Why move when you can Renovate!

You don't have to move to find the perfect house,
take you existing home and REnovate and remodel it!

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Renovation & Rehabilitation Home Mortgages

Conventional Renovation Rehab Home Loans

Fannie Mae HomeStyle allow for Renovation of an existing home or a new home.

  • Minimum FICO Score: 620
  • Purchase or Refinance Option.
  • Used to Finance Minor Remodeling to Major Repairs, including Structural.
  • Fixed Interest Rate.
  • 15 Year and 30 Year Terms
  • 1-2 Unit Single Family, Manufactured homes, Condos, Townhomes
  • Primary residence OR Investment property

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FHA 203K Renovation Home Loans

FHA home mortgage program that allows a person to fix up a new home or an existing home.

  • Minimum FICO Score: 580
  • Purchase or Refinance Option.
  • Used to Finance Minor Remodeling to Major Repairs, including Structural.
  • $5,000 Minimum Repair with a Maximum of $35,000
  • Fixed Interest Rate
  • 10 Year, 15 Year, 20 Year, 25 Year and 30 Year Terms.
  • 1-2 Unit Single Family, Manufactured homes, Condos, Townhomes
  • Landscaping and Hardscaping allowed.

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Veterans Administration (VA) Renovation Home Loans

Qualified VA Veterans can get a Renovation Loan 

  • Minimum FICO Score:  620
  • Purchase or Refinance Option.
  • Used to Finance minor remodeling and non-structural repairs.
  • Fixed Interest Rates.
  • 10 Year, 15 Year, 20 Year, 25 Year and 30 Year Terms.
  • Single Family, Duplex, Town Homes.
  • Primary Residence only.

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USDA / Rural Development Escrow Repair Home Loans

Allows a home buyer to escrow up to 10% of the purchase price for qualified repairs

  • Minimum FICO Score: 620
  • Purchase only.
  • Used to Finance Minor Remodeling, applicances, energy efficient items.
  • Maximum repair about of 10% of the purchase price.
  • Fixed Interest Rate
  • 30 Year Fixed Term.
  • 1 Unit Single Family, New Manufactured homes, Condos, Townhomes
  • Must meet USDA income and location requirements.

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