Purchase a Home Qualifier  Refinance a Home Qualifier

For the Real Estate Professional

This site is dedicated to informing the Real Estate Professional. I Blog each Friday, to keep you informed of upcoming changes, statistics, rates and lending news.  There is also links to program brochures on the right, as well as charts and news to keep informed.

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Entries 1-10 of 82
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Friday, December 8, 2023

Emerging from bankruptcy can be a fresh start, offering new opportunities to rebuild your financial health. If you're looking to purchase a home in Idaho in the future, it's crucial to lay the groundwork for financial stability. This guide provides essential steps to prepare for homeownership after bankruptcy, ensuring you're on the right track towards achieving your dream.

Posted by 375loan at 12/9/2023 3:53:00 AM
Monday, September 25, 2023

Buying a home is one of the biggest financial decisions you'll ever make, and getting approved for a home loan is a crucial step in the process. If you're planning to buy a home in Idaho, here are 10 tips to improve your chances of getting approved for a home loan:

Posted by 375loan at 9/25/2023 10:25:00 PM
Monday, July 24, 2023

When it comes to purchasing a home in Idaho, one of the first crucial decisions you'll face is choosing the right mortgage type. Conventional and FHA mortgages are two popular options, each with its unique advantages and eligibility requirements. In this blog post, we'll dive into the differences between these two mortgage types to help you make an informed decision that aligns with your financial goals and circumstances.

Posted by 375loan at 7/25/2023 4:58:00 AM
Wednesday, May 3, 2023

Buying a home is a major decision that can bring excitement, stress, and a lot of questions. With so much information out there, it can be hard to separate fact from fiction. In this blog post, we'll debunk the top 10 myths about buying a home, and help you make an informed decision.

Posted by 375loan at 5/4/2023 12:36:00 AM
Wednesday, April 5, 2023

Owning a home is a significant investment and obtaining a home loan is a significant financial decision. Mortgage insurance is a requirement by most lenders for borrowers who are unable to make a 20% down payment on their home. The insurance protects the lender if the borrower defaults on the loan. However, mortgage insurance can add hundreds of dollars to your monthly mortgage payments, which can make a significant impact on your monthly budget. So, how do you remove mortgage insurance from your home loan? In this blog post, we'll discuss some of the ways you can eliminate mortgage insurance from your home loan.

Posted by 375loan at 4/5/2023 10:21:00 PM
Thursday, March 9, 2023

If you're selling your home to a buyer who is using an FHA loan, you may be wondering what closing costs you're allowed to pay for them. FHA loans are popular among first-time homebuyers because they require a lower down payment and have more flexible credit requirements than traditional mortgages. However, these loans come with certain rules about who can pay for closing costs.

In this blog, we'll explore what closing costs a seller can pay for a buyer on an FHA loan and how you can optimize your content for search engines to reach more potential readers.

Posted by 375loan at 3/10/2023 3:31:00 AM
Wednesday, March 1, 2023

If you're buying a home with an FHA loan, the property will need to be appraised by an FHA appraiser. The purpose of the appraisal is to ensure that the property meets the minimum standards for health and safety set by the Federal Housing Administration (FHA). In this blog, we'll take a look at what an FHA appraiser will be looking for when appraising a home that is being purchased.

Posted by 375loan at 3/2/2023 2:30:00 AM
Tuesday, February 28, 2023

For many people, buying a home is the most significant investment they will make in their lifetime. With so many different types of mortgage loans available, it can be difficult to know which one is right for you. Two of the most common types of mortgage loans are FHA loans and conventional loans. In this blog, we will explain why FHA loans are often better than conventional loans for home buyers./loan_products/down_payment_assistance/

Posted by 375loan at 3/1/2023 2:00:00 AM
Wednesday, February 22, 2023

The Federal Housing Administration (FHA) has recently announced a significant reduction in its monthly mortgage insurance premium (MIP) from 0.85% to 0.55% for certain FHA loans, effective March 20, 2023. This move is expected to save homeowners thousands of dollars over the life of their mortgages, making homeownership more affordable and accessible for many. In this blog post, we will discuss what FHA loans are, what the MIP is, and how the recent reduction will benefit homebuyers.

Posted by 375loan at 2/23/2023 1:15:00 AM
Tuesday, December 10, 2019
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