Debt Service Coverage Ratio or DSCR
-Minimum FICO 640
-Max LTV 80% Purchase
-Investment only
One Month Bank Statement Morgage
-Minimum FICO 700
-Max LTV 75% Purchase
Verification of Employment Form
-Require 1 VOE
-Minimum FICO 700
-Max LTV 75% Purchase
Alt Doc Program Mortgage
-24 Months Bank Statements
-Self Employed Only Borrowers
1099 Only Program
-2 years 1099's
P&L Only Program
-Full Past Year P & L
-Current Year YTD P & L
-Self Employed Only
-Letter from CPA
1 Month Personal Bank Statement
-650+ FICO
-Self Employed Only
-No FC/SS/BK in last 5 years.
Asset Depletion Program
-Liquid Assets utilized