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1st Choice Mortgage Company, LLC BBB Business Review, boise, nampa, caldwell, kuna, eagle

VA Loans - Why they are such a Great Deal!

            

Why Should 1st Choice Mortgage Be Your 1st Choice?

No Downpayment and No Monthly Mortgage Insurance!

1st Choice Mortgage can guide you through the process of obtaining a Veterans Administration loan, which is a 100% financing, zero down program.

VA Options Available for Purchase or Refinance

Need to refinance? The Veterans Administration also has outstanding options available for veterans to refinance. From lowering your interest rate through the Interest Rate Reduction Loan to a 100% Cash Out refinance, 1st Choice Mortgage will guide you through the refinancing process.

Service You Can Count On

When you use 1st Choice, you're getting something special. We pride ourselves on getting the best possible rates for our customers, and delivering excellent customer service every step of the way. Our 100+ outstanding testimonials will give you an idea - when you work with 1st Choice, you're working with someone who cares.

Let us Show You How Easy it is.

Answer a few SIMPLE Questions and experience why we are always the 1st Choice in Idaho!

Choose Your Loan TypeHow Much Would You Like to Borrow?Current Home Value OR Purchase PriceWhy are you Purchasing a New Home?
What is Your Credit Score?Estimated Down PaymentHow Did You Hear About Us?Are you a Veteran?
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1st Choice is only Licensed in Idaho.

1st Choice Mortgage Company, LLC BBB Business Review

Testimonials

"Jerry was great to work with, Upfront and to the point and no nonsense, the whole process was simple and easy."
Mark & LaDonna N., Parma, Idaho; home loan mortgage purchase USDA rural development RD
"Your efforts, communicaton and expertise were invaluable and for you we are giving you 5 stars out of 5.  We LOVE our new home Just LOVE IT!!!"
Julie & Bob S; Donnelly, Idaho; VA home loan mortgage
"Kerri Wattier was the best Loan Officer anyone could ask for!  She goes over and beyond the cdall of duty and is always happy to help...even on the weekends!"
Kenneth & Rozanne D; Middleton, ID; va home mortgage
Gabe is truly amazing! Works to find you the best possible deal and is right there to answer all your questions. Gabe is patient and makes sure you understand everything throughout your home buying process.
Nicholas M; Caldwell, Idaho; VA home loan first time home buyer
"Gabe was a great officer to work iwth.  He did his best to make sure we go the best service and worked hard for usto meet deadlines and was able to close before Thanksgiving.  I was very pleased with Gabe!"
Ismael S; Boise, Idaho; Conventional home loan mortgage boise
"I worked with Kerri for a mortgage on an investment property and had another member of my family work with her as well. I can say without a doubt I will use her on my next purchase. She is extremely fast in getting everything done, goes above and beyond to make sure you are taken care of, and is g
Chris & Makala G; Boise, Idaho, investment property home loan purchase
"We have never closed so fast on a loan before. Kerri was so thorough and professional in getting all of our documentation processed very quickly, We closed in 13 days. She was so pleasant and helpful to work with!"
Laura & Paul C., Garden City, Idaho; home loan mortgage purchase
"Amazing company HANDS DOWN!!! We ended up taking (what ended up a poor) recommendation for a Refinance we needed on our home recently and it was NOT for 1st Choice Mortgage. The process with the competitor company became strained as we were handed off to another "loan officer" and then dealt with
J Grimm, Meridian, Idaho; cash out refinance, home refinance, mortgage refinance
:This was my fifth home purchase and Jerry with 1st Choice far exceeded my expectations. The information and communication was outstanding. Moving into a new state can be scary but Jerry made it very easy. I highly recommend Jerry and 1st Choice."
Mike R., Nampa, Idaho; home loan mortgage purchase
"Jerry was helpful in getting our loan.  He was able to answer our questions, we would highly recommend him"
Randy & Lori W., Meridian, Idaho; home loan mortgage purchase