Purchase a Home Qualifier  Refinance a Home Qualifier

For the Real Estate Professional

This site is dedicated to informing the Real Estate Professional. I Blog each Friday, to keep you informed of upcoming changes, statistics, rates and lending news.  There is also links to program brochures on the right, as well as charts and news to keep informed.

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Entries 1-10 of 27
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Wednesday, May 1, 2024

Navigating the home loan process can seem daunting, especially if you are a first-time homebuyer in Idaho. As a local loan officer with years of experience, I've gathered essential tips to help you understand how to improve your chances of getting a home loan. Whether you’re looking to buy in Boise, Coeur d'Alene, or anywhere in between, this guide will provide you with the foundational knowledge you need to start on the right foot.


Posted by 375loan at 5/1/2024 10:55:00 PM
Tuesday, December 26, 2023

Refinancing your mortgage can be a game-changer in your financial strategy, but timing is crucial. If you’re contemplating this significant financial move, it’s important to know when the conditions are in your favor. This blog will guide you through the top 5 critical factors that indicate it’s the right time to refinance your mortgage, helping you to make an informed decision and potentially saving you a substantial amount of money.

Posted by 375loan at 12/27/2023 12:39:00 AM
Monday, June 12, 2023

Purchasing a home in Idaho is an exciting milestone, but it often comes with the challenge of saving for a 20% down payment. However, there is an alternative approach that can make homeownership more accessible for Idaho borrowers: mortgage insurance. In this blog post, we will explore the benefits of not putting 20% down on a home and instead opting for mortgage insurance, specifically tailored to the needs of Idaho residents. By understanding this local perspective, you can make an informed decision that aligns with your financial goals while embracing the opportunities offered by the Idaho housing market.

Posted by 375loan at 6/13/2023 3:44:00 AM
Friday, June 9, 2023

In the process of buying a home, many potential buyers wonder whether they should hire a buyer's agent or go solo. While it's possible to navigate the real estate market without professional assistance, using a buyer's agent offers a range of benefits that can greatly enhance your home buying experience. In this blog post, we'll delve into why employing a buyer's agent is a smart decision and how it can help you secure the home of your dreams.

Posted by 375loan at 6/10/2023 2:20:00 AM
Wednesday, June 7, 2023

When it comes to selling your home, first impressions matter. To attract potential buyers and secure a great deal, it's crucial to prepare your home for listing. By investing time and effort into strategic upgrades, you can enhance your home's appeal, increase its market value, and expedite the selling process. In this blog post, we will explore the top 10 home improvements you can make to ensure your property stands out in a competitive real estate market.

Posted by 375loan at 6/8/2023 3:16:00 AM
Thursday, May 25, 2023

When embarking on the exciting journey of searching for a new home in Idaho, it's crucial to come well-prepared. The Gem State offers stunning landscapes, diverse communities, and a thriving real estate market. To make the most of your house-hunting experience, it's important to bring along certain items that will help you stay organized, informed, and confident in your decision-making. In this blog post, we'll discuss five essential items that every home buyer should have when exploring properties in Idaho.

Posted by 375loan at 5/25/2023 10:24:00 PM
Monday, May 1, 2023

If you're struggling with debt, refinancing your mortgage might be a good option to help you pay it off. Refinancing allows you to replace your existing mortgage with a new one that has better terms and lower interest rates. But is it the right decision for you, and when should you do it? In this blog post, we'll go over the factors to consider when deciding if refinancing your mortgage to pay off debt is a good move.

Posted by 375loan at 5/2/2023 2:11:00 AM
Tuesday, April 18, 2023

Buying a home is an exciting but overwhelming process, and you'll likely encounter several decisions to make along the way. One of the most important choices is selecting a mortgage lender. Many home buyers turn to their real estate agent for recommendations, and often, the realtor will suggest using their in-house mortgage lender. While it might seem like a convenient and straightforward option, it's not always the best one. Here's why you should shop around for a mortgage loan instead of using your realtor's in-house mortgage lender.

Posted by 375loan at 4/19/2023 12:12:00 AM
Friday, March 24, 2023

Buying a home is a significant investment, and timing is crucial. Choosing the right time to buy a home can help you save money, get the best deal, and have more choices. In this blog post, we will discuss the best time of the year to purchase a home and how you can optimize your search.

Posted by 375loan at 3/24/2023 10:45:00 PM
Wednesday, March 15, 2023

If you're a veteran or an active duty, retired or honorably discharged service member looking to buy a home in Idaho, you may be wondering which lender is the best for a VA home loan. After doing some research, we can confidently say that 1st Choice Mortgage is the top choice for a VA home loan in Idaho.

Posted by 375loan at 3/15/2023 10:37:00 PM
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