FOR THE REAL ESTATE PROFESSIONAL

KEEP INFORMED WITH NEW BLOGS EVERY FRIDAY ON CHANGES, STATISTICS, RATES, AND MORE

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For the Real Estate Professional

This site is dedicated to informing the Real Estate Professional. I Blog each Friday, to keep you informed of upcoming changes, statistics, rates and lending news.  There is also links to program brochures on the right, as well as charts and news to keep informed.

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Thursday, April 6, 2023

Buying a home in Idaho can be a daunting process, but it's also an exciting time. As a first-time homebuyer, it's easy to get caught up in the rush and make some hilarious mistakes. So, let's take a lighthearted look at the top 10 mistakes first-time homebuyers often make, and how to avoid them (or just laugh them off).

Posted by 375loan at 4/6/2023 10:15:00 PM
Wednesday, April 5, 2023

Owning a home is a significant investment and obtaining a home loan is a significant financial decision. Mortgage insurance is a requirement by most lenders for borrowers who are unable to make a 20% down payment on their home. The insurance protects the lender if the borrower defaults on the loan. However, mortgage insurance can add hundreds of dollars to your monthly mortgage payments, which can make a significant impact on your monthly budget. So, how do you remove mortgage insurance from your home loan? In this blog post, we'll discuss some of the ways you can eliminate mortgage insurance from your home loan.

Posted by 375loan at 4/5/2023 10:21:00 PM
Tuesday, April 4, 2023

Becoming a homeowner is an exciting and fulfilling milestone. It marks the beginning of a new chapter in your life, and with it comes a new set of responsibilities. After you move into your new home, there are several things you should do to ensure that you start off on the right foot. In this blog post, we'll discuss the top 10 items that every new homeowner should do after they move in.

Posted by 375loan at 4/4/2023 9:45:00 PM
Monday, April 3, 2023

If you're a first-time homebuyer, you may have come across the term "escrow account" during your mortgage application process. But what exactly is an escrow account and how does it work? Let's explore.

Posted by 375loan at 4/4/2023 1:39:00 AM
Tuesday, March 28, 2023

As a homeowner with a well, it's important to make sure your water is safe to drink. One way to do this is to get your well tested regularly. But how often should you get your well tested? In this blog, we'll explore the answer to this question and the reasons why it's important to get your well tested.

Posted by 375loan at 3/29/2023 3:48:00 AM
Friday, March 24, 2023

Buying a home is a significant investment, and timing is crucial. Choosing the right time to buy a home can help you save money, get the best deal, and have more choices. In this blog post, we will discuss the best time of the year to purchase a home and how you can optimize your search.

Posted by 375loan at 3/24/2023 10:45:00 PM
Wednesday, March 22, 2023

On March 22, 2023, the Federal Reserve announced a rate hike of 0.25%. This move has been widely anticipated and has significant implications for the economy, including the mortgage market.

Posted by 375loan at 3/23/2023 1:21:00 AM
Wednesday, March 15, 2023

If you're a veteran or an active duty, retired or honorably discharged service member looking to buy a home in Idaho, you may be wondering which lender is the best for a VA home loan. After doing some research, we can confidently say that 1st Choice Mortgage is the top choice for a VA home loan in Idaho.

Posted by 375loan at 3/15/2023 10:37:00 PM

Buying a home can be one of the biggest and most exciting investments you make in your lifetime. However, it can also be overwhelming and stressful if you're not adequately prepared. Here are five essential steps that every home buyer should take to get ready to buy a home.

Posted by 375loan at 3/15/2023 10:17:00 PM
Thursday, March 9, 2023

If you're selling your home to a buyer who is using an FHA loan, you may be wondering what closing costs you're allowed to pay for them. FHA loans are popular among first-time homebuyers because they require a lower down payment and have more flexible credit requirements than traditional mortgages. However, these loans come with certain rules about who can pay for closing costs.

In this blog, we'll explore what closing costs a seller can pay for a buyer on an FHA loan and how you can optimize your content for search engines to reach more potential readers.

Posted by 375loan at 3/10/2023 3:31:00 AM
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