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Saturday, May 18, 2024

🌞 Hey everybody, happy Friday! 🌞 Hope you all enjoy the beautiful weather in the great state of Idaho this weekend! 🌲🏞️ I've got three things for you this week: 1️⃣ **Rates & CPI Update** 📊: The Consumer Price Index came out Wednesday and brought relief! Rates have improved to mid-high sixes for VA, FHA, and conventional loans. 📉 Next up: PCE next week and unemployment numbers on June 1st. Stay tuned! 2️⃣ **AMI & Loan Programs** 🏠: The Area Median Income in Ada and Canyon Counties increased, opening up new loan programs. Plus, more lenders are offering down payment assistance! 💰 3️⃣ **Marketing Tip** 📈: Realtors, invest in a CRM! It tracks clients, sends auto-emails, and keeps you updated. It’s worth every penny! 📨 Have a great weekend, and go Broncos! 🏈💙🧡 #FridayFeeling #IdahoLiving #MortgageUpdate #RealtorLife #GoBroncos

Posted by 375loan at 5/18/2024 2:14:00 AM
Saturday, March 16, 2024

Happy Friday, everyone! 🌟 As we step into this gorgeous weekend, I'm diving deep into the buzz around the recent $400M settlement and its ripple effects across the real estate industry. 🏡💼 From negotiations between buyer's agents and sellers to potential changes in realtor fees, it's a whirlwind of speculation and strategy. Plus, with interest rates on a rollercoaster 🎢, it's an intriguing time in the market. Amidst all, let's not forget to embrace the beauty of Idaho and make the most out of this weekend. Here's to staying informed and looking ahead! 🍃🔍 #Re

Posted by 375loan at 3/16/2024 2:53:00 AM
Saturday, January 27, 2024

🌤️ Surviving Snowmageddon 2.0 and embracing a faux spring at 50 degrees! 🌱 But hey, it's not just the weather that's changing. From the complexities of tax fraud 📑, the surprising presence of uranium in local water 💧, to new regulations on leasehold properties 🏠 and fluctuating rates 💹 - it's been a week full of insights. Always learning, always adapting. Here's to a weekend of reflection and Broncos spirit! 🏈💪

Posted by 375loan at 1/27/2024 2:01:00 AM
Saturday, September 2, 2023

"Hey everybody, happy Friday! 🎉 I've got three things for you today:

1️⃣ Fannie and Freddie Mac are being more selective with loan files lately 📝. They're asking for paycheck stubs, additional sources of income, and verification of assets, making lenders feel the heat 🔥. They're even asking for BuyBacks on loans done months ago! So, get ready for lenders to get stricter on documentation and income calculations.

2️⃣ Let's talk rates 📈. Some articles might be a bit outdated, but over the last 10 days, we've actually seen rates improve 📉. Economic news shows inflation is getting under control, although employment numbers had a hiccup today. But hey, we're cautiously optimistic about rates!

3️⃣ Last but not least, a tip: Avoid letting your buyers pay points ⚠️. Points are essentially upfront interest, and lenders expect refinances down the line. We anticipate a

Posted by 375loan at 9/2/2023 1:50:00 AM
Tuesday, January 14, 2020

Mortgage rates pretty much flat last week.

 

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Posted by 375loan at 1/14/2020 11:00:00 PM
Wednesday, January 8, 2020

Mortgage rates in Boise, Nampa, & Meridian slide and worries about a war with Iran take center stage in the markets, more in the video below.

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Posted by 375loan at 1/8/2020 12:19:00 AM
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