1st Choice Mortgage Company, LLC BBB Business Review, boise, nampa, caldwell, kuna, eagle


he Department of Veterans Affairs (VA) is very protective of a Veteran getting a home loan & mortgage refinance, as they should be.  Below is a list of fees, which may and may not be charged to a VA borrower at closing a VA mortgage in Idaho.  The Veterans Administration only allows certain fees to be charged to the Veteran on a home loan purchase or mortgage refinance, fees which are not allowed have to be paid by some other means, contact 1st Choice Mortgage, your VA Home Mortgage Loan Specialist for complete details.

VA Home Loan Limits:  Web Page Link Here

YES = Veteran CAN pay for item
NO = Veteran CAN NOT pay for item


  VA Purchase VA Refinance
ALTA Title Policy YES YES
Appraisal Fee YES YES
Appraisal Re-Inspection Fee
Associated with Escrow With hold
Commitment Fee NO NO
Compliance Fee YES YES
Courier Fee NO NO
Credit Report Fee YES YES
Discount Points YES YES
Doc Prep Fee NO NO
Escrow Fee NO NO
Flood Cert Fee YES YES
Hazard INS. Premium YES YES
Mortgage Insurance N/A N/A
Origination Fee YES YES
Owner's Title Policy NO N/A
Prepaid Interest YES YES
Processing Fee NO NO
Property Assessment NO NO
Real Estate Transaction Coordinator NO N/A
Reconvayance Fee NO YES
Recording Fee YES YES
Tax/Ins. Impounds YES YES
Tax Service Fee NO NO
Termite NO NO
Trustee Fee NO NO
Underwriting Fee NO NO
VA Funding Fee YES YES
Warehouse Fee NO NO


Let us Show You How Easy it is.

Answer a few SIMPLE Questions and experience why we are always the 1st Choice in Idaho!

Choose Your Loan TypeHow Much Would You Like to Borrow?Current Home Value OR Purchase PriceWhy are you Purchasing a New Home?
What is Your Credit Score?Estimated Down PaymentHow Did You Hear About Us?Are you a Veteran?
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1st Choice is only Licensed in Idaho.