VA Loans - Why they are such a Great Deal!


Why Should 1st Choice Mortgage Be Your 1st Choice?

No Downpayment and No Monthly Mortgage Insurance!

1st Choice Mortgage can guide you through the process of obtaining a Veterans Administration loan, which is a 100% financing, zero down program.

VA Options Available for Purchase or Refinance

Need to refinance? The Veterans Administration also has outstanding options available for veterans to refinance. From lowering your interest rate through the Interest Rate Reduction Loan to a 100% Cash Out refinance, 1st Choice Mortgage will guide you through the refinancing process.

Service You Can Count On

When you use 1st Choice, you're getting something special. We pride ourselves on getting the best possible rates for our customers, and delivering excellent customer service every step of the way. Our 100+ outstanding testimonials will give you an idea - when you work with 1st Choice, you're working with someone who cares.


1st Choice Mortgage Company, LLC BBB Business Review, boise, nampa, caldwell, kuna, eagle

Let us Show You How Easy it is.

Answer a few SIMPLE Questions and experience why we are always the 1st Choice in Idaho!

Choose Your Loan TypeHow Much Would You Like to Borrow?Current Home Value OR Purchase PriceWhy are you Purchasing a New Home?
What is Your Credit Score?Estimated Down PaymentHow Did You Hear About Us?Are you a Veteran?
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1st Choice is only Licensed in Idaho.

1st Choice Mortgage Company, LLC BBB Business Review


"Jerry was great to work with. He made the whole process go very smoothly."
Jeffery H., Melba Idaho: Home Loan purchase
"Jerry is one of the best guys around! He helped us out so much and answered every question we had quickly while making sure we had all the information we needed. I know we stretched his patience a little bit but he was awesome with everything. I will always return to Jerry for any mortgage needs a
Braden H., Kuna Idaho: FHA Home Loan
"Our loan specialist, Kerri Wattier, was not only informative and helpful, she went above and beyond to make owning a home a reality for us. As you know buying a home can be stressful, Kerri made the entire experience so easy, in fact she became like a family member to us working so hard to make su
Frank & Michelle H. Middleton, Idaho: FHA Home Loan
"Jerry and April made the process very convenient and understanding.  Will be sharing my experience with potential home buyers, I would highly recommend 1st Choice Mortgage."
Gage A., Kuna, Idaho: Home mortgage purchase
"Thanks AGAIN Jerry, I would Highly Recommend 1st Choice Mortgage"
Crystal L., Nampa, Idaho: Home Loan Refiance
"Gabe was an amazing Loan Officer, we felt comfortable with him, he was receptive to any and all questions and got back to us in a timely matter on all questions or concerns!! We felt informed and appreciated all that Gabe did for us and the loan for our home!! We will definitely recommend Gabe to
Erik & Amy N., Kuna, Idaho: Veterans (VA) Home Loan Mortgage
Thanks again Jerry for all your patience and great help with this latest loan, we highly recommend you!"
Jack & Gemma E., Middleton, Idaho: Home loan
"Kerri was amazing! She was extremely helpful and diligent. Her communication was always great as well. Would definitely recommend her and when we are ready to buy our next house we will be contacting her again for her help."
Kelli & Matt W., Kuna, Idaho, Home Loan
"Kerri Wattier provided impeccable service to my wife and I during two separate mortgages which were both very involved and difficult. I have rarely felt more taken care of by a mediary business. Kerri insured that we were kept abreast of each new detail, and immediately notified us of any changes
Dan & Jolene P., Boise, Idaho: Refinance Mortgage
"We appreciate your attention to detail, had work, and knowledge Jerry.  Thank you for helping us get our home, we would highly recommend you."
Brad & Dawna K., Melba, Idaho: Home Loan