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1st Choice Mortgage Company

... is committed to assisting you in finding the right mortgage product for your needs.  Every borrower is different, so a variety of loans are offered, from "A" paper to slow credit and bankruptcy.  How about a refinance?  The process of securing a mortgage is simple and straightforward, offering you the latest in financial tools that enable you to make sound financial choices.

Understanding that your time is valuable, you are able to access a loan officer by an on site appointment, email, phone or fax.   Applying online is simple and easy, and most of your forms you can download.

Recent Blog Entries

Boise mortgage rates go up last week

Mon, 20 May 2019 09:40:00 GMT
Mortgage rates worsened last week, as traders are looking at what China will do in the latest trade war. China is hold $1.1 Trillion in US debt, albeit a fraction of our $22 Trillion in debt, they could start to sell or not buy, which would cause rates to jump, this IS the thing to watch. Also this week we have housing numbers, the Federal Reserve minutes and Durable good. And it is a short trading week along with a holiday weekend. Going to be a rough week for rates.

Boise home loan mortgage rates raise for 3rd week

Mon, 22 Apr 2019 12:18:00 GMT

3rd week in a row that mortgage rates have increased. With economic news all pretty good, and some inflation news in the headlines, mortgage rates have been worsening. Still at 1 year lows, but off our lowest level on March 27th.

Boise VA home mortgage rates up a little last week

Mon, 08 Apr 2019 13:41:00 GMT

Mortgage rates popped up a little last week, as we say a little pull back and 4+ weeks of improvement. Most of the concern was the unemployment number, which came out Friday and was a GREAT number and tame in wage inflation. Rates are still at some of their best levels in about a year, and there is still room to improve further.

Boise mortgage rates increase slightly over weekend

Mon, 01 Apr 2019 11:15:00 GMT

Mortgage rates worsen towards the end of the week, and the trend is continuing today with the Stock Market rallying. But rates will bounce for the next few days in anticipation of Friday's Job Numbers. We are in locking mode, taking advantage of good rate gains and not gambling into the Jobs data on Friday.


Mortgage rates at their BEST in over 1 year!

Mon, 25 Mar 2019 10:41:00 GMT

Last week was a spectacular week for mortgage rates. As the Federal Reserve indicated that they will NOT raise rates in 2019 and may only raise rates 1x in 2020. Further concern about a recession is keep rates lower. Economic news is pointing towards a slow down, and past Fed Chairman came out today and actually indicated that the Fed may have to lower rates again. RATE ARE GREAT!

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