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1st Choice Mortgage Company

... is committed to assisting you in finding the right mortgage product for your needs.  Every borrower is different, so a variety of loans are offered, from "A" paper to slow credit and bankruptcy.  How about a refinance?  The process of securing a mortgage is simple and straightforward, offering you the latest in financial tools that enable you to make sound financial choices.

Understanding that your time is valuable, you are able to access a loan officer by an on site appointment, email, phone or fax.   Applying online is simple and easy, and most of your forms you can download.

Recent Blog Entries

Mortgage rates at their BEST in over 1 year!

Mon, 25 Mar 2019 10:41:00 GMT


Last week was a spectacular week for mortgage rates. As the Federal Reserve indicated that they will NOT raise rates in 2019 and may only raise rates 1x in 2020. Further concern about a recession is keep rates lower. Economic news is pointing towards a slow down, and past Fed Chairman came out today and actually indicated that the Fed may have to lower rates again. RATE ARE GREAT!


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China Trade causing Idaho Mortgage rates to go up

Mon, 04 Mar 2019 08:45:00 GMT
Mortgage Rate jumped last week, as the US and China are releasing positive responses to the Trade Dispute. Although we have quite a bit of economic news this week, with Unemployment on Friday being the biggest, I think China and Trade are going to be the major influence on Mortgage Rates this week.
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Mortgage rates squeaked out a improvement, but could be temporarily!

Mon, 25 Feb 2019 11:18:00 GMT


Mortgage rates managed to squeak out a small improvement last week, but we are starting out this week worsening, as Trump extended Tariff hold and it looks like there could be a Trade Deal with China. This could be bad for rates as a good trade deal with ROCK the Stocks and typically sends bonds yields higher, which will send mortgage rates higher.

 

Mortgage rates slight higher as China becomes news!

Mon, 18 Feb 2019 14:22:00 GMT


Mortgage rates trended higher last week as rumors of a trade deal with China popped up. All eyes will be on China and trade deal. If we get a trade deal, Stocks should shoot up and mortgage rates should also rise. And also watch the Brexit news, this will be a rate influences as well.

 

Mortgage rates best in 6 months

Mon, 11 Feb 2019 10:41:00 GMT
Mortgage rates improved, again, last week, as concerns about China & Trade weighted on the markets. We also have Shut Down talks influencing markets. If we get a resolution, then stocks will rally and bonds will sell off, thus raising interest rates. But on the flip, a shutdown will more than likely improve rates. It will be all about the TWEETS!

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