The housing market in Idaho has been experiencing significant changes over the past few years. Whether you’re a current homeowner or looking to buy a home in Idaho, understanding these trends is crucial for making informed decisions. As a loan officer in Idaho and someone deeply involved in the real estate industry, I want to share some key insights and trends that are shaping the housing market in 2024.

Hey there, future homeowner! If you’re a veteran or active-duty service member in Idaho, you’ve got a secret weapon for buying a home: the VA home loan. This blog will take you through the basics of VA home loans with a sprinkle of humor to keep things light.

Buying a home for the first time is an exciting and significant milestone. However, it can also be overwhelming, especially if you're navigating the real estate market in Boise, Idaho, for the first time. With its growing economy, beautiful landscapes, and vibrant community, Boise is an attractive place for many first-time home buyers. To help you on your journey, we've compiled the top 10 tips to ensure you are well-prepared to make one of the most important purchases of your life.

Buying a home is a big deal—especially here in Idaho, where the views are stunning, the neighbors are friendly, and the potatoes are plentiful. But just like spotting a moose on your morning jog, there are some things that can catch you off guard during the home buying process. Here are the top 10 pitfalls to watch out for, served with a side of humor to keep things light!

Are you a prospective homebuyer in Idaho, eagerly exploring your mortgage options? As you delve into the world of home financing, you might come across the concept of "buying points" on your mortgage. But what exactly does this mean, and how can it impact your homeownership journey? Let's explore the benefits and risks associated with buying points down on a mortgage, tailored specifically for Idaho residents.

In today's real estate market, downsizing to a smaller home is becoming a more popular choice for many. Whether you're a first-time homebuyer, looking to reduce living expenses, or transitioning into a simpler lifestyle, purchasing a smaller home can offer numerous benefits. However, it's crucial to approach this decision with careful consideration. Here are the top 5 things to keep in mind when buying a smaller home to ensure you make a choice that fits your lifestyle and needs.

Buying a home is a significant milestone in anyone's life. With the real estate landscape continually evolving, it's crucial for potential homebuyers to be well-prepared, especially as we approach 2024. Here are five essential steps to ensure you're ready to take this big leap.

As a realtor, one of the challenges you may face during the home buying or selling process is dealing with a low appraisal. A low appraisal can be a roadblock that threatens to derail a real estate transaction. However, with the right approach and some strategic steps, you can navigate this situation and potentially salvage the deal. In this blog post, we will explore what to do when an appraisal comes in low from a realtor's standpoint.

As a mortgage broker, I've had the privilege of assisting countless Idahoans in securing their dream homes. In this picturesque state, from the bustling streets of Boise to the serene landscapes of Coeur d'Alene, owning a home is a cherished dream for many. However, the journey towards securing a mortgage can be riddled with pitfalls if one is not careful. Today, I'd like to share some common mistakes to avoid, based on my experiences at 1st Choice Mortgage in Meridian, Idaho.

Mortgage rates and home prices are two of the most important factors to consider when buying a home. In 2023, both mortgage rates and home prices have been rising, making it more difficult for buyers to afford a home.

So, what can buyers expect in 2024? Here is a look at the latest projections for mortgage rates and home prices: