• Provides up to 3% of purchase price as a  Grant towards Down Payment and Closing Costs.
• 0% Interest for 10 years
• 100% forgivable after 10 years.
• 1st Time Home Buyers Eligible
• 2nd Time Home Buyers Eligible
• Use with FHA and Conventional
• Use with Rural Development
• Minimum FICO: 580

*Income Restrictions. <$150,000 Income (as of 05/23/2022)

• Provides up to 7%, Low Interest Rate.
• 2nd Mortgage for Down Payment OR Closing Costs
• 1st Time Home Buyer
• 2nd Time Home Buyer
• Is a Second Mortgage: Yes
• Use with Conventional
• Minimum FICO: 620
• Minimum Borrower needs for Closing: .50% of Purchase Price into transaction
• Can be combined with Grant

*Income Restrictions. <$150,000 Income (as of 05/23/2022)

• Provides up to 7%, Low Interest Rate
• 2nd Mortgage for Down Payment OR Closing Costs
• 1st Time Home Buyer
• 2nd Time Home Buyer
• Is a Second Mortgage: Yes
• Use with FHA
• Use with Conventional
• Minimum FICO: 580 
• Minimum Borrower needs for Closing: .50% of Purchase Price into transaction
• Can be combined with Grant

*Income Restrictions. <$150,000 Income (as of 05/23/2022)

• Provides up to 10% towards Down Payment AND/OR Closing Costs.
• 2nd Mortgage up to 7% for FHA and 7% for Conventional
• Forgivable Grant up to 3%
• 1st Time Home Buyer
• Use with Conventional
• Use with FHA
• Minimum FICO: 620
• Minimum Borrower needs for Closing: .50% of Purchase Price into transaction

*Income Restrictions. <$150,000 Income (as of 05/23/2022)