Up to $14,999 Downpayment & Closing Costs Assistance

idaho down payment program boise nampa caldwell home loan

1st Choice Mortgage and Idaho Housing can provide assistance that will pay up to $14,999 in closing costs and or down payment.

  • Minimum of $1,000 with a maximum $14,999 or Maximum of 10% of purchase price.
  • Zero percent interest, due-on-sale loan program.
  • Must be a 1st Time Home Buyer, OR displaced homemakers or single parents with custody of children.
  • Finally Home Home Buyer's Education program completion required for all borrowers.
  • Home to be constructed After January 1st, 1978.
  • Minimum $500 investment from borrowers.
  • Income Limits based on location of property, see income limits below.
  • FICO Scores down to 620.
  • 100% Financing Available.
  • Click below for NO OBLIGATION details or give us a call TODAY.

Need more information or want to see if you qualify?

 Contact Us Today!

HOME Down Payment Assistance Income Guidelines


 

Income
Restrictions (06/06/2016)

Family Size: 1

Boise/Metro
$34,950
Coeur d'Alene
$34,400
Idaho Falls/Metro
$32,100
Pocatello
$33,750

 

Family Size: 2

Boise/Metro
$39,950
Coeur d'Alene
$39,300
Idaho Falls/Metro
$36,700
Pocatello
$38,550

 

Family Size: 3

Boise/Metro
$44,950
Coeur d'Alene
$44,200
Idaho Falls/Metro
$41,300
Pocatello
$43,350

 

Family Size: 4

Boise/Metro
$49,900
Coeur d'Alene
$49,100
Idaho Falls/Metro
$45,850
Pocatello
$48,150

 

Family Size: 5

Boise/Metro
$53,900
Coeur d'Alene
$53,050
Idaho Falls/Metro
$49,550
Pocatello
$52,050

 

Family Size: 6

Boise/Metro
$57,900
Coeur d'Alene
$57,000
Idaho Falls/Metro
$53,200
Pocatello
$55,900

 

Family Size: 7

Boise/Metro
$61,900
Coeur d'Alene
$60,900
Idaho Falls/Metro
$56,900
Pocatello
$59,750

 

Family Size: 8

Boise/Metro
$65,900
Coeur d'Alene
$64,850
Idaho Falls/Metro
$60,550
Pocatello
$63,600

 

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What is Your Credit Score?Estimated Down PaymentHow Did You Hear About Us?Are you a Veteran?
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