, out loan costs were actually negative, i.e. we got a credit, which we were able to use against outher loan closing costs.  Our loan officer, Kerri, defines what "customer service" and "quality of work" mean.  We had a very short time frame, due ot unusual short sale requirements.  Kerri accom- K & S Kitz, McCall
  • "The strongest two words I like to say are "Thank You"  In the world we live in, people do not  take the time to say those two simple words!!!  It was not until yesterday while I had some prvate time and started to read my email, I started to see all of the hard work that was done for me.  Jerry went the extra mile in setting up this new loan process of getting me my loan- L. Echanova, Sun Valley
  • "Great process, and very easy to deal with, I previously had problems with other companies, this process with 1st Choice was GREAT!" - K.Braley, Rexburg
  • "Kerri helped me out and I am very satisfied with all the work she did for me to keep me in my home, THANK YOU!" - R. Wallin, Boise
  • "The experience was hassle free - quite possibly the best customer service we have ever received!" - G & J. Orr, Meridian
  • "I thought I would thank you for all you have done for my family and I, I have not been easy to work with and you di very well.  That's saying something!!!!  I will pass the word on that you did us right!"- J. & A. McCreary, Caldwell
  • "Thank you for all the work you did on my refinance.  You are great and I appreciate it so much-will refer you for sure."- J. Tucker, Caldwell
  • "I just wanted to thank you for having the best mortgage company in the Treasure Valley. We have been consulting with you on a refinance for over a year and I am happy to say that our new loan will be complete Friday. Your advice on the timing was critical to the success of our refinance. Kerri was awesome to work with and the numbers at our signing on Monday were almost - J & B Lucas, Meridian
  • "I will and have refer people to 1st Choice Mortgage, very honest and gets the job done.  Thank You." - T & P Brase, Caldwell
  • "It was a very pleasant experience.  Jerry was responsive and helpful and seemed to be good at his job.  We are very happy with the improvement in our mortgage situation. Thanks so much! we are pleased."- D & D. Jenks, Twin Falls
  • "Jerry was really helpful, straightforward and knowledgeable bout the process.  He made it very easy for us, even when we had to change loans.  He even came to our doc signing!"- T. Olsen, Meridian
  • "This was the forth home my wife and I have purchased over hte past 38 years of marriage and I have to admit it was easier then buying a car.  Jerry plus the rest of the crew at 1st Choice Mortgage made this so easy and enjoyable.  If I had the money I would buy another house just os I would have the opportunity to work with these individuals again."- M.H. Wilson, Nampa
  • "Kerri is great, I would recommend her to anyone I know refinancing.  And have given her name to several people already."- W. Szalay, Hoseshoebend
  • "Kerri went out of her way to help us get what we wanted.  Thanks to you all for a very positive experience."- M. & K. Hoskovec, Kimberly
  • "Jerry at 1st Choice made a sometimes frustrating process manageable.  I can't say enough good things about the service he provided.  We will definately be recommending him."- K. Bergerud, Boise
  • "I enjoyed my interaction with 1st Choice Mortgage Company.  They were always available and kept me in the loop.  When requesting information they were polite and had good follow through skills.  They work really well with their clients, mortgage lender and title company to ensure a successful closing.  I am pleased with the service I received."- S. Hammond
  • "Everyone at 1st Choice Mortgage worked very hard for us and made this go off without a hitch, THANKS Kerri!"- B. & A. Rapp
  • "Thank you so much for all of your hard work and dedication to J. and I during our refinance.  You made the entire experience very pleasant and easy for us.  Our experience with you and 1st Choice mortgage was awesome.  You and Jerry do an outstanding job."- T . & J. Harper
  • "That is pretty bodacious!!!  I will be giving your name and number to another set of frienkds who want to look into refi.  Thanks so much for all your help.  You totally rock.  Will send as many friends you way as possible."- Z. Parker
  • "Thanks to Kerri's competence and professionalism this refinance went very smoothly.  She was very friendly and knowledgeable and answered our concerns promptly and completely.  Kerri will definitely be our first choice for our future mortgage needs."- D. & K. Saltzman
  • Our experienc with Jerry was GREAT!  he went above and beyone our expectations.  In a world of chaos, we kne we didnt have to worry aobut our loan.  THANK YOU!!!"- T. Keller
  • " I was very satisfied with 1st Choice and how reliable they were during the whole refinance process and how they always kept me updated and informed on where everything was at.  I would definitely recommend 1st Choice to anyone wanting to refinance just because of the quality of work they put into helping their customers, thanks a lot!"    - Z. Cogswell
  • "I like to ask a lot of questions.  Jerry always had the ansers and the time to give them to me.  I have been so pleased with 1st Choice I keep coming back.  Jerry has helped me with two home purchases and two refinances." - S. & H. Smith, Meridian
  • "Thank you so much for making this transaction so pleasant and uncomplicated."- M. Negus
  • "Thank you so much for your time and patience in helping with our refinance.  It will make such a big difference in our lives."- B. & H. Lind
  • "Awesome job, once again with my Clients.  I'll be expecting those super fast closings from now on!  Thank for taking such good  care of my buyers!"- K. Donahue (Realtor)
  • "Thank you so much for all your efforts in getting us to the closing table.  You did a great job and it was a pleasure working with you."- B. Nae
  • "Thank you for all your hard work and effort on our loan.  We truly appreciate it."- J. & J. Harris
  • "We were very impressed with Jerry and 1st Choice Mortgage.  He worked hard to make the refinance process as fast and painless as possible for us.  He was also great about ansering our questions."- S. Rekow
  • "Thank you ver muc hfo all of your efforts with my clients last week.  I really appreciate the fact that you continue to go 'above and beyone' for them.  The clients were thrilled with their new home and are adjusting well to being first-time homeowners!  I wish you the very best and look forward to working with you again!"- A. Hawes (Realtor)
  • "Jerry was quite helpful and patient during that process.  He took care of us as quickly as it was possible and did so with pleasant good humor."- J. Pollard
  • "Thanks again for your help and guidance through the first-time homebuying process!"- G. & B. Parish
  • "It was a pleasure to work with 1st Choice Mortgage.  They are friendly, fast and reliable.  We would recommend them to anyone!"- Z. & K. Miller
  • "Jerry was efficient, concerned and completely dedicated to tserving his customer.  In his capacity as a loan specialist, he was very knowledgeable and covered every detail. In short, he ws sterrific.  He was trustworthy and honest as well as being personalbe.  I felt secure in the knowledge that he had my best interest at heart. I will recommend him to anyone intereste- M. Charistensen
  • "Jerry was my loan specialist in buying my new home.  I found him to be courteous, kind, honest, and trustworthy.  All the financial figures Jerry told be proved to be accurate. I would use him agin if the need should arise.  Jerry is very personable and a lot of fun.  My association with him was great!"- J. Nauahi
  • "1st Choice mortgage is a prime example of a quality mortgage company.  If it wasn't for their compassion and loyalty they have for their clients, we would not be where we are today.  They ad taken the initiative to contact us regarding the refinancing of our home and were able to help us improve our position with our mortgage. We are VERY lpleased iwth the business rela- Z. & E. Broadie
  • "We would recommend Jerry to anyone!  Jerry worked hard for us, and we put him to the test.  First time home buyer, credit challenged, and both of us with past divorces.  Thanks to his hard work we purchased our home!!! Wonderful job, Jerry!!!" - D. & J. Brock, Emmett
  • "I appreciate all the help with our re-finance.  We are excited about savings $XXX a month with your help.  I cam in there not knowing what to expect or really what I should ask since I never did a re-finance before, you made me and my wife feel confident in choosing you. Especially with all the scams out there makes it hard to trust.  You laid everthing out there for us- Justin & Sydney
  • "I am very fortunate to have worked with such a great comopany!  Jerry's experience and patients with me and my many quesitons was greatly appreciated. It had been 12 years since I had been through the whole loan process, and he took the time to explain (so that I understood) the whys and whats I presented to him. The loan was put together quickly and easily.  1st Choic- R. Schuler
  • "We appreciate all of your help and hard work on our loan refiance.  We will definately refer you to friends and family!" - S. & L. Donerkiel, Boise
  • "It was a great pleasure to work with Jerry Robinson.  He is a very knowledgeable professional and he made it fun with his great sense of humor.  He even volunteered pertinent information that I didn't even have to ask and went over and above in every aspect with timely, consistent emails and always offering to anser any quesitons.  Really loved working with this man.  He- C. Nielsen
  • "Jerry was absolutely great to work with when I bought my house and then again recently when I refinancing with an even better rate!  He made everything so easy for me and explained things in a way so to make sure I understood the process and ll the terms. I didn't have to worry about anything and he made sure I felt comfortable with the process and each step that was - V. Walts, Boise
  • "Jerry Robinson and 1st Choice Mortgage were the partners we needed to successfully navigate the increasing changing waters of home finance.  His up to the minute knowledge of changing finance products kept us in the know, savings us money when the time came to close on our new home. We found Jerry's candid advice and industry knowledge an invaluable tool as we determine- E. & J. Harston
  • "Overall experience with Jerry and associates was extremely satisfying.  Thank You!"- M. Christensen
  • "Jerry was a pleasure to work with.  Everything went smoothly, exceptional service.  Very Pleased!"- J. Ernesto
  • Love 1st Choice!  Thought they were awesome.  Have already passed his name along to friends!"- C. Marshall
  • Jerry was amazing to work with.  He was very prompt always returning my calls quckly and he explained everything so detail oriented so I always know what was going on.  Jerry was very friendly and I very much enjoyed working iwth him.  Iwill always recommend him as well as always go to hime for my loan process!"- J. Kingsford
  • "Thanks for making my refinance experience so pleasant.  I will certainly be more than happy to recommend friends to you."- G. Krajnik
  • "Jerry, i just had a call from my old mortgage guy at XXXXX Mortgage that had time for us now.  And said he could do a 15 year for 2.8.  I just laughed he must be hard up for lcients.  So again, anyone can do a mortgage.  But I think it s customer service that wins.  Thanks again for the wonderful job you did for my entire family.  It meant alot to me and my hudband to ha- D. Brewer
  • "We were very happy with Jery at 1st Choice Mortgage,  He kept us updated at every turn.  We would and do recommend him for anyone that is needing a loan."- J. & V. Manning
  • "Jerry and others who helped with our loan were very efficient but also warm and friendly.  I was amazed at how little we had to do to get our loan approved and also impressed with the quick responses to my questions by email.  It was truly a painless proecss and I think our experience is an ideal example of perfectly executed customer service."- J. Rodriguez
  • "1st Choice Mortgage did a fantastic job with our refinance.  They kept us well informed about the process and closedit when they said they would."- M & S, Wells
  • "thanks Jerry, you did a great job man thanks!!!"- N. Omsberg
  • "Very Satisfied, the process was smooth and I felt 1st Choice kept me informed througout the process and was quick to respond to my questions."- K. Magnelli
  • "Jerry was quite helpful and patient during the whole process,  He took care with us very quickly and di so with pleasant good humor."- J. Pollard
  • "Jerry was a pleaseure to deal with.  When issues arose, he was always the one to address them and get them resolved"- K. Davis
  • "1st Choice was great, they broke down evertyhing so I could see all my options, I would definately recommend them to anyone who is thinking aobut refinancing!"- S. Moore
  • "Very Satisfied, Jerry was very helpful through out the loan process"- T. & D. Plane
  • "Absolutely the best place to get a mortgage, we closed our loan in 10 days, they did it a GREAT rate and the customer service was HUGE. I will never go anywhere else."- B. Frizzell
  • "Jerry, thank you so much for helping us get our first home. Your were amazing! We will recommend you to EVERYONE."- Jason & Katie
  • "Did our investment properties, our home loan, efficiently and at low rates, thank you very much."- J. Miller
  • "Jerry was amazing to work with. He was very prompt, always returning my calls quickly and he explained everything so detailed oriented so I always knew what was going on...I will always recommend him as well as go to him for any loan."- J. Kingsford
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1st Choice Mortgage Company

... is committed to assisting you in finding the right mortgage product for your needs.  We have been in the home loan business for over 20 years, helping borrowers through the world of mortgages and the mounds of lending paperwork involved.

We understand that your time is valuable, you are able to access a loan officer by an on site appointment, email, phone or fax, and we don't work banker hours.    Applying for a home loan online is simple and easy. 

Need a mortgage calculator, click Mortgage Calculator for and easy to use calculator.


Rates CRASH, Realtor Violating RESPA? Bye Bye GFE & TIL

In this Blog:
-Mortgage rates tank
-Realtors Violating RESPA
-GFE & TIL history, Hello LE & CD

Fri, 17 Oct 2014 05:53:00 GMT

Mortgage Rates hit 2014 lows, proper eSigning, home price correction?

In this blog:
-Rates slump to 2014 lows
-Are you properly eSigning documents
-Are we going to see a home price correction?
 

Fri, 10 Oct 2014 03:46:00 GMT

Rates roller coaster, but improve, Do Not call violations? It is a new web!

In this Blog:
-Rates finish the week down with Ebola and Europe in the news
-Are you violating the Do Not Call & CAN SPAM Act?
-VA Questions needed
-It is a new Web!

Fri, 03 Oct 2014 06:11:00 GMT

Mortgage rates off 2014 highs, Credit Score confusion and Lead Generator

In this Blog:
-Mortgage rates cool just a little
-Credit Score Confusion
-Really, that is your Voice Message recording?

Fri, 26 Sep 2014 03:34:00 GMT

Mortgage Rates up again this week, Deadline For RD loans fast approaching

In this Blog:
-Rates ticking up again, here comes 6%?
-Rural development changes
-Lots of other Changes coming.

Fri, 19 Sep 2014 06:15:00 GMT

Ada County Median Home Prices: Boise, Meridian, Eagle, Kuna & Star

Canyon County Median Home Prices: Nampa, Caldwell, Middleton & Kuna

We offer the right home loan for you!

1st Time Home Buyers Loan
Idaho Housing and Finance
Credit Challenged
Rural Development Mortgage
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VA Loan
Home Equity Lines of Credit
Home Buying GRANTS
FHA 203K Rehab
Cash out Refinance
Debt Consolidation Loan
2nd Mortgages
Downpayment Assistance
Grants for Mortgages
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