• LOW MORTGAGE RATES FOR OVER 24 YEARS
    Providing home loans in Idaho for over 24 Years has given us the experience and knowledge you deserve.
    Experience, low mortgage rates, tons of mortgage products...we are your 1st Choice and Best Choice for home loans!
    1st Choice Mortgage Company, LLC BBB Business Review

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1st Choice Mortgage Company, LLC BBB Business Review, boise, nampa, caldwell, kuna, eagle

1st Choice Mortgage Company

... is committed to assisting you in finding the right mortgage product for your needs.  We have been in the home loan business for over 20 years, helping borrowers through the world of mortgages and the mounds of lending paperwork involved.

We understand that your time is valuable, you are able to access a loan officer by an on site appointment, email, phone or fax, and we don't work banker hours.    Applying for a home loan online is simple and easy. 

Need a mortgage calculator, click Mortgage Calculator for and easy to use calculator.


Home loan rates go up again for Boise & Nampa

Mortgage rates worsened again last week for Boise & Nampa, and through yesterday. The main cause is the potential of getting a trade deal with China AND the potential of the Federal Reserve lowering rates this week. YES when the Federal Reserve lowers their rates, historically mortgage rates go up.

Tue, 29 Oct 2019 07:51:00 GMT

Boise Mortgage Rates up just slightly

Boiose Mortgage Rates ticked up slightly again last week, as there is more talk about a trade deal with China. If the US does get a trade deal with China, the talking heads are saying this could eliminate the Recession potential, and actually bring back a RED HOT economy, this bring back Inflation, and Inflation is BAD for mortgage rates. Keep watching the headlines: Trump, Tweets & Tariffs.

Mon, 21 Oct 2019 07:57:00 GMT

Nampa mortgage rates rise last week

Mortgage rates for Boise & Nampa rose last week as Trump Tweeted that there might be a Trade Agreement with China. This caused the stock market to rally and mortgage rates to rise, quite a bit actually. Although recent economic news still points to a recession in late 2020, a Trade Deal could push the Recession back. Traders are pretty much ignoring economic news and are focusing on Tweets....unfortunately.

Mon, 14 Oct 2019 09:28:00 GMT

Trump & Recession keeping mortgage rates low

Mortgage rates in Boise & Nampa sank just a little last week, as more data is pointing to a recession, and Trump continues to Tweet. Watch the re

Mon, 07 Oct 2019 07:59:00 GMT

Boise mortgage rates increase

Rough week for mortgage rates, as economic news all pointed to NO Recession coming causing rate to increase by .30 of a point. This week, with the attack on oil, rates are improving a little, but we will have to see if it is stable or now. We are definitely in a locking mode.

Mon, 16 Sep 2019 08:29:00 GMT

Ada County Median Home Prices: Boise, Meridian, Eagle, Kuna & Star

Canyon County Median Home Prices: Nampa, Caldwell, Middleton & Kuna

We offer the right home loan for you!

1st Time Home Buyers Loan
Idaho Housing and Finance
Credit Challenged
Rural Development Mortgage
FHA Loan
VA Loan
Home Equity Lines of Credit
Home Buying GRANTS
FHA 203K Rehab
Cash out Refinance
Debt Consolidation Loan
2nd Mortgages
Downpayment Assistance
Grants for Mortgages
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