Buying a home can be one of the biggest and most exciting investments you make in your lifetime. However, it can also be overwhelming and stressful if you're not adequately prepared. Here are five essential steps that every home buyer should take to get ready to buy a home.

As a prospective home buyer in the Boise area, it is important to be aware of the flood zones in the area to make an informed decision about your purchase. Flooding is a common natural disaster in many areas, and it can have a devastating impact on homes and properties. In this blog, we will discuss what you need to know about flood zones in the Boise area.

If you're a first-time homebuyer in Idaho, you may be concerned about the high cost of a down payment. Luckily, the Idaho Housing and Finance Down Payment Assistance Program (IDPA) is available to help you with the cost of purchasing your new home. In this blog, we'll explore the benefits of Idaho Housing and Finance Down Payment Assistance Program and how to take advantage of this program.

As a potential home buyer, the thought of higher mortgage rates may be intimidating. However, it is important to understand that there are reasons why you should not be afraid of higher mortgage rates.

For many people, buying a home is the most significant investment they will make in their lifetime. With so many different types of mortgage loans available, it can be difficult to know which one is right for you. Two of the most common types of mortgage loans are FHA loans and conventional loans. In this blog, we will explain why FHA loans are often better than conventional loans for home buyers./loan_products/down_payment_assistance/

If you're planning to buy or sell a home, you may be wondering what to expect from a home appraisal. A home appraisal is an important step in the process of buying or selling a home, and it can have a big impact on the outcome of the transaction. In this blog, we'll cover everything you need to know about home appraisals, including what they are, how they work, and what you can expect.

The VA funding fees are changing due the Veterans Administration analyzing the VA mortgage loan program.  The VA has decided to decrease funding fees for VA loans.

If you're in the market for a new home, you may be considering a manufactured home in Idaho. While there are some misconceptions about these types of homes, they offer a lot of benefits that you may not be aware of. Here are 10 reasons why you should consider buying a manufactured home for your family.

As we move into 2023, it's important to stay informed about the latest mortgage limits for different types of loans. If you're considering a reverse mortgage in Idaho, you may be wondering what the new mortgage limits are for the coming year. In this blog post, we'll explore the 2023 mortgage limits for a reverse mortgage in Idaho and what they mean for homeowners.

Student loans can be a crucial way to invest in one's future by getting an education, but sometimes life happens, and it can be challenging to keep up with the payments. When a borrower fails to make timely payments, their student loan enters into default, which can have significant consequences on their credit score and future financial prospects. Fortunately, there are programs available to help borrowers get back on track, including rehabilitation and consolidation. In this blog, we'll explore the differences between these two options and what they mean for borrowers.