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Why Should 1st Choice Mortgage Be Your 1st Choice?

Rural Development Loans are an Outstanding Option for Getting the Financing You Need

Thanks to the USDA Guaranteed Loan Program, rural Americans have access to a number of home financing opportunities. Be confident in your home ownership knowing that you've taken advantage of some of the most financially secure home financing options available.

100% USDA Financing

The USDA's 100% financing option for rural development means that you don't have to worry about a downpayment if you qualify. Get started by filling out our form today!

Save Money Every Step of the Way

The USDA's Guaranteed Loan Program can help you save money throughout your entire homeownership lifecycle. From low interest rates and closing costs to low mortage insurance rates, we can help you get one of the best deals available to potential homebuyers.

 

 

 

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Testimonials

We have used Jerry on multiple occasions for his lending services. Every time he has been a wealth of knowledge & provided superior communication & service. We recommend him to anyone & everyone looking to buy a home!
Tyler & Brii M., Idaho City, Idaho - Vacation cabin
Gabe was very helpful and my loan went through without a hitch. I would certainly recommend him to anyone looking for a home loan.
Lola A,. Nampa, Idaho, reverse mortgage, home loan
I recently bought a home using 1st Choice Mortgage, and Loan Officer Gabe Mcguire was amazing! He guided me through the entire process with kindness and patience. He was so knowledgeable and helped me find the perfect loan for my situation. I would recommend Gabe and 1st Choice Mortgage to everyone
Stacey B., Nampa, Idaho, 1st time home buyer, down payment assistance
Working with Jerry has been such an awesome experience! He made everything so easy for us. He was always quick to respond when we had questions. Definitely recommend him when buying a home. Thanks Jerry!!
Gage & Ashley A., Kuna, Idaho, home, loan, mortgage, best, local
Working with Kerri was an absolute pleasure. She loves her job and it shows. She was always available?super knowledgeable?very friendly?and gets things done fast!
Miguel R., Meridian, Idaho, home, loan, mortgage broker, best, local
Gabe was great to work with. Was on top of everything and helped us get into our home. We will highly recommend him
Paula E, Boise, Idaho, home loan mortgage best
1st Choice Mortgage and Jerry are absolutely the best. Jerry is always a pleasure to work with and great at what he does. Thanks Jerry!!
Cody F., Boise, Idaho, home, loan, mortgage broker, best
Jerry was fantastic and made a stressful and complicated process super smooth and easy, especially for my first home. I will be going to him many times more in the future.
Ross M., Star, Idaho, new home buyer, construction loan
Kerri was great and help us through some tough situations with our home buying process. She was easy to reach and explain everything whenever I had a question. Thank you.
Gus N., Middleton, Idaho, Veteran, VA, Home, Loan
This is our second time using Gabe and 1st Choice Mortgage and we'll gladly use them again. Awesome communication from Gabe and his team which takes a lot of the stress out of the homebuying process. We highly recommend these guys. Thanks again!
Bill N. Boise, Idaho, investment, DSCR,