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1st Choice Mortgage Company

... is committed to assisting you in finding the right mortgage product for your needs.  Every borrower is different, so a variety of loans are offered, from "A" paper to slow credit and bankruptcy.  How about a refinance?  The process of securing a mortgage is simple and straightforward, offering you the latest in financial tools that enable you to make sound financial choices.

Understanding that your time is valuable, you are able to access a loan officer by an on site appointment, email, phone or fax.   Applying online is simple and easy, and most of your forms you can download.

Recent Blog Entries

Debunking the Top 5 Myths about Reverse Mortgages in Idaho

Thu, 01 Jun 2023 11:10:00 GMT

Reverse mortgages have gained popularity as an attractive financial option for retirees in Idaho who are looking to tap into the equity of their homes. However, like any financial product, there are several misconceptions surrounding reverse mortgages. In this blog post, we aim to debunk the top 5 myths about reverse mortgages in Idaho, providing clarity and accurate information for those considering this option.

Essential Items for Home Buyers in Idaho: Your Ultimate Checklist When Home Shopping

Thu, 25 May 2023 08:24:00 GMT

When embarking on the exciting journey of searching for a new home in Idaho, it's crucial to come well-prepared. The Gem State offers stunning landscapes, diverse communities, and a thriving real estate market. To make the most of your house-hunting experience, it's important to bring along certain items that will help you stay organized, informed, and confident in your decision-making. In this blog post, we'll discuss five essential items that every home buyer should have when exploring properties in Idaho.

The Ultimate Guide for Home Sellers: What You Should Know About VA Loans

Tue, 23 May 2023 10:00:00 GMT

Selling a home can be a complex process, and understanding the various financing options available to potential buyers is essential for a successful sale. One such option is the VA loan, a mortgage program specifically designed for veterans, active-duty service members, and their families. As a home seller, being knowledgeable about VA loans can help you attract a wider range of buyers and streamline the transaction. In this article, we'll explore the key aspects of VA loans that every home seller should know, ensuring a smooth and informed selling experience.

Top 10 Home Improvements in Idaho to Boost Your Home's Value

Thu, 18 May 2023 11:31:00 GMT

If you're a homeowner in Idaho looking to increase the value of your property, investing in strategic home improvements is an excellent way to achieve your goal. By making the right upgrades, you can enhance both the functionality and aesthetic appeal of your home. In this blog post, we'll explore the top 10 home improvements that can significantly improve your home's value in Idaho.

Maximizing Homeownership: Unlocking the Potential of Home Equity

Mon, 15 May 2023 09:59:00 GMT

For many homeowners, a significant portion of their wealth is tied up in their homes. Beyond providing shelter, homeownership offers a unique advantage in the form of home equity. Home equity is the difference between the current market value of your home and the remaining balance on your mortgage. It represents a valuable financial resource that can be leveraged to achieve various goals. In this blog post, we'll explore how homeowners can harness the power of home equity to maximize their financial potential.

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