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1st Choice Mortgage Company

... is committed to assisting you in finding the right mortgage product for your needs.  Every borrower is different, so a variety of loans are offered, from "A" paper to slow credit and bankruptcy.  How about a refinance?  The process of securing a mortgage is simple and straightforward, offering you the latest in financial tools that enable you to make sound financial choices.

Understanding that your time is valuable, you are able to access a loan officer by an on site appointment, email, phone or fax.   Applying online is simple and easy, and most of your forms you can download.

Recent Blog Entries

Boise mortgage rates worsen slightly last week

Mon, 14 Jan 2019 13:53:00 GMT


Mortgage rates worsened a little last week, and stock rallied for 5 days. I am thinking rates may worsen this week as well, with a potential China resolution on trade coming and Companies start announcing last quarter earnings. We also have housing data, inflation data, and Retail Sales for December. If all of these are good, Stocks should rally which will drive mortgage rates higher.
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Boise home loan rates slide again!

Mon, 07 Jan 2019 09:32:00 GMT

Another GREAT week for rates, as we have seen rate trend lower for 9 weeks! We are going to because a little more cautious as Trade talks with China seem to be making progress and there might be a little give/take in government shutdown.

 

Boise Mortgage rates continue to slide down

Mon, 31 Dec 2018 09:21:00 GMT


Mortgage rates improved last week, as volatility in the stock market is sending investors to Bonds and Mortgage Back Securities. Although a short trading week, we do have unemployment numbers and more important wage inflation being released at the end of the week. Also word out is progress on China Trade. This could break our trend and cause stock to rally.

 

Mortgage rates continue the slide!

Mon, 24 Dec 2018 10:30:00 GMT
Mortgage Rates continue to slide last week, as more and more people sell stocks and put their money into Bonds, thus improving mortgage rates. Economic numbers are all pretty good, but traders are fearful of 2019. It really will not matter what good economic news comes out, the fear has set in, this rates should continue to improve.

Nampa mortgage rates go down slightly

Mon, 17 Dec 2018 07:22:00 GMT

With the sell off last week in stocks, it was anticipated at rates would improve nicely, but when it all settled, we have just a slight improvement. This week is HUGE as we have the Federal Reserve on Wednesday and LOTS of data on Friday, right before a major holiday. Will the Fed Raise rates (which would be good for us) on Wednesday, or wait until January? This week is going to be rough.

 

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