A mortgage broker in Idaho can provide numerous benefits to homebuyers in the process of obtaining a home loan. In this blog post, we'll explore why a mortgage broker is often a better option when getting a home loan.

Refinancing a mortgage is a big decision for homeowners. It can potentially lower monthly payments, shorten the loan term, and even save you thousands of dollars in interest over the life of the loan. But it's important to consider all the factors before jumping into refinancing. Here are the most important things a homeowner should think about before refinancing their existing mortgage.

If you're in the process of buying a home, you may have heard of a well inspection but might not know exactly what it is or why it's important. A well inspection is a thorough evaluation of a home's well and water system to ensure it's in good condition and safe for use. In this blog post, we'll discuss why getting a well inspection is a crucial step in the home buying process.

Are you one of the many renters in Idaho who dream of owning your own home? Have you been saving for a down payment, but still find it difficult to come up with the necessary funds? If so, you should consider the benefits of using Idaho Housing's Down Payment Assistance (DPA) Program.

Shopping for a real estate agent can be a daunting task, especially if you are a first-time homebuyer or selling your property. A good real estate agent can make the buying or selling process much smoother and help you make the best financial decision for your situation. However, with so many options to choose from, it can be challenging to determine which real estate agent is the right fit for you. In this blog post, we'll go over some key factors to consider when shopping for a real estate agent and how to find the right one for your needs.

As a home buyer, one of the biggest expenses you'll face during the buying process is closing costs. These costs can add up to several thousand dollars and can include things like appraisal fees, title insurance, and legal fees. With so many expenses to consider, it's understandable to wonder if you should ask the seller to pay some or all of these costs. In this blog post, we'll explore whether or not it's a good idea to ask the seller to pay closing costs and what you should keep in mind when making this request.

It is super important for a home buyer to get a home inspection, in this blog we discuss some of the reasons why.

Mortgage rates in Boise simmering.

Mortgage rates ticked up last week. With us up .05 of a point and that is .10 for the last 2 weeks. It is all about China and Trade, again. As the stock market is rolling and hitting new highs each week, investors are putting their money into Stocks and out of Bonds and Mortgage Backed Securities. Again, no use talking about technicals or data (although new home sales were up 1.3% M/M) and traders are going to focus on Trump, Tariffs & Tweets over the next 2 weeks.

Also, don't forget:

• VA removed ALL Loan limits as of 1/1/2020.
• FHA loan limits are now $366,850,
• Conventional Loan limits are $510,400,
• High Balance Conventional is $765,500, and
• Jumbo is anything over $765,501 Merry Christmas to you all!