FOR THE REAL ESTATE PROFESSIONAL

KEEP INFORMED WITH NEW BLOGS EVERY FRIDAY ON CHANGES, STATISTICS, RATES, AND MORE

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For the Real Estate Professional

This site is dedicated to informing the Real Estate Professional. I Blog each Friday, to keep you informed of upcoming changes, statistics, rates and lending news.  There is also links to program brochures on the right, as well as charts and news to keep informed.

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Wednesday, May 1, 2024

Navigating the home loan process can seem daunting, especially if you are a first-time homebuyer in Idaho. As a local loan officer with years of experience, I've gathered essential tips to help you understand how to improve your chances of getting a home loan. Whether you’re looking to buy in Boise, Coeur d'Alene, or anywhere in between, this guide will provide you with the foundational knowledge you need to start on the right foot.

 

Posted by 375loan at 5/1/2024 10:55:00 PM
Monday, September 25, 2023

Buying a home is one of the biggest financial decisions you'll ever make, and getting approved for a home loan is a crucial step in the process. If you're planning to buy a home in Idaho, here are 10 tips to improve your chances of getting approved for a home loan:

Posted by 375loan at 9/25/2023 10:25:00 PM
Monday, August 14, 2023

Are you dreaming of owning a home in the picturesque landscapes of Idaho? With the rising costs of real estate, affording a down payment can often be a daunting hurdle. Fortunately, Idaho offers a range of down payment assistance programs that can help turn your dream of homeownership into a reality. In this comprehensive guide, we'll walk you through the various down payment assistance programs available in the Gem State.

Posted by 375loan at 8/15/2023 12:24:00 AM
Wednesday, May 3, 2023

Buying a home is a major decision that can bring excitement, stress, and a lot of questions. With so much information out there, it can be hard to separate fact from fiction. In this blog post, we'll debunk the top 10 myths about buying a home, and help you make an informed decision.

Posted by 375loan at 5/4/2023 12:36:00 AM
Thursday, March 9, 2023

If you're selling your home to a buyer who is using an FHA loan, you may be wondering what closing costs you're allowed to pay for them. FHA loans are popular among first-time homebuyers because they require a lower down payment and have more flexible credit requirements than traditional mortgages. However, these loans come with certain rules about who can pay for closing costs.

In this blog, we'll explore what closing costs a seller can pay for a buyer on an FHA loan and how you can optimize your content for search engines to reach more potential readers.

Posted by 375loan at 3/10/2023 3:31:00 AM
Friday, March 3, 2023

If you're a first-time homebuyer in Idaho, you may be concerned about the high cost of a down payment. Luckily, the Idaho Housing and Finance Down Payment Assistance Program (IDPA) is available to help you with the cost of purchasing your new home. In this blog, we'll explore the benefits of Idaho Housing and Finance Down Payment Assistance Program and how to take advantage of this program.

Posted by 375loan at 3/3/2023 11:43:00 PM
Monday, February 6, 2023

Are you one of the many renters in Idaho who dream of owning your own home? Have you been saving for a down payment, but still find it difficult to come up with the necessary funds? If so, you should consider the benefits of using Idaho Housing's Down Payment Assistance (DPA) Program.

Posted by 375loan at 2/7/2023 2:06:00 AM
Friday, January 27, 2023

There are many myths and lots of misinformation about buy a home, here are 5 of the most common myths.

Posted by 375loan at 1/28/2023 5:34:00 AM
Monday, October 22, 2018
Rates jumped again last week, as inflation number set in and we saw some declining housing numbers as well. Federal Reserve also released their notes, and all number point to continued inflation concerns, which is going to make the Fed raise their rates as well. We saw on Thursday a little weakness out of Europe, which prevented rates from even being worse last week. No reason to think rates are going to fall.
 
#1stChoiceLender #1stChoiceMortgage #mortgagebroker #idahome
Posted by 375loan at 10/22/2018 10:32:00 PM
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