FOR THE REAL ESTATE PROFESSIONAL

KEEP INFORMED WITH NEW BLOGS EVERY FRIDAY ON CHANGES, STATISTICS, RATES, AND MORE

Purchase a Home Qualifier  Refinance a Home Qualifier

For the Real Estate Professional

This site is dedicated to informing the Real Estate Professional. I Blog each Friday, to keep you informed of upcoming changes, statistics, rates and lending news.  There is also links to program brochures on the right, as well as charts and news to keep informed.

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Monday, August 26, 2024

Buying a home in Idaho as a veteran is an exciting milestone, especially with the benefits of a VA loan. One of the significant advantages of VA loans is the potential to ask the seller to cover your closing costs, a tactic that can save you thousands of dollars upfront. But like any financial decision, there are pros and cons to consider before going this route.

Posted by 375loan at 8/27/2024 5:09:00 AM
Monday, August 5, 2024

Hello, Idaho friends! Whether you're nestled in the Treasure Valley or enjoying the scenic views in Eagle, the question of refinancing your mortgage might pop up more often than spotting a potato truck on I-84. Let's break down when to consider refinancing and the four crucial things to think about before taking the plunge.

Posted by 375loan at 8/6/2024 2:50:00 AM
Wednesday, November 8, 2023

Purchasing a home is a significant milestone, often marking a new chapter in an individual's life. However, for first-time homebuyers, the process can seem daunting, particularly when it comes to the financial aspects. Understanding the mortgage process and preparing your finances accordingly can set you on the path to achieving your homeownership dreams.

Posted by 375loan at 11/9/2023 5:39:00 AM
Monday, October 30, 2023

As a mortgage broker, I've had the privilege of assisting countless Idahoans in securing their dream homes. In this picturesque state, from the bustling streets of Boise to the serene landscapes of Coeur d'Alene, owning a home is a cherished dream for many. However, the journey towards securing a mortgage can be riddled with pitfalls if one is not careful. Today, I'd like to share some common mistakes to avoid, based on my experiences at 1st Choice Mortgage in Meridian, Idaho.

Posted by 375loan at 10/31/2023 3:46:00 AM
Tuesday, September 26, 2023

Buying a home is an exciting milestone in life, but it often comes with the challenge of securing a mortgage loan. Navigating the loan application process can be complex, but with the right strategies, you can make it as smooth as possible. In this blog post, we'll provide you with the top 10 tips to ensure your loan application for your dream home goes off without a hitch.

Posted by 375loan at 9/27/2023 12:15:00 AM
Thursday, September 21, 2023

Selling your home can be a big undertaking, but it doesn't have to be overwhelming. By following these dos and don'ts, you can increase your chances of selling your home quickly and for top dollar.

Posted by 375loan at 9/22/2023 2:10:00 AM
Monday, September 18, 2023

Buying your first home is an exciting milestone, but it can also be daunting. There's so much to learn about the process, from understanding different types of loans to negotiating the best price. To help you navigate the journey, here are 10 phrases every first-time homebuyer should know:

Posted by 375loan at 9/19/2023 3:00:00 AM
Thursday, August 31, 2023

Mobile homes are a popular option for homebuyers who are looking for affordable housing. However, getting a loan to finance a mobile home can be a bit more difficult than getting a traditional home loan. In this blog post, we will walk you through the steps on how to get a mobile home loan in Idaho that is in a park.

Posted by 375loan at 9/1/2023 2:16:00 AM
Thursday, March 9, 2023

If you're selling your home to a buyer who is using an FHA loan, you may be wondering what closing costs you're allowed to pay for them. FHA loans are popular among first-time homebuyers because they require a lower down payment and have more flexible credit requirements than traditional mortgages. However, these loans come with certain rules about who can pay for closing costs.

In this blog, we'll explore what closing costs a seller can pay for a buyer on an FHA loan and how you can optimize your content for search engines to reach more potential readers.

Posted by 375loan at 3/10/2023 3:31:00 AM
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