We are experienced with Veterans and their home loan benefits. 

Getting your VA home loan right now will make your money go further.
We make it quick and easy with great customer service.
Veterans served us, now let 1st Choice Mortgage serve Veterans.

 

Purchase a Home Qualifier  Refinance a Home Qualifier

1st Choice Mortgage is Your 1st Choice for Veteran (VA) Home Loans.

 

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VA HOME PURCHASE MORTGAGE

  • The Veterans Adminstration (VA) loan is a 100% financing, Zero Down Program In Idaho & Oregon
  • Downpayment ZERO for Veterans.
  • VA Loan Limit:  NO Limit as of 01/01/2020 in Idaho & Oregon
  • Minimum FICO Score 500
  • Owner Occupied Only in Idaho & Oregon
  • No Monthly Mortgage Insurance
  • Single Family Home, New Construction, Condo, Duplex, Manufactured homes.
  • Bankruptcy 7: 2 years from Discharge
  • Foreclosure/Shortsale:  24 months from Discharge
  • VA funding fee waived for certain Veterans

Link here for more info

Seller can pay all closing costs.

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VA HOME REFINANCE MORTGAGE

  • Lower your interest rate via the VA Interest Rate Reduction Loan (IRRRL).
  • You can also do 100% Cash OUT VA Refinance.
  • Get up to 100% of value for Cash Out in Idaho & Oregon
  • VA Loan Limits:  No Loan Limit in Idaho & Oregon
  • FICO Score:  500 for IRRRL, 500 Cash out
  • Owner Occupied Only in Idaho & Oregon
  • No Monthly Mortgage Insurance
  • Single family, Condo, Townhome, Manufactured homes
  • Bankruptcy 7:  Discharged for 24 months
  • VA funding fee waived for certain Veterans

Link here for more info

Closing costs rolled into loan or paid in rate.

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208.375.LOAN

Our Company

1st Choice Mortgage Company, LLC | NMLS #380736
3023 E. Copper Point Dr., Suite 101, Meridian, ID 83642 | View Map

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Phone: (208) 375-5626
Fax: (208) 375-5970