Consumer Finance Protection Bureau Home Buying Book
Mortgage Bankers Association of America Consumer Information
The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.
Federal Reserve Board Consumer Information
The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.
Homebuyer Education by Freddie Mac
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
FREE Annual Credit Report
Under a new federal law, you are entitled to 1 FREE credit report per year. Don't be misguided by other credit report sites that offer a free report, only to sign you up for some watch program. This is the actual web site set up by the Federal Government.
If you find errors on your credit report use this form to dispute errors:
Credit Score Information
This web site provides some great information on how your FICO score is derived, calculated and myths. This web site also provide areas to purchase product, 1st Choice Mortgage DOES NOT recommend or encourage the purchase of these products, we have linked to this site for informational purpose only.
Credit inquiry opt out
This web site will prevent companies from pulling your credit information for the purpose of sending you pre-approved credit offers via US Mail, or phone call. You can also call 1-888-567-8688.