Happy Friday, everyone! 🌟 As we step into this gorgeous weekend, I'm diving deep into the buzz around the recent $400M settlement and its ripple effects across the real estate industry. 🏡💼 From negotiations between buyer's agents and sellers to potential changes in realtor fees, it's a whirlwind of speculation and strategy. Plus, with interest rates on a rollercoaster 🎢, it's an intriguing time in the market. Amidst all, let's not forget to embrace the beauty of Idaho and make the most out of this weekend. Here's to staying informed and looking ahead! 🍃🔍 #Re

🌤️ Surviving Snowmageddon 2.0 and embracing a faux spring at 50 degrees! 🌱 But hey, it's not just the weather that's changing. From the complexities of tax fraud 📑, the surprising presence of uranium in local water 💧, to new regulations on leasehold properties 🏠 and fluctuating rates 💹 - it's been a week full of insights. Always learning, always adapting. Here's to a weekend of reflection and Broncos spirit! 🏈💪

"Hey everybody, happy Friday! 🎉 I've got three things for you today:

1️⃣ Fannie and Freddie Mac are being more selective with loan files lately 📝. They're asking for paycheck stubs, additional sources of income, and verification of assets, making lenders feel the heat 🔥. They're even asking for BuyBacks on loans done months ago! So, get ready for lenders to get stricter on documentation and income calculations.

2️⃣ Let's talk rates 📈. Some articles might be a bit outdated, but over the last 10 days, we've actually seen rates improve 📉. Economic news shows inflation is getting under control, although employment numbers had a hiccup today. But hey, we're cautiously optimistic about rates!

3️⃣ Last but not least, a tip: Avoid letting your buyers pay points ⚠️. Points are essentially upfront interest, and lenders expect refinances down the line. We anticipate a

Mortgage rates pretty much flat last week.

Mortgage rates in Boise, Nampa, & Meridian slide and worries about a war with Iran take center stage in the markets, more in the video below.

Great information in this week's Video

Here is the link to the News Article and Information on how to get $125+

Mortgage Rates Simmer & Credit Report Myths BUSTED!

Link to 2nd Look Mortgage Page

Link to Credit Report Myths Sheet.

Mortgage rates are awesome, information about Flood Certifcates, and email signature lines.

In this weeks Blog:

• Mortgage Rates are improving again!
• Homeowner's Exemption filing.
• Realtor Marketing Idea