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Happy Friday, folks! 🌧️🏔️ Got a triple treat of updates for ya! 🎙️ First up, Idaho Housing's Bond program has waved goodbye this Monday. 🚫💵 It's a mix of feels - not the best, but hey, not the worst either! 🤷♂️ Idaho's still got the champion rates in the state! 🏆💰 Shoutout to the no-junk-fee lenders! 🙌 Second, cheers to the rates taking a nice dip - we're talking a cool half-point! 📉🎉 Stay tuned for more rate news below. 📲 And third, all eyes on the big legal shake-up in realty! 🚨⚖️ NAR and big names caught in the antitrust spotlight. It's making waves, and we're on it! 🌊🔍 As we cheer for the Broncos 🏈 and eye that mountain snow, 🌨️ remember to quiz your brokerage on the buzz! Have a smashing weekend, team! 🎉 #FridayFeeling #IdahoHousing #RateDrop #RealEstateNews"
Happy Friday from snowy Idaho! 🏔️ Fall vibes with ski season on the horizon. 🎿 Diving deep into data, and guess what? Interest rates & home prices insights are in. 📈 Ada County's stats caught my eye! 🏡 Let's chat about seller concessions, and oh, some builders' offers... 🚧 Big news on rates coming next week - let's keep an eye on that 10-year bond. 📊 Here for all your questions, always. 🤓 Have a fantastic weekend and Go Broncos! 🏈 #IdahoFall #DataInsights #RealEstateTalk #InterestRates #GoBroncos
🌞 Happy Friday from the beautiful state of Idaho! 🏞️ The weather couldn't be more perfect right now. 🌤️
🏡 Exciting news in the fourth quarter for all you house hackers out there! 🏠🔑 Starting November 18th, Fanny May and Freddy Mack are making it easier to own a duplex, triplex, or fourplex. 🏘️💰 You only need to put 5% down as a primary occupant borrower. 🙌
🦸♀️ And speaking of heroes, Idaho Housing just unveiled their new and improved Heroes program. 🦸♂️ Lower interest rates, reduced fees, and no need to bring your own
"🏡 Calling all Real Estate Agents on Facebook! 📢✨ Idaho Housing's NEW Heroes Loan Program is a game-changer for your clients who are First Responders, teachers, nurses, or firefighters. 🦸♂️🦸♀️🏫👨⚕️
With lower interest rates, improved down payment assistance, and more, this program opens up incredible possibilities for your clients. 🚀💰 Don't miss the chance to offer them this fantastic opportunity to achieve their homeownership dreams. 🏠🔑
Reach out to us for all the details and let's help more heroes find their dream homes! 🌟 #HeroesLoanProgram #RealEstateOpportunity 🏡💼"
"Hey everybody, happy Friday! 🎉 I've got three things for you today:
1️⃣ Fannie and Freddie Mac are being more selective with loan files lately 📝. They're asking for paycheck stubs, additional sources of income, and verification of assets, making lenders feel the heat 🔥. They're even asking for BuyBacks on loans done months ago! So, get ready for lenders to get stricter on documentation and income calculations.
2️⃣ Let's talk rates 📈. Some articles might be a bit outdated, but over the last 10 days, we've actually seen rates improve 📉. Economic news shows inflation is getting under control, although employment numbers had a hiccup today. But hey, we're cautiously optimistic about rates!
3️⃣ Last but not least, a tip: Avoid letting your buyers pay points ⚠️. Points are essentially upfront interest, and lenders expect refinances down the line. We anticipate a
Non prime mortgage that allows for no debt to income ratio and no stated income.
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