Are you a prospective homebuyer in Idaho, eagerly exploring your mortgage options? As you delve into the world of home financing, you might come across the concept of "buying points" on your mortgage. But what exactly does this mean, and how can it impact your homeownership journey? Let's explore the benefits and risks associated with buying points down on a mortgage, tailored specifically for Idaho residents.

Refinancing your mortgage can be a game-changer in your financial strategy, but timing is crucial. If you’re contemplating this significant financial move, it’s important to know when the conditions are in your favor. This blog will guide you through the top 5 critical factors that indicate it’s the right time to refinance your mortgage, helping you to make an informed decision and potentially saving you a substantial amount of money.

As a realtor, one of the challenges you may face during the home buying or selling process is dealing with a low appraisal. A low appraisal can be a roadblock that threatens to derail a real estate transaction. However, with the right approach and some strategic steps, you can navigate this situation and potentially salvage the deal. In this blog post, we will explore what to do when an appraisal comes in low from a realtor's standpoint.

On March 22, 2023, the Federal Reserve announced a rate hike of 0.25%. This move has been widely anticipated and has significant implications for the economy, including the mortgage market.

Buying a house is one of the most significant investments that a person can make in their lifetime. It is important to know the value of the property you are interested in purchasing to ensure that you are making a sound investment. This is where the role of a home appraisal comes in. In this blog, we will explore why it is necessary to get a home appraisal when buying a house.

Inflation is a key factor that affects mortgage rates, and understanding how it works is important for anyone looking to buy a home or refinance their current mortgage. In this blog, we will discuss how inflation affects mortgage rates and how it can impact your ability to afford a home.

In this blog:  IHA increases income limits, Mortgage rates also increasing, VA clarifies Realtor fees.

In this blog we discuss FHA down to 500, mortgage rates and where they are going and the mortgage interest deduction.

Mortgage rates pretty flat, but lots could make that change, Credit repair company get's "banished".

In this blog:  Rates continue to slide, source and seasoning of assets, and FHA mortgae down to 500 FICO!