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1st Choice Mortgage Company

... is committed to assisting you in finding the right mortgage product for your needs.  Every borrower is different, so a variety of loans are offered, from "A" paper to slow credit and bankruptcy.  How about a refinance?  The process of securing a mortgage is simple and straightforward, offering you the latest in financial tools that enable you to make sound financial choices.

Understanding that your time is valuable, you are able to access a loan officer by an on site appointment, email, phone or fax.   Applying online is simple and easy, and most of your forms you can download.

Recent Blog Entries

Mortgage rate up again last week on inflation fears

Mon, 12 Nov 2018 09:28:00 GMT

Mortgage rates ended higher last week by 0.02, not much, could of been worse, as the Federal Reserve indicated that they will continue to raise rates, which indicates they see inflation on the horizon.  And inflation is BAD for mortgage rate!


If you didn't watch my blog from last week, the link is here, I go over rates a little more:


Mortgage Rates on the Cusp

Mon, 05 Nov 2018 08:25:00 GMT

Mortgage rates are on a cusp of jumping quite a bit higher, as the 10 year Bond and the Mortgage Bonds are close to making a jump, which would allow rates to jump in to the mid 5%.  We are going to watch Federal Reserve decision on Thusday, not for a rate increase, but for what their policy statement is.  Then on Friday we will have Producer Price Index, or inflation at the producer level, and also this week the US is going to sell of more of our debt, which will influence rates also.  Gonig to be another roller coaster week for rates, with the consensus that rates will increase.

Mortgage rates going over 5%, Fannie mae tightening guideliens.

Fri, 02 Nov 2018 10:29:00 GMT

In this Blog:

  • Mortgage rates heading for high 5%'s
  • Fannie mae tightening underwriting guidelines
  • Manufactures home are not scary.

Mortgage Loan rates improve, Insurance CLUE report

Fri, 26 Oct 2018 10:46:00 GMT

In this Blog:

  • -Mortgage rates improve, a little.
  • -Realtors & CLUE List.
  • -FREE Appraisal report

Mortgage rates in Nampa increase again

Mon, 22 Oct 2018 08:32:00 GMT
Rates jumped again last week, as inflation number set in and we saw some declining housing numbers as well. Federal Reserve also released their notes, and all number point to continued inflation concerns, which is going to make the Fed raise their rates as well. We saw on Thursday a little weakness out of Europe, which prevented rates from even being worse last week. No reason to think rates are going to fall.

Ada County Median Home Prices

Canyon County Median Home Prices


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