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Lots of financing options for Manufactured Homes in Idaho.
Purchase a Home Qualifier Refinance a Home Qualifier
The FHA mortgage program allows home buyers with little to challenged credit to become homeowners.
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VA home mortgage program that allows those who served the US to get into a Manfactured Home with NO down payment.
Allow for 100% financing in Rural Areas of Idaho
Buyers can utilize conventional financing to get a Manufactured Home loan.
The HECM or Reverse Mortgage program allows home buyers over the age of 62 to purchase a home with a Reverse Mortgage
Manufactured homes are homes that are built in a factory and then moved onto the foundation. The home has to have a HUD certified foundation, and be catagorized in Idaho as Real Property in order to get a mortgage on the home. The home also must pass all inspections by the city and county. And the manufactured homes needs to have a certificate of occupancy. With the exception of a Veterans Administration Mortgage, a manufactured home can only be moved 1 time, from the factory to an orginal, HUD certified, foundation. Foundation inspections and Appraisal will be required to get a home mortgage on a manufactured home. More information can be found on this Web Page: https://www.375loan.com/resources/manufactured_homes/. 1st Choice Mortgage is extremely knowledgable and experienced when it comes to manufactured homes in Idaho, give us a call today.
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1st Choice Mortgage Company, LLC | NMLS #380736 3023 E. Copper Point Dr., Suite 101, Meridian, ID 83642 | View Map
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This material is not from HUD or FHA and has not been approved by HUD or any government agency.
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