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USDA Rural Development 100% Financing

USDA Rural Development Loans are available IN kUNA, mIDDLETON, mELBA, eMMETT, AND
THROUGHOUT Idaho & provide 100% financing with little to no out of pocket expense!

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NO Downpayment Required, 100% Financing in Kuna, Middleton, Melba, Emmett and other smaller cities in Idaho!

USDA Rural Development Home Loan Video

USDA Rural Development Home Loans

The USDA Guaranteed Loan Program is a federal program offered through the United States Department of Agriculture. Rural Housing through the USDA program provides a number of homeownership opportunities to rural Americans, as well as programs for home renovation and repair. This is an excellent product and benefit for those individuals that qualify. Rural Housing also offers 100% financing opportunities for those who qualify.

USDA Rural Housing loans are now easier to qualify and are a financially secure option for home financing regardless of your situation.

There are several advantages to using USDA's Home Loan Program.

USDA 100% Financing
Need a minimum 550 FICO Score or Higher.
Low Monthly Mortgage Insurance(MI)with a USDA loan
Low USDA Mortgage Interest Rates
USDA Low Closing Costs
USDA Zero Down Payment.
Easy Credit Qualifying with USDA
Never a Pre-payment Penalty with USDA

Link to 2018 USDA Rural Development Loan Flyer Here

Income
Limits (06/15/2018)

Family Size: 1

Idaho
$82,700

Family Size: 2

Idaho
$82,700

Family Size: 3

Idaho
$82,700

Family Size: 4

Idaho
$82,700

Family Size: 5

Idaho
$109,150

Family Size: 6

Idaho
$109,150

Family Size: 7

Idaho
$109,150

Family Size: 8

Idaho
$109,150

Let us Show You How Easy it is.

Answer a few SIMPLE Questions and experience why we are always the 1st Choice in Idaho!

Choose Your Loan TypeHow Much Would You Like to Borrow?Current Home Value OR Purchase PriceWhy are you Purchasing a New Home? Next

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1^st Choice is only Licensed in Idaho.

Link to 2018 USDA Flyer

Link to SW Idaho USDA Map

Link to Idaho USDA Map

FREE
NO Obligation
100% Financing
At YOUR Convenience

USDA Rural Development FAQ

►	Why does the Department of Ag do RD Loans?
►	How do I find a map for RD Loans
►	Are RD rates low?
►	Is there a minimum down payment for RD Loans?
►	What is the maximum purchase price?
►	Do I have to be a 1st Time Home Buyer?
►	Does RD have 15 year mortgages?
►	Does the home have to be my primary residence.
►	Is an escrow account required?
►	Does RD allow for Gifts?
►	Can the seller pay closing costs?
►	What is the minimum Credit Score?
►	Can I refinance my existing Rural Development Loan