FOR THE REAL ESTATE PROFESSIONAL

KEEP INFORMED WITH NEW BLOGS EVERY FRIDAY ON CHANGES, STATISTICS, RATES, AND MORE

Purchase a Home Qualifier  Refinance a Home Qualifier

For the Real Estate Professional

This site is dedicated to informing the Real Estate Professional. I Blog each Friday, to keep you informed of upcoming changes, statistics, rates and lending news.  There is also links to program brochures on the right, as well as charts and news to keep informed.

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Entries 11-20 of 319
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Tuesday, July 11, 2023

Are you planning to buy a home in Idaho? As a prospective homebuyer, it's essential to understand the features and amenities that appeal to buyers in this beautiful state. Idaho offers a unique blend of stunning landscapes, outdoor activities, and a welcoming community. In this blog post, we will explore the top 10 features that homebuyers seek when searching for their dream home in Idaho. Understanding these preferences will help you make an informed decision and find a property that perfectly aligns with your desires.

Posted by 375loan at 7/12/2023 12:07:00 AM
Monday, July 10, 2023

Congratulations! If you're reading this, it means you've been living in your home for five years, and that's a significant milestone. As a homeowner, it's crucial to stay proactive in maintaining and improving your property. In this blog post, we'll outline ten essential tasks you should consider after five years of living in your home. These tasks will not only help preserve your investment but also enhance your living experience. So, let's dive in!

Posted by 375loan at 7/11/2023 5:16:00 AM
Thursday, June 22, 2023

Applying for a mortgage can feel like navigating uncharted territory. Understanding the mortgage application process is crucial for prospective homebuyers to ensure a smooth and successful journey towards homeownership. In this comprehensive guide, we will demystify the mortgage application process, providing you with the essential information and steps involved in securing a mortgage loan.

Posted by 375loan at 6/22/2023 11:25:00 PM
Tuesday, June 20, 2023

When embarking on the journey to purchase a new home, one of the most critical aspects is securing the right home loan. While many borrowers may primarily focus on the interest rate offered by lenders, there's another essential factor that deserves your attention: the Annual Percentage Rate (APR). In this blog post, we'll explore why paying attention to APR is crucial when shopping for a home loan and how it can impact your overall borrowing experience.

Posted by 375loan at 6/20/2023 10:11:00 PM
Monday, June 12, 2023

Purchasing a home in Idaho is an exciting milestone, but it often comes with the challenge of saving for a 20% down payment. However, there is an alternative approach that can make homeownership more accessible for Idaho borrowers: mortgage insurance. In this blog post, we will explore the benefits of not putting 20% down on a home and instead opting for mortgage insurance, specifically tailored to the needs of Idaho residents. By understanding this local perspective, you can make an informed decision that aligns with your financial goals while embracing the opportunities offered by the Idaho housing market.

Posted by 375loan at 6/13/2023 3:44:00 AM
Wednesday, June 7, 2023

When it comes to selling your home, first impressions matter. To attract potential buyers and secure a great deal, it's crucial to prepare your home for listing. By investing time and effort into strategic upgrades, you can enhance your home's appeal, increase its market value, and expedite the selling process. In this blog post, we will explore the top 10 home improvements you can make to ensure your property stands out in a competitive real estate market.

Posted by 375loan at 6/8/2023 3:16:00 AM
Thursday, June 1, 2023

Reverse mortgages have gained popularity as an attractive financial option for retirees in Idaho who are looking to tap into the equity of their homes. However, like any financial product, there are several misconceptions surrounding reverse mortgages. In this blog post, we aim to debunk the top 5 myths about reverse mortgages in Idaho, providing clarity and accurate information for those considering this option.

Posted by 375loan at 6/2/2023 1:10:00 AM
Thursday, May 25, 2023

When embarking on the exciting journey of searching for a new home in Idaho, it's crucial to come well-prepared. The Gem State offers stunning landscapes, diverse communities, and a thriving real estate market. To make the most of your house-hunting experience, it's important to bring along certain items that will help you stay organized, informed, and confident in your decision-making. In this blog post, we'll discuss five essential items that every home buyer should have when exploring properties in Idaho.

Posted by 375loan at 5/25/2023 10:24:00 PM
Tuesday, May 23, 2023

Selling a home can be a complex process, and understanding the various financing options available to potential buyers is essential for a successful sale. One such option is the VA loan, a mortgage program specifically designed for veterans, active-duty service members, and their families. As a home seller, being knowledgeable about VA loans can help you attract a wider range of buyers and streamline the transaction. In this article, we'll explore the key aspects of VA loans that every home seller should know, ensuring a smooth and informed selling experience.

Posted by 375loan at 5/24/2023 12:00:00 AM
Monday, May 15, 2023

For many homeowners, a significant portion of their wealth is tied up in their homes. Beyond providing shelter, homeownership offers a unique advantage in the form of home equity. Home equity is the difference between the current market value of your home and the remaining balance on your mortgage. It represents a valuable financial resource that can be leveraged to achieve various goals. In this blog post, we'll explore how homeowners can harness the power of home equity to maximize their financial potential.

Posted by 375loan at 5/15/2023 11:59:00 PM
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