Home Equity Line of Credit
Start funding Tomorrow's Dreams TODAY!

Utilize your equity for Debt Consolidation, home improvements

home repairs, major purchases, or emergency funds

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1st Choice Mortgage Company, LLC BBB Business Review, boise, nampa, caldwell, kuna, eagle

Home Equity Line of Credit

Home Equity HELOC cash out refinance home equity line of credit

Benefits of home equity line of credit

Access your equity and make it work for you!

  • Pay off high interest rate credit cards.
  • Purchase an Investment Property.
  • Pay off medical bills.
  • Purchase that dream RV or Boat.
  • Add that extra bedroom or bonus room. Improve & Upgrade!
  • Update applicances in your Kitchen.
  • Add landscaping or hot tub or pool.
  • Emergency funds.


1st Choice HELOC Program

Flexable, timely and efficient

  • Loan update to 89.999% of the value of the home.
  • Can be combined with 1st mortgage for up to 89.99% Combined Loan to Value.
  • Fully Amortized Principal and Interest payment, no goofy Interest only loan here!
  • Up to a 10 year Draw Period.
  • CALL TODAY for Compete Details!

More Information

Other Refinance Options!

HELOC not going to work for you?



Access your equity and make it work for you!

  • VA or Veterans Administration Cash Out refinance, up to 100% of value.
  • VA FICO Score down to a 500
  • FHA Cash Out Refiannce up to 85% of value.
  • FHA FICO Score down to a 500
  • Conventional Cash Out Refinance up to 80% of value.
  • Conventional FICO scores down to a 620.

Let us Show You How Easy it is.

Answer a few SIMPLE Questions and experience why we are always the 1st Choice in Idaho!

Choose Your Loan TypeHow Much Would You Like to Borrow?Current Home Value OR Purchase PriceWhy are you Purchasing a New Home?
What is Your Credit Score?Estimated Down PaymentHow Did You Hear About Us?Are you a Veteran?
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1st Choice is only Licensed in Idaho.