• LOW MORTGAGE RATES FOR OVER 24 YEARS
    Providing home loans in Idaho for over 24 Years has given us the experience and knowledge you deserve.
    Experience, low mortgage rates, tons of mortgage products...we are your 1st Choice and Best Choice for home loans!
    1st Choice Mortgage Company, LLC BBB Business Review

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1st Choice Mortgage Company, LLC BBB Business Review, boise, nampa, caldwell, kuna, eagle

1st Choice Mortgage Company

... is committed to assisting you in finding the right mortgage product for your needs.  We have been in the home loan business for over 20 years, helping borrowers through the world of mortgages and the mounds of lending paperwork involved.

We understand that your time is valuable, you are able to access a loan officer by an on site appointment, email, phone or fax, and we don't work banker hours.    Applying for a home loan online is simple and easy. 

Need a mortgage calculator, click Mortgage Calculator for and easy to use calculator.


Mortgage rates at their BEST in over 1 year!


Last week was a spectacular week for mortgage rates. As the Federal Reserve indicated that they will NOT raise rates in 2019 and may only raise rates 1x in 2020. Further concern about a recession is keep rates lower. Economic news is pointing towards a slow down, and past Fed Chairman came out today and actually indicated that the Fed may have to lower rates again. RATE ARE GREAT!


#1stChoiceLender #1stChoiceMortgage #mortgagebroker #AIME #idahome
 

Mon, 25 Mar 2019 10:41:00 GMT

China Trade causing Idaho Mortgage rates to go up

Mortgage Rate jumped last week, as the US and China are releasing positive responses to the Trade Dispute. Although we have quite a
Mon, 04 Mar 2019 08:45:00 GMT

Mortgage rates squeaked out a improvement, but could be temporarily!


Mortgage rates managed to squeak out a small improvement last week, but we are starting out this week worsening, as Trump extended Tariff hold and it looks like there could be a Trade Deal with China. This could be bad for rates as a good trade deal with ROCK the Stocks and typically sends bonds yields higher, which will send mortgage rates higher.

 

Mon, 25 Feb 2019 11:18:00 GMT

Mortgage rates slight higher as China becomes news!


Mortgage rates trended higher last week as rumors of a trade deal with China popped up. All eyes will be on China and trade deal. If we get a trade deal, Stocks should shoot up and mortgage rates should also rise. And also watch the Brexit news, this will be a rate influences as well.

 

Mon, 18 Feb 2019 14:22:00 GMT

Mortgage rates best in 6 months

Mortgage rates improved, again, last week, as concerns about China & Trade weighted on the markets. We also have Shut Down talks in
Mon, 11 Feb 2019 10:41:00 GMT

Ada County Median Home Prices: Boise, Meridian, Eagle, Kuna & Star

Canyon County Median Home Prices: Nampa, Caldwell, Middleton & Kuna

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1st Choice is only Licensed in Idaho.

We offer the right home loan for you!

1st Time Home Buyers Loan
Idaho Housing and Finance
Credit Challenged
Rural Development Mortgage
FHA Loan
VA Loan
Home Equity Lines of Credit
Home Buying GRANTS
FHA 203K Rehab
Cash out Refinance
Debt Consolidation Loan
2nd Mortgages
Downpayment Assistance
Grants for Mortgages
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