FOR THE REAL ESTATE PROFESSIONAL

KEEP INFORMED WITH NEW BLOGS EVERY FRIDAY ON CHANGES, STATISTICS, RATES, AND MORE

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For the Real Estate Professional

This site is dedicated to informing the Real Estate Professional. I Blog each Friday, to keep you informed of upcoming changes, statistics, rates and lending news.  There is also links to program brochures on the right, as well as charts and news to keep informed.

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Wednesday, May 29, 2024

Idaho landscape with veteran holding house keys, happy family in front of new home, emphasizing VA home loans and homeownership benefits for Idaho veterans

Hey there, future homeowner! If you’re a veteran or active-duty service member in Idaho, you’ve got a secret weapon for buying a home: the VA home loan. This blog will take you through the basics of VA home loans with a sprinkle of humor to keep things light.

Posted by 375loan at 5/30/2024 3:16:00 AM
Thursday, May 23, 2024

Boise first-time home buyers

Buying a home for the first time is an exciting and significant milestone. However, it can also be overwhelming, especially if you're navigating the real estate market in Boise, Idaho, for the first time. With its growing economy, beautiful landscapes, and vibrant community, Boise is an attractive place for many first-time home buyers. To help you on your journey, we've compiled the top 10 tips to ensure you are well-prepared to make one of the most important purchases of your life.

Posted by 375loan at 5/24/2024 4:31:00 AM
Wednesday, May 1, 2024

Navigating the home loan process can seem daunting, especially if you are a first-time homebuyer in Idaho. As a local loan officer with years of experience, I've gathered essential tips to help you understand how to improve your chances of getting a home loan. Whether you’re looking to buy in Boise, Coeur d'Alene, or anywhere in between, this guide will provide you with the foundational knowledge you need to start on the right foot.

 

Posted by 375loan at 5/1/2024 10:55:00 PM
Wednesday, October 25, 2023

Boise, the capital city of Idaho, is rapidly becoming a sought-after destination for homebuyers from all walks of life. Veterans, in particular, will find numerous advantages to settling down in this beautiful city. With its robust economy, scenic beauty, and veteran-friendly communities, Boise presents an array of compelling reasons for veterans to consider it as their next home. If you're a veteran pondering about where to invest in real estate, here are the top five reasons why Boise should be at the top of your list.

Posted by 375loan at 10/26/2023 2:43:00 AM

Boise, the capital city of Idaho, is rapidly becoming a sought-after destination for homebuyers from all walks of life. Veterans, in particular, will find numerous advantages to settling down in this beautiful city. With its robust economy, scenic beauty, and veteran-friendly communities, Boise presents an array of compelling reasons for veterans to consider it as their next home. If you're a veteran pondering about where to invest in real estate, here are the top five reasons why Boise should be at the top of your list.

Posted by 375loan at 10/26/2023 2:43:00 AM
Tuesday, August 22, 2023

According to the Intermountain Multiple Listing Service (IMLS), the Boise housing market showed a mixed bag of factors in June and July 2023.

Posted by 375loan at 8/23/2023 12:01:00 AM
Tuesday, June 20, 2023

When embarking on the journey to purchase a new home, one of the most critical aspects is securing the right home loan. While many borrowers may primarily focus on the interest rate offered by lenders, there's another essential factor that deserves your attention: the Annual Percentage Rate (APR). In this blog post, we'll explore why paying attention to APR is crucial when shopping for a home loan and how it can impact your overall borrowing experience.

Posted by 375loan at 6/20/2023 10:11:00 PM
Thursday, May 25, 2023

When embarking on the exciting journey of searching for a new home in Idaho, it's crucial to come well-prepared. The Gem State offers stunning landscapes, diverse communities, and a thriving real estate market. To make the most of your house-hunting experience, it's important to bring along certain items that will help you stay organized, informed, and confident in your decision-making. In this blog post, we'll discuss five essential items that every home buyer should have when exploring properties in Idaho.

Posted by 375loan at 5/25/2023 10:24:00 PM
Monday, May 15, 2023

For many homeowners, a significant portion of their wealth is tied up in their homes. Beyond providing shelter, homeownership offers a unique advantage in the form of home equity. Home equity is the difference between the current market value of your home and the remaining balance on your mortgage. It represents a valuable financial resource that can be leveraged to achieve various goals. In this blog post, we'll explore how homeowners can harness the power of home equity to maximize their financial potential.

Posted by 375loan at 5/15/2023 11:59:00 PM
Friday, May 12, 2023

As the global economy experiences its ups and downs, the housing industry stands as a sensitive barometer, reflecting the impact of economic fluctuations. In times of recession, the housing market undergoes significant transformations, leaving many homeowners, prospective buyers, and mortgage borrowers anxious about their financial stability. In this blog post, we will explore how a recession affects the housing industry, with a particular focus on the mortgage perspective. By understanding these dynamics, homeowners and potential buyers can make informed decisions during uncertain economic times.

Posted by 375loan at 5/12/2023 11:19:00 PM
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