1st Choice Mortgage and City of Boise can provide assistance  to low/moderate income howmeowners in order to make necessary repairs to bring their home up to code and make it a safe, decent, and sanitary place to live.  Loans are available for energy and accessibility improvements as well as general housing repairs.

• Paying off existing mortgage and then adding on repairs.
• 1 HUD approved repair is required.
• EXTREMELY low, up to 30 year, fixed interest rate.
• Limited funds available for owner occupied improvements through this program.
• Finally Home Home Buyer's Education program completion may be required.
• Income Limits based on location of property, see income limits below.
• FICO Scores down to 620.
• Maximum debt to income ratio <50%
• Click below for NO OBLIGATION details or give us a call TODAY.
• Repairs to include, but not limited to (just to name a few):
  • HVAC
  • Energy Efficiency Upgrades:
    • Windows
    • Doors
    • Insulation
  • Roof repaire/replacement
  • Painting
  • Floors
  • Cabinets
  • American with Disability Act features.

Need more information or want to see if you qualify?

 Contact Us Today!