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Why Should 1st Choice Mortgage, Be Your 1st Choice?

Challenged Credit? You Have Options!

At 1st Choice Mortage, we have years of experience working with challeged credit or even no credit. We can help you find an option that's right for you while keeping the downpayment minimal. Fill out our form today to discover how we can help.

Downpayment Assistance Available

Need help coming up with a downpayment? We can help you find a financing option that requires minimal money down, and even work with you to find assistance for that. Find out more by filling out our form today.

Expert Advice from People Who Care

When you use 1st Choice, you're getting something special. We pride ourselves on getting the best possible rates for our customers, and delivering excellent customer service every step of the way. Our 100+ outstanding testimonials will give you an idea - when you work with 1st Choice, you're working with someone who cares.

 

 

 

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Answer a few SIMPLE Questions and experience why we are always the 1st Choice in Idaho!

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Testimonials

"If your looking for a lender with experience, knowledge and exceptional customer service. Look no further. Jerry is an awesome Mortgage Specialist with the skills to get the loan that fits your financial needs. I was very pleased with the service, the updates and the help along the way. I would re
Raul R., Caldwell Idaho,
"Jerry and his team are absolutely amazing. We used Jerry for our first home 12 years ago and for every mortgage need since. I wouldn't hesitate recommending Jerry's services to anyone. Jerry always has your best interests in mind and will go above and beyond expectations to provide a best in class
Mike & Leslie W., Middleton Idaho
"We worked with Kerri. From the very first phone conversation to closing, she was always available to help us. She took the time to explain the process and answer all our questions in a manner that was very understandable and professional. It was a pleasure working with Kerri and we would highly re
Steve & Deanne W., Meridian, Idaho
"Gabe was very efficient, answered all my questions, was very patient and kind, knowledgeable, and was always there when I ever needed his help."
Servando & Martha C., Boise, Idaho
"Excellent service! Being a first time home buyer I had a lot of questions and concerns, but Kerri was always there to help and answer any questions I had, and walk me through the process(no matter how mundane or repetitive the questions were). I would not hesitate to recommend her to anyone I know
Jesse W., Caldwell, Idaho
"Our complete experience with Kerri was seamless and a joy from the beginning. As first time home buyers, she walked us through every single step. She worked so hard for us to secure our loan despite our complicated income and employments situations. We definitely would not have been able to purcha
Amanda & Caleb C., Kuna, Idaho
"Kerri was really on top of everything throughout the whole process of getting us into our first home. She pushed things forward and got us into our house a day early. Overall, it was a very quick and easy process."
Nick & Jennifer P., Star, Idaho
"Kerri Wattier at 1st Choice Mortgage did a great job. She is knowledgeable and goes well beyond what is required. When things slowed down she helped us get through the difficult time. I highly recommend her."
Roy & Marrilee, Star, Idaho
"Jerry is fantastic!  Made the whole process easy!  We would highly recommend 1st Choice Mortgage."
Bryson & Heather L., Kuna, Idaho
"Kerri was absolutely AMAZING to work with, and super quick with her responses. She always made herself available to me if I had questions, wanted to talk about different scenarios, or if I needed help figuring something out. She really did walk me through everything (sometimes multiple times if I
Joseph & Danielle K., Kuna, Idaho