FOR THE REAL ESTATE PROFESSIONAL

KEEP INFORMED WITH NEW BLOGS EVERY FRIDAY ON CHANGES, STATISTICS, RATES, AND MORE

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For the Real Estate Professional

This site is dedicated to informing the Real Estate Professional. I Blog each Friday, to keep you informed of upcoming changes, statistics, rates and lending news.  There is also links to program brochures on the right, as well as charts and news to keep informed.

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Entries 1-10 of 12
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Tuesday, October 15, 2024

Are you looking to buy a home in today’s competitive housing market but worried about rising interest rates? One option that could work in your favor is taking over an assumable FHA mortgage from a seller. This strategy can save you both time and money—especially when mortgage rates are higher now than when the original loan was taken out.

In this blog, we’ll explore the key benefits of assuming an FHA mortgage and provide a step-by-step guide to help you navigate the process smoothly.

Posted by 375loan at 10/15/2024 11:04:00 PM
Wednesday, May 1, 2024

Navigating the home loan process can seem daunting, especially if you are a first-time homebuyer in Idaho. As a local loan officer with years of experience, I've gathered essential tips to help you understand how to improve your chances of getting a home loan. Whether you’re looking to buy in Boise, Coeur d'Alene, or anywhere in between, this guide will provide you with the foundational knowledge you need to start on the right foot.

 

Posted by 375loan at 5/1/2024 10:55:00 PM
Tuesday, April 16, 2024

Are you a prospective homebuyer in Idaho, eagerly exploring your mortgage options? As you delve into the world of home financing, you might come across the concept of "buying points" on your mortgage. But what exactly does this mean, and how can it impact your homeownership journey? Let's explore the benefits and risks associated with buying points down on a mortgage, tailored specifically for Idaho residents.

Posted by 375loan at 4/16/2024 8:42:00 PM
Wednesday, November 8, 2023

Purchasing a home is a significant milestone, often marking a new chapter in an individual's life. However, for first-time homebuyers, the process can seem daunting, particularly when it comes to the financial aspects. Understanding the mortgage process and preparing your finances accordingly can set you on the path to achieving your homeownership dreams.

Posted by 375loan at 11/9/2023 5:39:00 AM
Thursday, October 26, 2023

Mortgage rates and home prices are two of the most important factors to consider when buying a home. In 2023, both mortgage rates and home prices have been rising, making it more difficult for buyers to afford a home.

So, what can buyers expect in 2024? Here is a look at the latest projections for mortgage rates and home prices:

Posted by 375loan at 10/27/2023 2:40:00 AM
Monday, September 18, 2023

Buying your first home is an exciting milestone, but it can also be daunting. There's so much to learn about the process, from understanding different types of loans to negotiating the best price. To help you navigate the journey, here are 10 phrases every first-time homebuyer should know:

Posted by 375loan at 9/19/2023 3:00:00 AM
Wednesday, September 6, 2023

Idaho is a beautiful state with a lot to offer homebuyers. From its stunning mountains and forests to its friendly people and affordable cost of living, Idaho is a great place to call home.

Posted by 375loan at 9/6/2023 11:03:00 PM
Monday, August 14, 2023

Are you dreaming of owning a home in the picturesque landscapes of Idaho? With the rising costs of real estate, affording a down payment can often be a daunting hurdle. Fortunately, Idaho offers a range of down payment assistance programs that can help turn your dream of homeownership into a reality. In this comprehensive guide, we'll walk you through the various down payment assistance programs available in the Gem State.

Posted by 375loan at 8/15/2023 12:24:00 AM
Tuesday, July 11, 2023

Are you planning to buy a home in Idaho? As a prospective homebuyer, it's essential to understand the features and amenities that appeal to buyers in this beautiful state. Idaho offers a unique blend of stunning landscapes, outdoor activities, and a welcoming community. In this blog post, we will explore the top 10 features that homebuyers seek when searching for their dream home in Idaho. Understanding these preferences will help you make an informed decision and find a property that perfectly aligns with your desires.

Posted by 375loan at 7/12/2023 12:07:00 AM
Tuesday, May 23, 2023

Selling a home can be a complex process, and understanding the various financing options available to potential buyers is essential for a successful sale. One such option is the VA loan, a mortgage program specifically designed for veterans, active-duty service members, and their families. As a home seller, being knowledgeable about VA loans can help you attract a wider range of buyers and streamline the transaction. In this article, we'll explore the key aspects of VA loans that every home seller should know, ensuring a smooth and informed selling experience.

Posted by 375loan at 5/24/2023 12:00:00 AM
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