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This site is dedicated to informing the Real Estate Professional. I Blog each Friday, to keep you informed of upcoming changes, statistics, rates and lending news. There is also links to program brochures on the right, as well as charts and news to keep informed.
Purchasing a home is a significant milestone, often marking a new chapter in an individual's life. However, for first-time homebuyers, the process can seem daunting, particularly when it comes to the financial aspects. Understanding the mortgage process and preparing your finances accordingly can set you on the path to achieving your homeownership dreams.
As a mortgage broker, I've had the privilege of assisting countless Idahoans in securing their dream homes. In this picturesque state, from the bustling streets of Boise to the serene landscapes of Coeur d'Alene, owning a home is a cherished dream for many. However, the journey towards securing a mortgage can be riddled with pitfalls if one is not careful. Today, I'd like to share some common mistakes to avoid, based on my experiences at 1st Choice Mortgage in Meridian, Idaho.
Mortgage rates and home prices are two of the most important factors to consider when buying a home. In 2023, both mortgage rates and home prices have been rising, making it more difficult for buyers to afford a home.
So, what can buyers expect in 2024? Here is a look at the latest projections for mortgage rates and home prices:
Boise, the capital city of Idaho, is rapidly becoming a sought-after destination for homebuyers from all walks of life. Veterans, in particular, will find numerous advantages to settling down in this beautiful city. With its robust economy, scenic beauty, and veteran-friendly communities, Boise presents an array of compelling reasons for veterans to consider it as their next home. If you're a veteran pondering about where to invest in real estate, here are the top five reasons why Boise should be at the top of your list.
The Gem State has long been a hidden jewel in the real estate market. However, recent trends indicate a surge in the Idaho housing scene, making it a hot topic for both local and out-of-state buyers. A significant player in this landscape? Interest rates. Let's delve deeper into the current real estate climate in Idaho and how interest rates play a pivotal role.
Mortgage rates have been rising steadily in recent months, reaching a 20-year high in October 2023. This is due to a number of factors, including inflation, the Federal Reserve's efforts to raise interest rates, and strong demand for housing.
While rising mortgage rates can make it more expensive to buy a home, they are still relatively low by historical standards. And there are a number of things that homebuyers can do to offset the impact of higher rates.
Buying a home is an exciting milestone in life, but it often comes with the challenge of securing a mortgage loan. Navigating the loan application process can be complex, but with the right strategies, you can make it as smooth as possible. In this blog post, we'll provide you with the top 10 tips to ensure your loan application for your dream home goes off without a hitch.
Buying a home is one of the biggest financial decisions you'll ever make, and getting approved for a home loan is a crucial step in the process. If you're planning to buy a home in Idaho, here are 10 tips to improve your chances of getting approved for a home loan:
When you're selling your home, first impressions are everything. That's why it's important to make sure your home is in its best possible condition before potential buyers come to visit. Here are 10 things you can do to get your home ready for showings:
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1st Choice Mortgage Company, LLC | NMLS #380736 3023 E. Copper Point Dr., Suite 101, Meridian, ID 83642 | View Map
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This material is not from HUD or FHA and has not been approved by HUD or any government agency.
We are able to help people in Boise, Meridian, Nampa, Caldwell, Idaho Falls, Couer d'Alene, and all over idaho! We are the Best Local Mortgage Lender.