Boise City Housing Loan

Discover how you can get assistance on home repairs!

Purchase a Home Qualifier  Refinance a Home Qualifier

City of Boise, Home Improvement Loans

1st Choice Mortgage and City of Boise can provide assistance  to low/moderate income howmeowners in order to make necessary repairs to bring their home up to code and make it a safe, decent, and sanitary place to live.  Loans are available for energy and accessibility improvements as well as general housing repairs.

boise grant, boise down payment, boise home, boise loan, boise mortgage

  • Paying off existing mortgage and then adding on repairs.
  • 1 HUD approved repair is required.
  • EXTREMELY low, up to 30 year, fixed interest rate.
  • Limited funds available for owner occupied improvements through this program.
  • Finally Home Home Buyer's Education program completion may be required.
  • Income Limits based on location of property, see income limits below.
  • FICO Scores down to 620.
  • Maximum debt to income ratio <50%
  • Click below for NO OBLIGATION details or give us a call TODAY.
  • Repairs to include, but not limited to (just to name a few):
    • HVAC
    • Energy Efficiency Upgrades:
      • Windows
      • Doors
      • Insulation
    • Roof repaire/replacement
    • Painting
    • Floors
    • Cabinets
    • American with Disability Act features.

Need more information or want to see if you qualify?

 Contact Us Today!

Household Income Requirements


Restrictions (06/06/2016)

Family Size: 1

Boise Metro



Family Size: 2

Boise Metro



Family Size: 3

Boise Metro


Family Size: 4

Boise Metro


Family Size: 5

Boise Metro


Family Size: 6

Boise Metro


Family Size: 7

Boise Metro


Family Size: 8

Boise Metro


Download Your Free Flyer

Get your flyer here!

Get Your Info Flyer Here!


Answer a few SIMPLE Questions and experience why we are always the 1st Choice in Idaho!

Purchase a Home Qualifier Refinance a Home Qualifier


1st Choice Mortgage Company, LLC BBB Business Review, boise, nampa, caldwell, kuna, eagle