A mortgage broker in Idaho can provide numerous benefits to homebuyers in the process of obtaining a home loan. In this blog post, we'll explore why a mortgage broker is often a better option when getting a home loan.

Refinancing a mortgage is a big decision for homeowners. It can potentially lower monthly payments, shorten the loan term, and even save you thousands of dollars in interest over the life of the loan. But it's important to consider all the factors before jumping into refinancing. Here are the most important things a homeowner should think about before refinancing their existing mortgage.

If you're in the process of buying a home, you may have heard of a well inspection but might not know exactly what it is or why it's important. A well inspection is a thorough evaluation of a home's well and water system to ensure it's in good condition and safe for use. In this blog post, we'll discuss why getting a well inspection is a crucial step in the home buying process.

Purchasing a home may be a overwhelming task, but if you follow some simple steps, it can really help your process.

Mortgage rates ticked up last week. With us up .05 of a point and that is .10 for the last 2 weeks. It is all about China and Trade, again. As the stock market is rolling and hitting new highs each week, investors are putting their money into Stocks and out of Bonds and Mortgage Backed Securities. Again, no use talking about technicals or data (although new home sales were up 1.3% M/M) and traders are going to focus on Trump, Tariffs & Tweets over the next 2 weeks.

Also, don't forget:

• VA removed ALL Loan limits as of 1/1/2020.
• FHA loan limits are now $366,850,
• Conventional Loan limits are $510,400,
• High Balance Conventional is $765,500, and
• Jumbo is anything over $765,501 Merry Christmas to you all!

FHA Home Mortgage Limits go up in Idaho!

Congress passed Blue Water Law that will dramatically help Veterans with Home Loans in Idaho!

Numbers are out for May for Ada County, Boise, Meridain, and can I say WOW. Another killer report, with home prices up AGAIN. But homes sold were down, not a negative sign, but a sign of high prices. But June's numbers should be better as Interest Rates have SUNK to 18 month lows, which should spike home purchases!

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Mortgage rates trended higher last week as rumors of a trade deal with China popped up. All eyes will be on China and trade deal. If we get a trade deal, Stocks should shoot up and mortgage rates should also rise. And also watch the Brexit news, this will be a rate influences as well.