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Saturday, May 18, 2024

🌞 Hey everybody, happy Friday! 🌞 Hope you all enjoy the beautiful weather in the great state of Idaho this weekend! 🌲🏞️ I've got three things for you this week: 1️⃣ **Rates & CPI Update** 📊: The Consumer Price Index came out Wednesday and brought relief! Rates have improved to mid-high sixes for VA, FHA, and conventional loans. 📉 Next up: PCE next week and unemployment numbers on June 1st. Stay tuned! 2️⃣ **AMI & Loan Programs** 🏠: The Area Median Income in Ada and Canyon Counties increased, opening up new loan programs. Plus, more lenders are offering down payment assistance! 💰 3️⃣ **Marketing Tip** 📈: Realtors, invest in a CRM! It tracks clients, sends auto-emails, and keeps you updated. It’s worth every penny! 📨 Have a great weekend, and go Broncos! 🏈💙🧡 #FridayFeeling #IdahoLiving #MortgageUpdate #RealtorLife #GoBroncos

Posted by 375loan at 5/18/2024 2:14:00 AM
Saturday, March 16, 2024

Happy Friday, everyone! 🌟 As we step into this gorgeous weekend, I'm diving deep into the buzz around the recent $400M settlement and its ripple effects across the real estate industry. 🏡💼 From negotiations between buyer's agents and sellers to potential changes in realtor fees, it's a whirlwind of speculation and strategy. Plus, with interest rates on a rollercoaster 🎢, it's an intriguing time in the market. Amidst all, let's not forget to embrace the beauty of Idaho and make the most out of this weekend. Here's to staying informed and looking ahead! 🍃🔍 #Re

Posted by 375loan at 3/16/2024 2:53:00 AM
Saturday, January 27, 2024

🌤️ Surviving Snowmageddon 2.0 and embracing a faux spring at 50 degrees! 🌱 But hey, it's not just the weather that's changing. From the complexities of tax fraud 📑, the surprising presence of uranium in local water 💧, to new regulations on leasehold properties 🏠 and fluctuating rates 💹 - it's been a week full of insights. Always learning, always adapting. Here's to a weekend of reflection and Broncos spirit! 🏈💪

Posted by 375loan at 1/27/2024 2:01:00 AM
Saturday, November 4, 2023

Happy Friday, folks! 🌧️🏔️ Got a triple treat of updates for ya! 🎙️ First up, Idaho Housing's Bond program has waved goodbye this Monday. 🚫💵 It's a mix of feels - not the best, but hey, not the worst either! 🤷‍♂️ Idaho's still got the champion rates in the state! 🏆💰 Shoutout to the no-junk-fee lenders! 🙌 Second, cheers to the rates taking a nice dip - we're talking a cool half-point! 📉🎉 Stay tuned for more rate news below. 📲 And third, all eyes on the big legal shake-up in realty! 🚨⚖️ NAR and big names caught in the antitrust spotlight. It's making waves, and we're on it! 🌊🔍 As we cheer for the Broncos 🏈 and eye that mountain snow, 🌨️ remember to quiz your brokerage on the buzz! Have a smashing weekend, team! 🎉 #FridayFeeling #IdahoHousing #RateDrop #RealEstateNews"

Posted by 375loan at 11/4/2023 3:22:00 AM
Saturday, October 28, 2023

Happy Friday from snowy Idaho! 🏔️ Fall vibes with ski season on the horizon. 🎿 Diving deep into data, and guess what? Interest rates & home prices insights are in. 📈 Ada County's stats caught my eye! 🏡 Let's chat about seller concessions, and oh, some builders' offers... 🚧 Big news on rates coming next week - let's keep an eye on that 10-year bond. 📊 Here for all your questions, always. 🤓 Have a fantastic weekend and Go Broncos! 🏈 #IdahoFall #DataInsights #RealEstateTalk #InterestRates #GoBroncos

Posted by 375loan at 10/28/2023 3:45:00 AM
Saturday, October 7, 2023

🌞 Happy Friday from the beautiful state of Idaho! 🏞️ The weather couldn't be more perfect right now. 🌤️

🏡 Exciting news in the fourth quarter for all you house hackers out there! 🏠🔑 Starting November 18th, Fanny May and Freddy Mack are making it easier to own a duplex, triplex, or fourplex. 🏘️💰 You only need to put 5% down as a primary occupant borrower. 🙌

🦸‍♀️ And speaking of heroes, Idaho Housing just unveiled their new and improved Heroes program. 🦸‍♂️ Lower interest rates, reduced fees, and no need to bring your own

Posted by 375loan at 10/7/2023 3:41:00 AM
Saturday, September 30, 2023

"🏡 Calling all Real Estate Agents on Facebook! 📢✨ Idaho Housing's NEW Heroes Loan Program is a game-changer for your clients who are First Responders, teachers, nurses, or firefighters. 🦸‍♂️🦸‍♀️🏫👨‍⚕️

With lower interest rates, improved down payment assistance, and more, this program opens up incredible possibilities for your clients. 🚀💰 Don't miss the chance to offer them this fantastic opportunity to achieve their homeownership dreams. 🏠🔑

Reach out to us for all the details and let's help more heroes find their dream homes! 🌟 #HeroesLoanProgram #RealEstateOpportunity 🏡💼"

Posted by 375loan at 9/30/2023 2:07:00 AM
Saturday, September 2, 2023

"Hey everybody, happy Friday! 🎉 I've got three things for you today:

1️⃣ Fannie and Freddie Mac are being more selective with loan files lately 📝. They're asking for paycheck stubs, additional sources of income, and verification of assets, making lenders feel the heat 🔥. They're even asking for BuyBacks on loans done months ago! So, get ready for lenders to get stricter on documentation and income calculations.

2️⃣ Let's talk rates 📈. Some articles might be a bit outdated, but over the last 10 days, we've actually seen rates improve 📉. Economic news shows inflation is getting under control, although employment numbers had a hiccup today. But hey, we're cautiously optimistic about rates!

3️⃣ Last but not least, a tip: Avoid letting your buyers pay points ⚠️. Points are essentially upfront interest, and lenders expect refinances down the line. We anticipate a

Posted by 375loan at 9/2/2023 1:50:00 AM
Wednesday, June 1, 2022
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