Apply for a Refinance

Click Here to Fill Out Loan Application

*Please Fill Out Application Completely, Complete All Steps, and Make Sure to SUBMIT.
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PLEASE use Chrome, Firefox or Explorer.

After completion of Loan application gather the necessary documents:

  • $25 for credit report, we take check, cash or pay online with Debit/Credit card here:
             Pay Online Here
  • Most recent 2 paycheck stubs, keep any newer ones, we will always need them.
      And/or Social Security / Retirement / Child Support statements.
  • Last 2 years tax return, Federal returns and w-2’s and 1099's.
      ALL FORMS AND ALL SCHEDULES, we do NOT need your state returns
  • Current mortgage statements for your 1st and 2nd (if you have a 2nd)       
  • Copy of your current “Note” and "HUD-1" or "Closing Disclosure" (should be in your title package you received at closing).
  • Copy of Driver’s license and Social Security Card.
  • Bankruptcy paperwork and/or Divorce/Child support decree.
  • Current statements for checking, savings, stock, bonds, 401K.
      ALL NUMBERED PAGES, EVEN IF BLANK, no Screen Prints accepted.
      Bank statements have to look like bank statements, with Bank's name and address and all of your info as well.
  • Name and phone number for the title company you want to use.
  • Name and phone number for your Homeowner's insurance agent.
  • FAX number for each employer's Human Resource Department, so we can fax verification of employments to them.
  • Please also view video down below for additional instructions

 

Send Your Documents to 1st Choice Mortgage

*Make sure your application is complete first!
 

FAX Documents (208) 375-5970
Email Documents
Securely Upload Documents

Or Schedule an appointment by calling (208) 375-5626.

Let us Show You How Easy it is.

Answer a few SIMPLE Questions and experience why we are always the 1st Choice in Idaho!

Choose Your Loan TypeHow Much Would You Like to Borrow?Current Home Value OR Purchase PriceWhy are you Purchasing a New Home?
What is Your Credit Score?Estimated Down PaymentHow Did You Hear About Us?Are you a Veteran?
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1st Choice is only Licensed in Idaho.

Map to 1st Choice Mortgage

1st Choice Mortgage Company, Your source for Idaho Home Loans

3023 E. Copper Point Dr., Suite 101
Meridian, ID  83642

(208) 375-LOAN(5626)

Open Daily 7am-8pm