Purchase a Home Qualifier  Refinance a Home Qualifier

For the Real Estate Professional

This site is dedicated to informing the Real Estate Professional. I Blog each Friday, to keep you informed of upcoming changes, statistics, rates and lending news.  There is also links to program brochures on the right, as well as charts and news to keep informed.

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Entries 1-10 of 41
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Wednesday, November 15, 2023

As a realtor, one of the challenges you may face during the home buying or selling process is dealing with a low appraisal. A low appraisal can be a roadblock that threatens to derail a real estate transaction. However, with the right approach and some strategic steps, you can navigate this situation and potentially salvage the deal. In this blog post, we will explore what to do when an appraisal comes in low from a realtor's standpoint.

Posted by 375loan at 11/16/2023 6:11:00 AM
Tuesday, September 12, 2023

Buying a home in Boise and surrounding area, is a competitive market, and it's important to choose a real estate agent who is experienced and knowledgeable about the area. Unfortunately, there are some bad real estate agents out there, so it's important to be aware of the warning signs. Here are five warning signs of a bad real estate agent for home buyers in the Treasure Valley:

Posted by 375loan at 9/13/2023 12:57:00 AM
Friday, June 9, 2023

In the process of buying a home, many potential buyers wonder whether they should hire a buyer's agent or go solo. While it's possible to navigate the real estate market without professional assistance, using a buyer's agent offers a range of benefits that can greatly enhance your home buying experience. In this blog post, we'll delve into why employing a buyer's agent is a smart decision and how it can help you secure the home of your dreams.

Posted by 375loan at 6/10/2023 2:20:00 AM
Wednesday, May 3, 2023

Buying a home is a major decision that can bring excitement, stress, and a lot of questions. With so much information out there, it can be hard to separate fact from fiction. In this blog post, we'll debunk the top 10 myths about buying a home, and help you make an informed decision.

Posted by 375loan at 5/4/2023 12:36:00 AM
Wednesday, March 15, 2023

Buying a home can be one of the biggest and most exciting investments you make in your lifetime. However, it can also be overwhelming and stressful if you're not adequately prepared. Here are five essential steps that every home buyer should take to get ready to buy a home.

Posted by 375loan at 3/15/2023 10:17:00 PM
Friday, February 3, 2023

Shopping for a real estate agent can be a daunting task, especially if you are a first-time homebuyer or selling your property. A good real estate agent can make the buying or selling process much smoother and help you make the best financial decision for your situation. However, with so many options to choose from, it can be challenging to determine which real estate agent is the right fit for you. In this blog post, we'll go over some key factors to consider when shopping for a real estate agent and how to find the right one for your needs.

Posted by 375loan at 2/4/2023 2:39:00 AM
Thursday, February 2, 2023

As a home buyer, one of the biggest expenses you'll face during the buying process is closing costs. These costs can add up to several thousand dollars and can include things like appraisal fees, title insurance, and legal fees. With so many expenses to consider, it's understandable to wonder if you should ask the seller to pay some or all of these costs. In this blog post, we'll explore whether or not it's a good idea to ask the seller to pay closing costs and what you should keep in mind when making this request.

Posted by 375loan at 2/3/2023 5:43:00 AM
Monday, December 23, 2019

Mortgage rates ticked up last week. With us up .05 of a point and that is .10 for the last 2 weeks. It is all about China and Trade, again. As the stock market is rolling and hitting new highs each week, investors are putting their money into Stocks and out of Bonds and Mortgage Backed Securities. Again, no use talking about technicals or data (although new home sales were up 1.3% M/M) and traders are going to focus on Trump, Tariffs & Tweets over the next 2 weeks.

Also, don't forget:

  • VA removed ALL Loan limits as of 1/1/2020.
  • FHA loan limits are now $366,850,
  • Conventional Loan limits are $510,400,
  • High Balance Conventional is $765,500, and
  • Jumbo is anything over $765,501 Merry Christmas to you all!
Posted by 375loan at 12/24/2019 12:22:00 AM
Tuesday, December 10, 2019
Friday, July 27, 2018
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