In the process of buying a home, many potential buyers wonder whether they should hire a buyer's agent or go solo. While it's possible to navigate the real estate market without professional assistance, using a buyer's agent offers a range of benefits that can greatly enhance your home buying experience. In this blog post, we'll delve into why employing a buyer's agent is a smart decision and how it can help you secure the home of your dreams.

Selling a home can be a complex process, and understanding the various financing options available to potential buyers is essential for a successful sale. One such option is the VA loan, a mortgage program specifically designed for veterans, active-duty service members, and their families. As a home seller, being knowledgeable about VA loans can help you attract a wider range of buyers and streamline the transaction. In this article, we'll explore the key aspects of VA loans that every home seller should know, ensuring a smooth and informed selling experience.

As a homeowner, you've invested time, money, and effort into purchasing your dream home. However, have you considered the potential risks and uncertainties that may arise during the course of your mortgage? This is where mortgage insurance steps in, providing homeowners with a safety net that safeguards their investment. In this blog post, we will explore the importance of mortgage insurance and why it is a vital consideration for homeowners.

Becoming a homeowner is an exciting and fulfilling milestone. It marks the beginning of a new chapter in your life, and with it comes a new set of responsibilities. After you move into your new home, there are several things you should do to ensure that you start off on the right foot. In this blog post, we'll discuss the top 10 items that every new homeowner should do after they move in.

As we move into 2023, it's important to stay informed about the latest mortgage limits for different types of loans. If you're considering a reverse mortgage in Idaho, you may be wondering what the new mortgage limits are for the coming year. In this blog post, we'll explore the 2023 mortgage limits for a reverse mortgage in Idaho and what they mean for homeowners.

Purchasing a home may be a overwhelming task, but if you follow some simple steps, it can really help your process.

Mortgage rates starting off higher

Mortgages rates in Idaho will trend flat to a little higher, that is until Wednesday at 12:00 PM, when the Federal Reserve is expected to announce a rate hike, the watch out for volatility. Anticipation is for a .25 increase, but what all eyes are looking for is the statement that follows.

Mortgage rates in Idaho are down just a tick last week, but this week we have started off even lower, We will probably stay pretty close to where we are for about 2-3 weeks, in anticipation of Federal Reserve meeting towards the 3rd week of the month.

Rural development reducing rates in Idaho, new loan application coming in 2018!