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1st Choice Mortgage Company

... is committed to assisting you in finding the right mortgage product for your needs.  Every borrower is different, so a variety of loans are offered, from "A" paper to slow credit and bankruptcy.  How about a refinance?  The process of securing a mortgage is simple and straightforward, offering you the latest in financial tools that enable you to make sound financial choices.

Understanding that your time is valuable, you are able to access a loan officer by an on site appointment, email, phone or fax.   Applying online is simple and easy, and most of your forms you can download.

Recent Blog Entries

What to Do When an Appraisal Comes in Low: A Realtor's Guide

Wed, 15 Nov 2023 16:11:00 GMT

As a realtor, one of the challenges you may face during the home buying or selling process is dealing with a low appraisal. A low appraisal can be a roadblock that threatens to derail a real estate transaction. However, with the right approach and some strategic steps, you can navigate this situation and potentially salvage the deal. In this blog post, we will explore what to do when an appraisal comes in low from a realtor's standpoint.

Navigating the Financial Landscape: A First-Time Homebuyer's Guide to Mortgage Readiness

Wed, 08 Nov 2023 15:39:00 GMT

Purchasing a home is a significant milestone, often marking a new chapter in an individual's life. However, for first-time homebuyers, the process can seem daunting, particularly when it comes to the financial aspects. Understanding the mortgage process and preparing your finances accordingly can set you on the path to achieving your homeownership dreams.

Common Mistakes to Avoid When Getting a Home Loan in Idaho

Mon, 30 Oct 2023 13:46:00 GMT

As a mortgage broker, I've had the privilege of assisting countless Idahoans in securing their dream homes. In this picturesque state, from the bustling streets of Boise to the serene landscapes of Coeur d'Alene, owning a home is a cherished dream for many. However, the journey towards securing a mortgage can be riddled with pitfalls if one is not careful. Today, I'd like to share some common mistakes to avoid, based on my experiences at 1st Choice Mortgage in Meridian, Idaho.

Mortgage rates and home prices in 2024: What to expect

Thu, 26 Oct 2023 12:40:00 GMT

Mortgage rates and home prices are two of the most important factors to consider when buying a home. In 2023, both mortgage rates and home prices have been rising, making it more difficult for buyers to afford a home.

So, what can buyers expect in 2024? Here is a look at the latest projections for mortgage rates and home prices:

Top 5 Reasons Why Veterans Should Purchase a Home in Boise

Wed, 25 Oct 2023 12:43:00 GMT

Boise, the capital city of Idaho, is rapidly becoming a sought-after destination for homebuyers from all walks of life. Veterans, in particular, will find numerous advantages to settling down in this beautiful city. With its robust economy, scenic beauty, and veteran-friendly communities, Boise presents an array of compelling reasons for veterans to consider it as their next home. If you're a veteran pondering about where to invest in real estate, here are the top five reasons why Boise should be at the top of your list.

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